PersDriver


(Deprecated)
Description
This aggregate is DEPRECATED - Use Driver. The Personal Driver aggregate contains information about a specific driver.

Type : Aggregate
DataType : Driver_Type

Parents
PERSPKGLOBS

Elements
AssignedRiskReasonCdA code that identifies the reason why the driver is in an assigned risk pool. This element uses the DrivingRecord code list.
BroadenedPIPAppliesIndAn indicator stating whether or not Broadened PIP applies to this driver.
CancelReasonThe reason a cancellation, or non-renewal took place.
ClassCdThe Class Code for the exposure described by this Group. This code is derived from Insurance Services Office or company code list.
CommlExperienceThe length of time of actual commercial driving experience.
ContinuousInsuranceCdA code indicating the existence of prior continuous insurance for the risk. This element uses the ContinuousCoverage code list.
CoverageCoverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups.
CoverageAvailableThis aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage.
DefensiveDriverCdA code identifying how an accredited defensive driving course credit may or may not apply. This element uses the DefensiveDriverIndicator code list.
DefensiveDriverDtThe date on which the accredited defensive driving course was completed.
DefensiveDriverExpirationDtThe date as of which any credits associated with the Defensive Driver Indicator no longer apply.
DistantStudentIndIndicates whether the student is attending a remote school. In the USA, this is typically over 100 miles from the primary residence.
DriveOtherCarIndAn indicator stating whether or not Drive Other Car (DOC) coverage applies to this driver.
DRIVER_CHOICEDEPRECATED - Use Driver aggregate
DriverAssignedRiskIndIndicates whether this driver is in an assigned risk pool.
DriverInfoThe Driver Information aggregate is the common data for both the Personal Driver and Commercial Drivers.
DriverMedicalSupplementThis aggregate contains the elements that describe the medical condition of a vehicle driver.
DriverTrainingCompletionDtThe date on which the Driver Training Course was completed.
DriverTrainingIndThis is used to indicate eligibility for the driver training credit and the level of instruction the driver has received.
DriverTypeCdA code to clarify the driver's relationship to the policy if the relationship is informational in nature (e.g. excluded driver, unlicensed driver, etc.). This element uses the OtherDriverType code list.
DriverViolationInformationCdA code identifying a violation on this driver's driving record. This element uses the DrivingRecord code list.
DrivingRecordRatingInfoThis aggregate contains information regarding the rating of a driver based on driving record. The content is generally specific to the insurer or company rating/underwriting rules.
EffectiveDtThis is an effective date, the explicit meaning of which is implied by its parent or its usage.
EventInfoThis aggregate is used to collect the information about when a specific event occurred.
ExcludedFromUMIndIndicates if the driver is excluded from Uninsured Motorists Coverage.
ExcludedFromUMPDIndIndicates if the driver is excluded from Uninsured Motorists Property Damage Coverage.
ExcludedIndIndicates that a person, place or thing is to be specifically excluded from coverage.
FinancialResponsibilityFilingThis holds information about financial responsibility filings to be made to any person, organization, or government.
ForeclosureExplanationAn explanation of the foreclosure, repossession, bankruptcy, judgment or lien during the last mandated number of years.
GeneralPartyInfoThis aggregate provides general name, address and communications information about a person(s) or organization(s).
GoodDriverIndIndicates whether the driver qualifies for a Good Driver Discount.
GoodStudentCdA code indicating whether the driver qualifies for the good student credit. This element uses the GoodStudentIndicator code list.
GoodStudentDtThe date on which the Good Student Certificate was validated (effective).
GoodStudentExpirationDtThe date as of which the good student credit no longer applies.
HiredDtThe date this individual was hired by their current employer.
HiredNonOwnedIndIndicates whether Hired /Non owned Coverage applies to this driver.
MajorityDrivingStateProvCdThe state where the base terminal driver most often operates the vehicle. The source of the code list is the U.S. Postal Service.
MatureDriverDtDate for the mature driver classification.
MatureDriverExpirationDtThe date as of which any credits associated with the Mature Driver no longer apply.
MatureDriverIndIndicates if the driver qualifies as a mature driver.
MotorcycleTrainingIndAn indicator the driver is eligible for the driver training credit relating to motorcycle training only.
NoClaimsBonusAcquisitionMethodDescA description of the method used to acquire the no claims bonus years.
NoLiabilityExplanationThe explanation of why the driver has driven without liability insurance during the specified period of time.
NumYearsNoClaimsBonusThe number of years of accumulated bonus for not making any claims on a policy.
NumYrsExperienceRVNumber of Years of Recreational Vehicle Driving Experience.
OtherLossInfoThis aggregate contains information about losses.
OutsideCountryInfoThe Outside Country Information Aggregate includes information concerning the time the driver was driving outside of the country.
PublicTransitUseIndAn indicator the driver uses public transportation on a regular basis.
ReinstatementDtThe actual date the suspended license was reinstated.
ResidenceStateProvCdResidence state of the base terminal driver. The source of the code list is the U.S. Postal Service.
ResidentCustodyIndIndicates whether an individual has resident custody of a child age 18 or under.
RestrictedIndAn indicator whether there is any restriction on the operator's license.
SpecialEquipmentDescA description of any special equipment needed by the person operating a vehicle, device, etc.
SurchargeFactorA factor which when multiplied times the base premium gives the adjusted premium.
SuspensionRevocationDtDate on which the license was suspended or revoked.
SuspensionRevocationReasonCdA code identifying the reason for the revocation of the driver's license. The element uses the DrivingRecord code list.
VehicleBaseIndIndicates whether the vehicle is at a military base.
WorkLossDeclinedIndIndicates the declining of Work Loss Coverage at the driver level. The declination of this coverage is also recorded in the PIP coverage.
YoungDriverSupplementThe Young Driver Supplement aggregate contains information collected on the Young Driver Question form (ACORD 93).