AssignedRiskReasonCd | A code that identifies the reason why the driver is in an assigned risk pool. This element uses the DrivingRecord code list. |
BroadenedPIPAppliesInd | An indicator stating whether or not Broadened PIP applies to this driver. |
CancelReason | The reason a cancellation, or non-renewal took place. |
ClassCd | The Class Code for the exposure described by this Group. This code is derived from Insurance Services Office or company code list. |
CommlExperience | The length of time of actual commercial driving experience. |
ContinuousInsuranceCd | A code indicating the existence of prior continuous insurance for the risk. This element uses the ContinuousCoverage code list. |
Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
DefensiveDriverCd | A code identifying how an accredited defensive driving course credit may or may not apply. This element uses the DefensiveDriverIndicator code list. |
DefensiveDriverDt | The date on which the accredited defensive driving course was completed. |
DefensiveDriverExpirationDt | The date as of which any credits associated with the Defensive Driver Indicator no longer apply. |
DistantStudentInd | Indicates whether the student is attending a remote school. In the USA, this is typically over 100 miles from the primary residence. |
DriveOtherCarInd | An indicator stating whether or not Drive Other Car (DOC) coverage applies to this driver. |
DRIVER_CHOICE | DEPRECATED - Use Driver aggregate |
DriverAssignedRiskInd | Indicates whether this driver is in an assigned risk pool. |
DriverInfo | The Driver Information aggregate is the common data for both the Personal Driver and Commercial Drivers. |
DriverMedicalSupplement | This aggregate contains the elements that describe the medical condition of a vehicle driver. |
DriverTrainingCompletionDt | The date on which the Driver Training Course was completed. |
DriverTrainingInd | This is used to indicate eligibility for the driver training credit and the level of instruction the driver has received. |
DriverTypeCd | A code to clarify the driver's relationship to the policy if the relationship is informational in nature (e.g. excluded driver, unlicensed driver, etc.). This element uses the OtherDriverType code list. |
DriverViolationInformationCd | A code identifying a violation on this driver's driving record. This element uses the DrivingRecord code list. |
DrivingRecordRatingInfo | This aggregate contains information regarding the rating of a driver based on driving record. The content is generally specific to the insurer or company rating/underwriting rules. |
EffectiveDt | This is an effective date, the explicit meaning of which is implied by its parent or its usage. |
EventInfo | This aggregate is used to collect the information about when a specific event occurred. |
ExcludedFromUMInd | Indicates if the driver is excluded from Uninsured Motorists Coverage. |
ExcludedFromUMPDInd | Indicates if the driver is excluded from Uninsured Motorists Property Damage Coverage. |
ExcludedInd | Indicates that a person, place or thing is to be specifically excluded from coverage. |
FinancialResponsibilityFiling | This holds information about financial responsibility filings to be made to any person, organization, or government. |
ForeclosureExplanation | An explanation of the foreclosure, repossession, bankruptcy, judgment or lien during the last mandated number of years. |
GeneralPartyInfo | This aggregate provides general name, address and communications information about a person(s) or organization(s). |
GoodDriverInd | Indicates whether the driver qualifies for a Good Driver Discount. |
GoodStudentCd | A code indicating whether the driver qualifies for the good student credit. This element uses the GoodStudentIndicator code list. |
GoodStudentDt | The date on which the Good Student Certificate was validated (effective). |
GoodStudentExpirationDt | The date as of which the good student credit no longer applies. |
HiredDt | The date this individual was hired by their current employer. |
HiredNonOwnedInd | Indicates whether Hired /Non owned Coverage applies to this driver. |
MajorityDrivingStateProvCd | The state where the base terminal driver most often operates the vehicle. The source of the code list is the U.S. Postal Service. |
MatureDriverDt | Date for the mature driver classification. |
MatureDriverExpirationDt | The date as of which any credits associated with the Mature Driver no longer apply. |
MatureDriverInd | Indicates if the driver qualifies as a mature driver. |
MotorcycleTrainingInd | An indicator the driver is eligible for the driver training credit relating to motorcycle training only. |
NoClaimsBonusAcquisitionMethodDesc | A description of the method used to acquire the no claims bonus years. |
NoLiabilityExplanation | The explanation of why the driver has driven without liability insurance during the specified period of time. |
NumYearsNoClaimsBonus | The number of years of accumulated bonus for not making any claims on a policy. |
NumYrsExperienceRV | Number of Years of Recreational Vehicle Driving Experience. |
OtherLossInfo | This aggregate contains information about losses. |
OutsideCountryInfo | The Outside Country Information Aggregate includes information concerning the time the driver was driving outside of the country. |
PublicTransitUseInd | An indicator the driver uses public transportation on a regular basis. |
ReinstatementDt | The actual date the suspended license was reinstated. |
ResidenceStateProvCd | Residence state of the base terminal driver. The source of the code list is the U.S. Postal Service. |
ResidentCustodyInd | Indicates whether an individual has resident custody of a child age 18 or under. |
RestrictedInd | An indicator whether there is any restriction on the operator's license. |
SpecialEquipmentDesc | A description of any special equipment needed by the person operating a vehicle, device, etc. |
SurchargeFactor | A factor which when multiplied times the base premium gives the adjusted premium. |
SuspensionRevocationDt | Date on which the license was suspended or revoked. |
SuspensionRevocationReasonCd | A code identifying the reason for the revocation of the driver's license. The element uses the DrivingRecord code list. |
VehicleBaseInd | Indicates whether the vehicle is at a military base. |
WorkLossDeclinedInd | Indicates the declining of Work Loss Coverage at the driver level. The declination of this coverage is also recorded in the PIP coverage. |
YoungDriverSupplement | The Young Driver Supplement aggregate contains information collected on the Young Driver Question form (ACORD 93). |