| HazardGradeCategoryCd | The Hazard Grade Category Code is a shorthand representation used to uniquely describe the coverage related the class specific hazard grade being evaluated on the location. At this time there is no list of potential codes for this field. |
| HazardGradeCd | An industry code used to determine the level of risk. A hazard is a "circumstance that would increase the likelihood and severity of a loss". In general for commercial lines, each class has a separate hazard grade for a specific line of business. The source of this code list is the individual insurer and/or AM Best. |
| HazardGradeOverrideCd | The Hazard Grade Override Code is a shorthand representation used to uniquely describe the representative average degree of risk assigned by a Rater or Underwriter in place of the standard Hazard Grade Code. Element codelist will match the codelist for the HazardGradeCd. |