DwellStateSupplement

Description
This aggregate holds dwelling information specific to a region.

Type : Aggregate
DataType : DwellStateSupplement_Type

Elements
BrushFireRateA surcharge applied for structures in brush fire hazard areas. Please refer to the applicable 'Brush Area Data Books' manual.
BrushFireZoneCdAn industry code identifying the brush/fire zone. The source of this code list is State or Insurer manuals.
ChimneyCdA code describing the material used to construct the chimney. This element uses the Chimney code list.
ClassDApplicableIndPlease refer to the applicable State manual.
ClassHProtectedWarrantyBIndPlease refer to the applicable State manual.
ContinuousRenewalIndOften a requirement of the lending institution for property located in California amending the policy to be continuous.
DistanceAboveTideOrFloodPlainThe height the property is above mean sea level.
DistanceToBrushDistance from the insured property to the nearest native brush or other natural vegetative growth.
DistanceToOceanOrOtherBodyWaterDistance the insured's property is from the edge of an ocean, gulf, sound, bay or other body of water affected by hurricane winds.
DwellInsurableAmtThis is the agreed insurable value of an insured dwelling.
ExposureWarrantyPlease refer to State Manual.
FireRecordPctThis is a credit or debit percentage factor applied to the fire rate.
FringeRateIndRisk rated within five miles of a protected town.
HydrantLocationCdA code identifying the municipality of a hydrant. This element uses the LocationType code list.
HydrantMunicipalityThe name of the municipality that provides the water to the hydrant.
HydrantTypeCdA code identifying the type of hydrant. This element uses the HydrantType code list.
InspectionCreditIndPlease refer to the applicable State manual.
KeyRateThis is the "Base" rate used in Blanket Rating. Also used as the value assigned by the Texas Insurance Board to a location evaluating Fire Department capability. It is similar to a premium group and determines the premium table to be used to rate a policy.
MineSubsidenceCdA code indicating if a structure is in an area subject to loss caused by the collapse of a mine. This element uses the Response code list.
NumEntrancesThe number of doors into an individual apartment unit.
PlaceCdUsually a state assigned code used for statistical purposes. Probably the most common Place Code is a code assigned to a particular area in a coastal state for the purpose of reporting status to the WUA (Wind Underwriting Association). Source of this code is the WUA or individual insurer.
RatingCdA state and/or insurer specific code used in rating. The source of this code is the insurer rating manuals.
RiskNumberBrushHazardRisk Number is a specific brush area and is assigned by the California Fire Bureau.
RuralFireProtectionDistrictCdA code identifying the credit given to certain risks located in an approved metropolitan county or rural fire prevention district. This element uses the RuralFireProtectionDistrict code list.
RuralProtectedIndA credit given to certain risks in an approved rural fire protection district.
SeacoastOrOtherBodyWaterProximityCdA code indicating what particular body of water the insured property is nearest to. This element uses the SeacoastOrOtherBodyOfWaterProximity code list.
SingleEntryApartmentIndIndicates if there is only one entrance to an apartment building which contains more than four units.
TenantsRelocationExpenseAmtA Massachusetts requirement which provides that fire insurance on multi-unit residential property include the actual cost of relocating any tenant forced out by fire.
WindPlanIndIndicates areas of a coastal state that the Windstorm Underwriting Association determines to be particularly vulnerable to wind related damage.

Attributes
idThis attribute is an identifier to a specific element.