| Explanation | A text explanation supporting the answer provided. |
| Num | This data element is used to indicate a number as applicable to an underwriting question. For Personal Umbrella, this indicates the number of years that any auto accident or liability loss on any primary or excess policy occurred, regardless of fault. |
| QuestionCd | A code identifying a specific underwriting question. This element uses the ResponseIndicator code list. |
| QuestionOccurrenceInfo | The Question Occurrence Information Aggregate is used to transmit information which supplements an underwriting question. This aggregate is used when there are no specific fields for the explanation information in other standard aggregates, but the QuestionAnswer aggregate does not allow for the separation of dates and other information required as part of the response. |
| QuestionText | Text of the question. This will be used as the Prompt Text. |
| QuestionTextReference | A unique reference, associated with a particular QuestionText question, to assist in correlating the response to the original custom question. This reference provides context for the back and forth dialogue between two parties (e.g. carrier and agent/broker, E&S carrier and an MGA). The reference should not be used to provide a carrier-standard reference for unique questions. |
| YesNoCd | A code representing a yes or no answer. This element uses the Response code list. |