| 100-PremisesHousekeeping | 100- Premises Housekeeping and/ or maintenance. |
| 200-OperationsFailureOfEquipment | 200- Operations/Failure of Equipment excludes products/completed operations exposures. |
| 300-DefectiveProductOrWork | 300- Defective Product or Work excludes premises/operations exposures. |
| 410-Libel | 410- Libel is a published statement damaging to a person's reputation. |
| 420-Slander | 420- Slander is a spoken statement damaging to a person's reputation. |
| 430-WrongfulDismissal | 430- Wrongful Dismissal. The termination of an employee in violation of relevant law, the contract of employment or the employer's own dismissal procedures. What constitutes wrongful dismissal varies by jurisdiction. |
| 440-Discrimination | 440- Discrimination. Termination of employment because the employee is a certain race, nationality, religion, sex, age, or in some jurisdictions, sexual orientation. |
| 510-WilfulConduct | 510- Wilful Conduct is a conscious or intentional disregard of the rights or safety of others. |
| 520-HumanError | 520- Human Error. Something has been done that was "not intended by the actor; not desired by a set of rules or an external observer; or that led the task or system outside its acceptable limits". |
| 999-Other | 999- Other. |