| The following reflects how this field should be interpreted, based on the need type:OLI_SOLTYPE_DEATHBENEFIT:False = The death benefit goal is "before tax" (without regard to tax payable on
proceeds to beneficiaries). Since in most jurisdictions, death benefit proceeds from life
insurance are not taxable; this is the normal case.True = The death benefit goal is "after tax". This only applies in jurisdictions
where death benefits proceeds from life insurance are taxable to the beneficiaries. In such a
case, the solution should include additional benefits necessary to pay taxes on the death
benefit proceeds.OLI_SOLTYPE_CASHVALUE:False = The cash accumulation goal is "before tax". The solution should accumulate
the amount specified without regard to income or capital gains taxes that may apply.True = The cash accumulation goal is "after tax". The solution should utilize a
vehicle whose accumulation is "tax free", or include addition accumulation to pay
income (or capital gains) tax on the accumulated value when redeemed.OLI_SOLTYPE_DISABILITYINCOME:False = Income goal is "before tax", or without regard to any potential income
tax.True = Income goal is "after tax". The solution should include additional income
necessary to pay income taxes in the income generated.OLI_SOLTYPE_INCOME:False = Income goal is "before tax", or without regard to any potential income tax
payable by the recipient.True = Income goal is "after tax". The solution should include additional income
necessary to pay income taxes in the income generated, or should utilize a vehicle whose
generated income is tax free.OLI_SOLTYPE_BUDGET:False = The budget (desired outlay) is specified in terms of "after tax" dollars
(e.g. contributions to a Roth IRA).True = The budget (desired outlay) is expressed in "before tax" dollars (e.g.
deferrals to a 401(k) plan).OLI_SOLTYPE_TRAUMA:False = The trauma benefit goal is "before tax" (without regard to tax payable on
the proceed). |