| G1 | $100 Glass Deductible |
| MW | $100 Medical Expense and $200 Work Loss Deductible (MN) |
| M | $100 Medical Expense Deductible. (MN) |
| W | $200 Work Loss Deductible (MN) |
| 12 | 1/12 each month |
| 03 | 1/3 each month |
| 04 | 1/4 each month |
| 06 | 1/6 each month |
| 09 | 1/9 each month |
| 100 | 100% |
| 180 | 180 days |
| 20 | 20% - 40% - 60% - 80% - 100% |
| 25 | 25% - 50% - 75% - 100% |
| 30 | 30% - 60% - 90% - 100% |
| 35 | 35% - 70% - 100% |
| 40 | 40% - 80% - 100% |
| 90 | 90 days |
| AG | Above Ground Floor Glass |
| AO | Accepted "New /Added On" (GA) |
| AR | Accounts Receivable Endorsement |
| ACLOC | Acquired Location |
| AS | Active Seat Belt |
| ACT | Actual |
| A | Actual cash value |
| A | Actual cash value |
| AV | Actual Cash Value |
| ABLDP | Additional Building Property |
| ACVGP | Additional Coverage Property |
| AF | Additional Farm |
| ADDLOC | Additional Location |
| RJ | Additional Personal Injury Coverage rejected. (ND) |
| APIP | Additional Personal Injury Protection (PIP) - Related Option Number is in OptionValue |
| APIP | Additional Personal Injury Protection (PIP) - Related Option Number is in OptionValue |
| APIP | Additional Personal Injury Protection (PIP) - Related Option Number is in OptionValue |
| APIP | Additional Personal Injury Protection (PIP) - Related Option Number is in OptionValue |
| APNC | Additional Property Not Covered |
| AdjFld | Adjacent Fields/CBT |
| G | Agreed amount |
| APNS | Agricultural Products and Storage |
| ACB | Air Conditioning Both Property Damage and Business Interruption |
| ACP | Air Conditioning Property Damage Only |
| AircRepServ | Aircraft Repair and Service |
| AircStorHang | Aircraft Storage in Hangar |
| AB | Alcoholic Beverages |
| ABTAX | Alcoholic Beverage Tax |
| PS | All Coverages except Comprehensive |
| PN | All Coverages except Personal Injury Protection (PIP) and Comprehensive |
| ALLC | All Covered |
| 4 | All others |
| 4 | All others |
| AP | All Physical Damage |
| AL | All retrofit conditions met |
| GrndFlAllRisk | All Risk Ground and Flight |
| AE | Alternate Expense Option (HI) |
| AM | Ammunition |
| AC | Animal Collision |
| AS | Antique Shop |
| AR | Appliance Repair |
| ATMTC | Applicable when Automatic Status is required in Leasing Agreements |
| I | Applies to named insured (yourself) (MA) |
| R | Applies to named insured and Household Members (MA) |
| 04 | April |
| 08 | August |
| D | Auto Death Benefits |
| AP | Auto Parts |
| BUSD | Back of Sewers and Drains Exclusion |
| BUSD | Backup of Sewers and Drains Exclusion |
| BS | Bait Shop on premises |
| BA | Barn |
| B | Baseboard |
| B | Basic |
| BB | Beauty or Barber Shop |
| BB | Bed and Breakfast |
| B | Beneficiary |
| BIOnly | BI Only |
| BW | Blacksmithing/Welding - No Employees |
| B | Blanket |
| BL | Blanket |
| BO | Boathouse |
| BI | Bodily Injury |
| B | Boiler and Pressure Vessels |
| BMP | Boilers and Pressure Vessels/Mechanical and Electrical/Production Machinery |
| BM | Boilers and Pressure Vessels/Mechanical and Electrical Equipment |
| BP | Boilers and Pressure Vessels/Production Machinery |
| BNL | Brands and Labels |
| BR | Brick or Concrete |
| BR | Broad |
| B | Broadened |
| BR | Broad - Tuition Fee Coverage |
| BU | Broad Underground Coverage |
| BIBRK | Builders Risk (BUSIN and BUSEE) |
| BRCLP | Builders Risk - Collapse During Construction |
| BRSCE | Builders Risk - Excluded Subcontractors |
| BRSCC | Builders Risk - Include Subcontractors Coverage |
| BRRF | Builders Risk Reporting Form |
| BLDOR | Building Ordinance |
| BLDOI | Building Ordinance - Increased Period of Restoration |
| B | Burglar |
| BIAOP | Business Income All Ordinary Payroll |
| BIBRR | Business Income - Builders Risk Rental Only |
| BIMPI | Business Income - Maximum Period of Indemnity |
| BIPA | Business Income - Premium Adjustment |
| BIPUC | Business Income - Property Under Construction |
| BP | Business Personal Property Away from Premises Endorsement |
| S | Buy Back - Some parties accept the Personal Injury Protection (PIP) limitations. |
| CH | Cabinet/Handicraft Shop on premises |
| CS | Cameras |
| CA | Carpentry - odd jobs |
| C | Central Alarm |
| ChemBI | Chemical BI |
| ChemBIPD | Chemical BI and PD |
| ChemPD | Chemical PD |
| CH | Chicken Coop |
| CT | Cigarettes |
| CVLAU | Civil Authority |
| 01 | Clerical Office Employees |
| 1 | Clerical Office Employees |
| CL | Cloth |
| COIN | Coinsurance Clause |
| C | Collision |
| COL | Collision Coverage |
| COL | Collision Coverage |
| CO | Combination burglar alarm and fire alarm alarm that includes a local (used in Texas) |
| CC | Combination burglar alarm and fire alarm that includes a central option (used in Texas) |
| CR | Combination burglar alarm and fire alarm that includes a remote option (used in Texas) |
| C | Combined Mercantile and Manufacturing |
| ST | Combined Personal Injury Protection (PIP) (stacked) exists (MN) |
| CL | Communications Lines Coverage |
| CU | Communications Utilities |
| CS | Community Supply Coverage |
| CS | Community Supply Coverage |
| Comp | Comprehensive |
| CC | Computer Chips |
| CM | Computers |
| CFIB | Condo Fixtures and Improvement |
| CON | Contingent |
| CL | Contractual Liability |
| CV | Conversion |
| C | Conversion Coverage (CT) |
| M | Coordination Medical Expense (MI) |
| CY | Coordination of Benefits Included (ND) |
| CN | Coordination of Benefits Not Included (ND) |
| W | Coordination Work Loss (MI) |
| MW | Coordination Work Loss and Medical Expense (MI) |
| CP | Co-Payment Option |
| CP | Co Pay Option |
| CO | Cottage |
| B | Coverage applies to Bare Walls |
| F | Coverage applies to Finished Walls |
| CBE | Coverage Before Event |
| P | Coverage is Primary |
| P | Coverage is Primary |
| P | Coverage is Primary |
| P | Coverage is Primary |
| SC | Coverage is Secondary |
| CBGLS | Crack or Broken Glass |
| WB | Cripple walls braced |
| BS | Cripple walls braced and water heater strapped/braced/anchored |
| CSLBIPD | CSL BI and PD |
| CSLBIPDXPass | CSL BI and PD Excluding Passengers |
| CSLBIPDIPass | CSL BI and PD Including Passengers |
| CC | Custom Corn Shelling |
| GCEXT | Cyber Extortion Group |
| GCREX | Cyber Response Expenses Group |
| GDAT | Data Compromise Liability Group |
| D | Dead Bolt Lock |
| 12 | December |
| I | Deductible applies to named Insured (DE) |
| R | Deductible applies to named Insured and Resident Relatives (DE) |
| DEDLM | Deductible Limitation |
| DEFLI | Defense and Liability |
| GDAL | Defense and Liability Group |
| DIREB | Direct Excess Basis |
| DIRPB | Direct Primary Basis |
| B | Discount applies to both collision and liability |
| F | Discount applies to both liability, medical and collision |
| E | Discount applies to both liability and medical |
| C | Discount applies to collision only |
| G | Discount applies to liability, medical, comprehensive and collision |
| A | Discount applies to liability only |
| DSNW | Distilled Wines and Spirits |
| 5B | Does not require increased contents |
| DA | Driver Side Airbag |
| DI | Driver Side Impact Bag |
| DR | Drugs |
| DW | Dwelling - Insured Residence (non-farm) |
| DW | Dwelling - Insured Residence (non-farm) |
| EaAirc | Each Aircraft |
| EQINC | Earthquake Inception |
| EN | Economic and Non Economic Losses |
| EL | Economic Losses Only |
| EL | Economic Loss Only |
| E | Electrical Apparatus |
| E | Electrical Apparatus |
| EOG | Electrical Apparatus, Molten Material and Grain Properties |
| EOG | Electrical Apparatus, Molten Material and Grain Properties |
| EG | Electrical Apparatus and Grain Properties |
| EO | Electrical Apparatus and Molten Material |
| EO | Electrical Apparatus and Molten Material |
| F | Electric Forced Air |
| W | Electric Heated Water |
| BIEMR | Electronic Media and Records (BUSIN and BUSEE) |
| GEML | Electronic Media Liability Coverage Group |
| EM | Electronics Media and Records Coverage |
| EMPL | Employee(s) |
| EmplTool | Employee Tools |
| EH | Enhanced Underinsured Motorist applies (MD) |
| P | Entire Policy |
| E | Excess Liability Coverage |
| E | Excess Liability Coverage |
| E | Exclude |
| Excl | Excluded |
| Excl | Excluded |
| XL | Exclude Liability |
| XP | Exclude Property Damage |
| ExCompOp | Excludes Completed Operations |
| ExSpace | Excludes Spacecraft |
| W | Excludes work loss (FL) |
| ExChemPD | Excluding Chemicals PD Only |
| ExCrew | Excluding Crew |
| ExFlight | Excluding in Flight |
| E | Exclusion #3 Eliminated |
| EVS | Executives, Volunteers and Sole Proprietors (used with Voluntary Compensation) |
| EVS | Executives, Volunteers and Sole Proprietors (used with Voluntary Compensation) |
| E | Executives (used with Voluntary Compensation) |
| E | Executives (used with Voluntary Compensation) |
| EX | Executives and Sole Proprietors (used with Voluntary Compensation) |
| EX | Executives and Sole Proprietors (used with Voluntary Compensation) |
| EV | Executives and Volunteers (used with Voluntary Compensation) |
| EV | Executives and Volunteers (used with Voluntary Compensation) |
| Extend | Extended |
| EC | Extended Coverage |
| BIEPI | Extended Period of Indemnity |
| XXDP | Extra Expense from Dependent Properties |
| FM | Farm Machinery Repair Shops- No Employees |
| FP | Farm Product Salesman |
| 02 | February |
| F | Fire |
| FF | Fire Following (State Mandated Coverage) |
| R | Fire Resistive/Superior |
| FE | First Dollar Defense Excluded |
| FI | First Dollar Defense Included |
| GCYBC | First Party-Computer Attack Group |
| FP | Fishing Ponds or Lakes - No Boats Rented |
| FoodBev | Food and Beverage |
| A | For those devices providing protection from wind and debris |
| B | For those devices providing protection from wind only |
| FR | Frame or Part Wood |
| F | Freeze Exclusion |
| FF | Frozen Food |
| Fuel | Fuel and Oil |
| FSTS | Fuel Storage Tank Shared |
| FSTU | Fuel Storage Tank Unshared |
| F1F3P | Full 1st and 3rd Party |
| FUL1P | Full 1st party |
| FUL3P | Full 3rd Party |
| A | Full - All parties accept the Personal Injury Protection (PIP) limitations. |
| FG | Full Glass |
| FG | Full Glass |
| G | Full Glass applies |
| FMORT | Full Mortality |
| FullTime | Full-time employee(s) exist. As used here, the number of full-time employees is indicated in the matching Number Of field. |
| FT | Full Tort |
| FT | Full Tort (PA) |
| FB | Funeral Benefits (Used to indicate coverage if separate limit is not being tracked, else use coverage code FEB.) |
| FU | Furs |
| 2 | Garage |
| 2 | Garage |
| GA | Garage |
| 3 | General Liability with Pollution Coverage Endorsement |
| 1 | General Liability With Standard Insurance Services Office (ISO) Pollution Exclusion |
| 2 | General Liability with Standard Sudden and Accidental Only |
| GS | Glass |
| GLSVB | Glass - Vacant Building |
| G | Government use |
| G | Grain Properties |
| G | Grantor |
| GR | Greenhouse |
| GrndTaxi | Ground and Taxi |
| GG | Ground Floor Glass |
| GrndNoFlight | Ground Not in Flight |
| GrndNoMot | Ground Not in Motion |
| GrndOnly | Ground Only |
| GUAMT | Guaranteed Amount |
| GP | Guests' Personal Property Endorsement |
| G | Guests Only (Used in conjunction with option code 1 of RJ) (KY) |
| GU | Guns |
| DL | Hay/Grain/Feed/Fertilizer or Seed Dealers |
| HR | Hay Rides or Sleigh Rides |
| HI | Health Insurance Option is provided (this means Personal Injury Protection (PIP) Medical Benefits is secondary). (NJ) |
| HT | Heating |
| HeliRepServ | Helicopter Repair and Service |
| TV | High-Rise Closed Circuit Television (TV) |
| HK | Housekeeping |
| HP | Hunting on Premises |
| GIDRC | Identity Recovery Group |
| Incident | Incidental |
| INCBA | Incidental Business Activity |
| INLOC | Incidental Location |
| IN | Incidental Retail/Service Not Otherwise Classified |
| I | Include |
| Incl | Included |
| Incl | Included |
| Incl | Included |
| InCompOp | Includes Completed Operations |
| InSpace | Includes Spacecraft |
| IW | Includes work loss (FL) |
| InCrew | Including Crew |
| InTaxi | Including Taxi |
| IL | Increased Limits |
| ExCyb | Indicator that Cyber coverage is excluded. |
| ExCyb | Indicator that Cyber coverage is excluded. |
| ExNM | Indicator that National Mourning coverage is excluded. |
| ExNM | Indicator that National Mourning coverage is excluded. |
| ExNBC | Indicator that Nuclear Biological Chemical coverage is excluded. |
| ExNBC | Indicator that Nuclear Biological Chemical coverage is excluded. |
| ExPV | Indicator that Political Violence coverage is excluded. |
| ExPV | Indicator that Political Violence coverage is excluded. |
| ExRC | Indicator that Radioactive Contamination coverage is excluded. |
| ExRC | Indicator that Radioactive Contamination coverage is excluded. |
| ExTer | Indicator that Terrorism coverage is excluded. |
| ExTer | Indicator that Terrorism coverage is excluded. |
| ExWar | Indicator that War coverage is excluded. |
| ExWar | Indicator that War coverage is excluded. |
| 1 | Individual/married couple |
| 1 | Individual/married couple |
| IGP | Inflation Guard |
| InFlight | In Flight |
| InMotExFlight | In Motion Excluding Flight |
| INSRV | In Servant |
| INS | Inside |
| RO | Insured's Relative-Occupant |
| IO | Insured is Occupant |
| INCOV | Insureds Covered |
| IR | Iron or Steel |
| 01 | January |
| 07 | July |
| 06 | June |
| KN | Kennels - Breeding/Boarding or Sales |
| LA | Land occupied by persons other than insured for commercial purposes |
| LN | Landscaping |
| LSDPR | Leased Property |
| LGLLI | Legal Liability |
| L | Limit |
| L | Limited |
| L | Limited |
| L1L3P | Limited 1st & Limited 3rd Party |
| L1F3P | Limited 1st and Full 3rd Party |
| LIM1P | Limited 1st Party |
| LIM3P | Limited 3rd Party |
| LT | Limited Tort |
| LT | Limited Tort (PA) |
| LT | Limited - Tuition Fee Coverage |
| LU | Limited Underground Coverage |
| LLL | Liquor Law Liability |
| Subscription | Lloyd's subscription coverage percent |
| L | Local Alarm |
| LI | Loss of Income Endorsement |
| LSSPA | Loss Payable |
| LP | Loss Payee Endorsement |
| MC | Manufacturers and Contractors Liability |
| MFGCL | Manufacturers Consequential Location |
| M | Manufacturing and Mining |
| 03 | March |
| MY | Masonry |
| M | Masonry Veneer |
| M | Masonry Veneer |
| I | Massachusetts Accept Guest Occupant for Motorcycle. |
| R | Massachusetts Reject Guest Occupant for Motorcycle |
| 05 | May |
| MT | Meat |
| MP | Mechanical and Electrical/Production Machinery |
| M | Mechanical and Electrical Equipment |
| MechTool | Mechanics Tools |
| MW | Medical Expense and Weekly Work Loss Benefit and Work Loss Time Limit: 52 Weeks |
| M | Medical Expense Benefit (CO) |
| R | Medical Expense Elimination - Named Insured and Relatives (NY) |
| I | Medical Expense Elimination - Named Insured Only (NY) |
| ME | Medical Expense only - Personal Injury Protection (PIP) (NJ) |
| MR | Medical Expense Rejected (DC) |
| N | Mercantile/Non-Manufacturing |
| MS1 | Messenger #1 |
| MS2 | Messenger #2 |
| MT | Metal |
| N | Metal/Aluminum Siding |
| MX | Mexican Collision Coverage |
| M1 | Michigan Income Level $0 - $2,999 |
| M5 | Michigan Income Level $15000 - $24,999 |
| M6 | Michigan Income Level $25000 and over |
| M2 | Michigan Income Level $3000 - $5,999 |
| M3 | Michigan Income Level $6000 - $8,999 |
| M4 | Michigan Income Level $9000 - $14,999 |
| 1 | Michigan Interstate Indicator |
| 2 | Michigan Intrastate Indicator |
| MI1 | Michigan Municipal Volunteer coverage included |
| MI1 | Michigan Municipal Volunteer coverage included |
| W | Military Benefits Coordination exclude work loss. (FL) |
| ML | Minimum Limits Apply (WA) |
| MINPR | Mining Properties |
| MobileEq | Mobile Equipment Included |
| O | Molten Material |
| O | Molten Material |
| OG | Molten Material and Grain Properties |
| OG | Molten Material and Grain Properties |
| BIMLI | Monthly Limit of Indemnity (BUSIN and BUSEE) |
| M | Multi-car discount applies (Old Class Plan) |
| I | Named Insured |
| S | Named Insured's Spouse |
| I | Named Insured (OR) |
| R | Named Insured and Family Members (OR) |
| NPERL | Named Perils |
| GNET | Network Security Liability Group |
| No | No |
| N | No, multi-car discount does not apply (New Class Plan) |
| NOA | No Air Conditioning |
| ND | No deductible applies (MN) |
| HN | No Health Insurance Option (NJ) |
| NH | No Heat |
| 00 | None |
| 0 | None |
| NFM | Nonferrous Metals |
| NO | Non-Occupant |
| NR | Non-Residential Structure |
| NS | Non Stacked-Only |
| NS | Non-Stacked Personal Injury Protection (PIP) exists (MN) |
| NA | Not Applicable |
| N | Not for Government use |
| N | Not for Regular use |
| NT | No Threshold (NJ) |
| X | Not subject to multi-car consideration (Old Class Plan) |
| NU | No Underground Coverage |
| 11 | November |
| NY2 | NY - Active disabling - Anti-theft device |
| NY2 | NY - Active disabling - Anti-theft device |
| NY1 | NY - Alarm only - Anti-theft device |
| NY1 | NY - Alarm only - Anti-theft device |
| NY4 | NY - All others - Anti-theft device |
| NY4 | NY - All others - Anti-theft device |
| NY7 | NY - Both voluntary and statutory - UM/UN voluntary coverage indicator |
| NY7 | NY - Both voluntary and statutory - UM/UN voluntary coverage indicator |
| NY3 | NY - Passive disabling - Anti-theft device |
| NY3 | NY - Passive disabling - Anti-theft device |
| NY5 | NY - Statutory coverage only - UM/UN voluntary coverage indicator |
| NY5 | NY - Statutory coverage only - UM/UN voluntary coverage indicator |
| NY6 | NY - Voluntary coverage only - UM/UN voluntary coverage indicator |
| NY6 | NY - Voluntary coverage only - UM/UN voluntary coverage indicator |
| N | NY Water Damage Exclusion |
| N | NY Water Damage Exclusion |
| 10 | October |
| OF | Office, School and Studio |
| OPPF | Off Premise Power Failure |
| OffPrem | Off Premises |
| OPSTE | Off Premise Service - Time Element |
| OPOT | Off Premises Overhead Transmission Line |
| OPOTX | Off Premises Overhead Transmission Line Excluded |
| OLT | OL&T |
| 16P | One to Six Persons |
| 13P | One to Three Persons |
| OnPrem | On Premises |
| RESID | On Residence Premises |
| RESID | On Residence Premises |
| OPS | Operations |
| OBEL | Optional Basic Economic Loss |
| OPERL | Optional Perils |
| BIOPE | Ordinary Payroll Exclusion and Limitation (BUSIN and BUSEE) |
| OT | Other |
| OT | Other |
| OT | Other |
| OT | Other |
| O | Other (Old Class Plan) |
| OTRES | Other Residences |
| OTC | Other than Collision |
| OTC | Other than Collision |
| COM | Other than Collision and Collision Coverage |
| COM | Other than Collision and Collision Coverage |
| OUTSV | Outservant |
| OUT | Outside |
| OTLIN | Overhead Transmission Lines Included |
| OWNER | Owner |
| 3 | Partnership |
| PartInst | Parts Installed |
| PartNoInst | Parts Not Installed |
| PartTime | Part-time employee(s) exist. As used here, the number of part-time employees is indicated in the matching Number Of field. |
| PHE | Passenger Hazard Excluded |
| PHI | Passenger Hazard Included |
| PA | Passenger Side Airbag |
| PI | Passenger Side Impact Bag |
| PDNM | Patterns, Dies and Molds |
| PC | Payroll Coverage |
| PO | Pedestrian PIP Only |
| PERES | Period of Restoration |
| PERM | Permanent |
| PERM | Permanent |
| R | Personal Injury Protection (PIP) Deductible applies to named Insured and Dependent Resident Relative. (FL) |
| I | Personal Injury Protection (PIP) Deductible applies to named Insured Only. (FL) |
| PH | Pharmaceuticals |
| PS | Photographic Supplies |
| PC | Physical Condition |
| PilotSup | Pilot Supplies |
| PT | Plant Limit |
| PL | Plastic or Fiberglass |
| P | Police Alarm (not used in Texas) |
| PHNR | Power, Heat and Refrigeration |
| PL | Power Line |
| PL | Power Line |
| PS | Power Supply |
| ExPMC | Pre-Existing Medical Condition Exclusion |
| PRE | Preliminary |
| PREM | Premises |
| PF | Primary Farm |
| P | Production Machinery |
| PD | Property Damage |
| PRPIO | Property in the Open |
| POTS | Property Other than Stock |
| PS | Property Schedule |
| PRC | Pro Rata Distribution Clause |
| R | Provided for regular use |
| POPPF | Public Off Premise Power Failure |
| R | Radiant (Coil) |
| RA | Rear Seat Airbag |
| RF | Refreshment stands (not restaurants) - serving nonalcoholic beverages or food for consumption on premises (includes product liability) |
| Rein | Reinstated |
| RA | Rejected "New/Added On" And Accepted "Traditional/Reduced" (GA) |
| RG | Reject Full Glass |
| RJ | Rejection |
| I | Rejection of Work Loss by named insured (MI) |
| R | Rejection of Work Loss by named insured and members of household or Dependent Resident Relatives. Individual names should be sent using a 5GNA or 5RMK group. (MI) |
| R | Relative |
| R | Remote Alarm (Texas only) |
| R | Rental Properties |
| RR | Repair and Replacement |
| RepServ | Repair and Services |
| RC | Replacement Cost |
| RELOC | Reported Location |
| RPTFM | Reporting Form |
| 5A | Requires increased contents coverage |
| RESOS | Residence Other Structures |
| R | Residential Structure |
| RESEX | Response Expense |
| Restaurant | Restaurant Liability |
| RE | Restricted |
| Restrict | Restricted |
| ST | Retail Stores |
| RM | Road Maintenance-Grading/Mowing w/ Farm Equip only |
| RS | Roadside Stands |
| RUNOF | Run off cover is included |
| SG | SafetyGlass |
| SaleFuel | Sale of Fuel and Oil |
| SaleNewAirc | Sale of New Aircraft |
| SaleUsedAir | Sale of Used Aircraft |
| 3 | Sales (Installation) |
| 03 | Sales (Installation) |
| 02 | Sales (Non-Installation) |
| 2 | Sales (Non-Installation) |
| S | Schedule |
| SF | Seafood |
| SEASN | Seasonal |
| SEASN | Seasonal |
| BISLM | Seasonal Leases - Monthly Limitation on Loss Report (BUSIN and BUSEE) |
| SW | Semi-Wind Resistive |
| 4 | Separate Pollution Coverage |
| SCOTH | Separation of Coverage - Other Property |
| 09 | September |
| SE | Servant's Quarters |
| SU | Sewing/Upholstery Shop |
| SS | Shearing Sheep |
| SH | Shrub Limit |
| SI | Signs - Higher Limits Endorsement |
| SM | Smoke |
| MIXED | Snow and Ice Removal applies to both Residential and Commercial properties. |
| COMML | Snow and Ice Removal applies to Commercial properties. |
| RESID | Snow and Ice Removal applies to Residential properties. |
| SR | Snow Removal with Farm Equipment Only |
| S | Sole Proprietors (used with Voluntary Compensation) |
| S | Sole Proprietors (used with Voluntary Compensation) |
| SpareEng | Spare Engine/Parts |
| S | Special |
| D | Specific Driver |
| SPJOB | Specific Job |
| S | Specified amounts |
| S | Specified amounts |
| SC | Spirit Coverage |
| SPLG | Spoilage |
| SPLGA | Spoilage Breakdown |
| SCPS | Spoilage Covered at Selling Price |
| SP | Spoilage Endorsement |
| SPLGC | Spoilage Power Outage |
| SP | Sprinkler |
| S | Sprinkler Leakage |
| ST | Stable |
| ST | Stacking applies |
| SA | Stated Amount |
| S | Statutory |
| STOCK | Stock |
| SG | Storage |
| SRLL | Storage or Repairs Limited Liability |
| STK | Storekeeper Liability |
| AF | Structure anchored to foundation |
| AB | Structure anchored to foundation and cripple walls braced |
| AS | Structure anchored to foundation and water heater strapped/braced/anchored |
| NR | Structure not retrofitted |
| L | Subject to multi-car consideration, but not given discount (Old Class Plan) |
| FamilyLiability | Supplemental Family Liability Applies |
| Sus | Suspended |
| SVRS | Systemic Virus Cover |
| TD | Tailoring and Dressmaking |
| 04 | Teachers (Athletic) with Corporal Punishment Liability |
| 4 | Teachers (Athletic) with Corporal Punishment Liability |
| 05 | Teachers (Athletic) without Corporal Punishment Liability |
| 5 | Teachers (Athletic) without Corporal Punishment Liability |
| 06 | Teachers (Non-Athletic) with Corporal Punishment Liability |
| 6 | Teachers (Non-Athletic) with Corporal Punishment Liability |
| 7 | Teachers (Non-Athletic) without Corporal Punishment Liability |
| 07 | Teachers (Non-Athletic) without Corporal Punishment Liability |
| TV | Television |
| TN | Tenant |
| TIB | Tenants (Improvements and Betterments) |
| TEN | Tentative |
| TX | Textiles |
| THEFT | Theft |
| THFT | Theft Excluded |
| THFT | Theft Excluded |
| GNSPL | Third Party-Network Security Liability Group |
| TI | Tires |
| TO | Tobacco |
| RJ | Tort limitation rejected by all parties - Use with option code 2 of G. (KY) |
| GE | Total Disability Benefit (persons gainfully employed) (SD) |
| GN | Total Disability Benefit - Persons not gainfully employed. |
| TotalLim | Total Limit |
| TRN | Transfer |
| TR | Tree Limit |
| TSP | Trees, Shrubs and Plants |
| TDD | Trip Duration in Days |
| TDM | Trip Duration in Months |
| TDW | Trip Duration in Weeks |
| TN | Trustee Non-Resident |
| TR | Trustee Resident |
| BITAF | Tuition and Fees (BUSIN and BUSEE) |
| TAFED | Tuition and Fees - Other Ed Services |
| TAFST | Tuition and Fees - Students |
| U | Umbrella Coverage |
| UL | Unlimited |
| UL | Unlimited |
| UL | Unlimited Coverage |
| UN | Unrestricted |
| TR | Use of Tractor - non-commercial for snow removal, plowing gardens (includes coverage for use of attachments) |
| VACPR | Vacancy Permit |
| VP | Valuable Papers and Records -- Research Cost Endorsement |
| Building | Valuation is based on the building limit |
| Contents | Valuation is based on the contents limit |
| V | Vandalism |
| V | Vandalism |
| VM | Vandalism and Malicious Mischief |
| VS | Vandalism and Sprinkler Leakage |
| VS | Vandalism and Sprinkler Leakage |
| VR | Vehicle Recovery/Hidden Transponder |
| VX | Vehicles Excluded |
| VR | Veneer |
| VT | Verbal Lawsuit Threshold (NJ) |
| VE | VIN Etch Vehicle Registration |
| V | Volunteers (used with Voluntary Compensation) |
| VS | Volunteers and Sole Proprietors (used with Voluntary Compensation) |
| RJ | Waive income benefits (UT) |
| RJ | Waiver of Personal Injury Protection (PIP) applies (MD) |
| WC | Walled Community |
| CF | Watercraft and Freeze Exclusion |
| CN | Watercraft and NY Water Damage Exclusion |
| CN | Watercraft and NY Water Damage Exclusion |
| C | Watercraft Exclusion |
| WS | Water heater strapped to wall/braced/anchored |
| WS | Water Supply |
| WE | Window Glass Etch Vehicle Registration |
| WR | Wind Resistive |
| WTHE | Windstorm, Tornado and Hurricane Perils Exclusion |
| WTHI | Windstorm, Tornado and Hurricane Perils Included |
| W | Windstorm or Hail |
| WC | Wine Coverage |
| WI | Wiring |
| WH | With Heat |
| WD | Woodworking/Crafts or Upholstery |
| WC | Workers Comp Premium Reduction Applied And No PIP Deduction Will Apply. |
| NO | Work Loss Coordination (infers a "no" response on the form) (NY) |
| W | Work Loss Coordination (infers a "yes" response on the form) (NY) |
| W | Work Loss Exclusion (Reject Work Loss) (CO) |
| N | Work Loss exclusion any family members, age 65 or older, or age 60-64 and retired and receiving a pension. |
| WR | Work loss exclusion applies to named Insured and Dependent Resident Relatives. (FL) |
| WI | Work loss exclusion applies to named Insured Only. (FL) |
| R | Work Loss exclusion named insured and family members age 65 or older or 60-64 and retired and receiving a pension. (MN) |
| I | Work Loss exclusion named insured only age 65 or older or 60-64 and retired and receiving a pension. (MN) |
| W | Work Loss Rejected (DC) |
| Yes | Yes |
| Y | Yes, multi-car discount applies (New Class Plan) |