| Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
| CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
| InsuredInterestCd | A code describing the relationship of the insured to this item. This element uses the Interest code list. |
| ItemDesc | A text description of the item (ex. glass, sign, jewelry, etc.). |
| ItemIdInfo | The Item ID Information Aggregate is architectural in nature. It is used to identify an aggregate uniquely across transactions. |
| ObjectLossDesc | A description of the object(s) that has suffered loss and the general nature/description of the loss. |
| OperationsDesc | A text description of the operations of this risk or insured. |
| OtherExposureDesc | A description of any additional pertinent information on the liability exposure including completed operations of this claim/occurrence. |
| OtherInsuranceInd | Indicates if there is other insurance applicable to this item. |
| ProbableIncurredAmt | The estimated total amount of a claim. This field is used only when the claim has not been completely settled, a.k.a. incurred. |
| SubjectInsuranceCd | A code designating the subject of insurance or premium bearing option to which the coverages attached to this group apply. This element uses the Risk code list. |
| WhereSeenDesc | A description of where the item can be viewed other than the address. |