AuditPeriod | This is the period for which the exposure is being audited. |
CommlCoverage | This aggregate is DEPRECATED. It is present for backward compatibility only. Use Coverage instead. |
Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
Exposure | The amount of the exposure used in calculating the premium. The content of this data element depends on the rating basis used. |
ExposureInfo | This contains information concerning business or non-business exposures whether incidental or not. |
PremiumBasisCd | A code designating the rating basis of the exposure amount. This code uses the PremiumBase code list. |
RatingClassificationCd | An industry code used to classify the exposure, risk, or coverage. The source of this list includes various bureaus, insurers, and other state manuals or rating organization. |
RatingClassificationDescCd | A code identifying specific classification phraseologies. (It is possible to have more than one description for a given classification code.) There are multiple sources for this code list. |