CommlCoverage | This aggregate is DEPRECATED. It is present for backward compatibility only. Use Coverage instead. |
Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
CreditOrSurcharge | Describes a credit/discount/surcharge/modification. |
NonOwnedClassCd | An industry code. The Insurance Services Office (ISO) Class Code used to designate Non-Owned coverage. The source of this code list is the ISO Commercial Lines Manual (CLM) or rating manuals of individual insurer. |
NonOwnedGroupTypeCd | A code indicating which category of covered persons to which Non-Owned coverage pertains. The element uses the NonOwnedAutoCategory code list. |
NonOwnedPct | The percentage of employees who regularly operate their own vehicle in the insured's business. |
NumNonOwned | The number of covered persons who will be using their own cars. |