OtherOrPriorPolicy

Description
This aggregate contains pertinent information about policies related to 'this' policy, such as prior policy history information, other policies in force, or underlying policy information associated with an umbrella or excess policy. This aggregate may be repeated as many times as needed to contain the appropriate prior policy history or other policy information.

Type : Aggregate
DataType : OtherOrPriorPolicy_Type

Parents
COMMLUMBRELLAUNDERLYINGCOVERAGESCHEDULEINFO RESOURCE_CHOICE

Elements
CancelDeclineDtA date on which previous coverage was cancelled or declined.
ClaimHistoryReportStatusCdIndicates whether a claim history report has been ordered and/or received. This element uses the ClaimHistoryReportStatus code list.
ClaimsMadeInfoThis aggregate provides the information needed for a claims made-type liability policy.
CLUERefNumberAn ID value that identifies the Comprehensive Loss Underwriting Exchange (C.L.U.E.) report.
CompanyProductCdA company-unique code indicating the product classification of this policy. The source of this code list is the individual insurer.
ContinuityDtThe continuity date, also known as the prior knowledge date, refers to the date when designated parties first become aware of an incident which may be a covered act under an insurance policy.
ContractTermThis indicates the period for the contract, policy, binder, etc.
ConvictionDtThe date on which the conviction occurred.
CoverageCoverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups.
CoverageAvailableThis aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage.
ExperienceModIndIndicates if an Experience Modification Factor was used in determining the premium of this policy.
FirstDollarDefenseIndIndicates first dollar defense coverage.
FloodWindPolicyInfoThis aggregate captures additional information about other flood and wind policies associated with a property.
InsurerNameThe Name of the insurer.
ItemIdInfoThe Item ID Information Aggregate is architectural in nature. It is used to identify an aggregate uniquely across transactions.
LengthTimeWithPreviousInsurerThe length of time the insured has been with the prior insurer.
LinkLink provides a mechanism to hyperlink between resources. It is not expected to contain data, instead typically appears as (e.g.): <Link rel="self" href="/policy/4e068b48-798c-4df1-8d1d-ea2a90f4eb4c" title="Self"/>.
LOBCdA code identifying the line of business classification. This element uses the LineOfBusiness code list.
LOBSubCdA code identifying the line of business subcode that further refines the line of business code. The code identifies the product classification of the policy. This element uses the LineOfBusinessSubCode code list.
LossesDescDescribes the losses which were incurred and enumerated in NumLosses.
MinimumEarnedPctThe minimum percentage of premium earned for a bound policy. If premium was fully earned when bound use 100.
MinimumEarnedPremiumAmtThe minimum amount of premium earned for a bound policy.
NAICCdAn industry code uniquely identifying an organization chartered under state or provincial laws to act as an insurer. The source of this code list is the NAIC and/or IBC.
NameInfoThe Name Information Aggregate allows for the ability to add a name to any person or organization.
NumLossesThe total number of losses that occurred for the past number of years as specified by NumLossesYrs.
OriginalInceptionDtThe date "this" insured first was issued a policy by "this" insurer.
PolicyAmtThe modified premium for all coverages under the policy, plus all taxes, fees, surcharges, discounts, etc.
PolicyCdA code Identifying the type of policy being defined. This element uses the OtherPolicyType code list.
PolicyNumberThe unique number assigned to the policy, or submission, being referenced. If required for self-insurance, the self-insured license or contract number.
PolicyTerminatedCdA code indicating if this policy was terminated for any reason within a specified period of time. The indication, in general, refers to whether or not coverage has been terminated in the past. If so, additional information regarding is required. This element uses the ReasonTerminated code list.
PolicyTerminatedReasonDescA description to why the other or prior policy was canceled or declined.
PolicyTransferIndIndicates that policy has been reassigned from one insurer to another within an agency.
PolicyTypeCdA code that identifies the type of policy as it would normally be identified on a coverage level. This element uses the PolicyType code list.
PolicyYearThe year of "this" insured's prior policy.
PriorInsurerReportDtThe date on which the Prior Insurer Report was ordered. This is a report requested by the insurer (writing company) to affirm the prior insurer did provide the policy coverage noted by the applicant.
RatingFactorA commercial rating modification dependent upon coverage type.
ReasonForTransferCdA code indicating the reason for transfer. This element uses the ReasonForTransfer code list.
ReserveTotalAmtThe total reserve amount of all open claims less paid amounts for the policy period.
TotalPaidLossesAmtThe total dollar amount of losses paid on prior policies.

Attributes
DriverNameRefThis attribute is an identifier reference to a driver name.
DriverRefThis attribute is an identifier reference to a rated driver.
idThis attribute is an identifier to a specific element.
InsuredNameRefThis attribute is an identifier reference to an insured name.
LocationRefThis attribute is an identifier reference to a location.
SourceSystemRefThis attribute is an identifier reference to a source system.