| 1035 Amount | VECTOR_1035AMT | 7 | Any 1035 lump sums paid into the contract (U.S. Only) | |
| After tax death benefit | VECTOR_AFTERTAXDEATHBEN | 74 | A/T Death Benefit Net of Loan After tax death benefit = net death benefit - tax on death benefit | |
| After tax net cash surrender value | VECTOR_AFTERTAXCASHVALUE | 86 | After Tax Net Cash Surrender Value = Cash Surrender Value - Tax Due if Surrendered | |
| After tax outlay | VECTOR_AFTERTAXOUT | 64 | After Tax Outlay = before tax outlay - tax due | |
| Annual dividends | VECTOR_DIVIDENDANNUAL | 141 | Dividend paid at the beginning of the year. Annual Dividends = Dividends Paid in Cash +
Dividends to purchase paid up additions + Dividends used to reduce payment _ dividends
applied to term dividend + dividends to accumulation + dividends reinvested into
contract | |
| Annuitization value | VECTOR_ANNUITIZATIONAMT | 132 | Amount that would be annuitized if annuitization were requested at that time. (settlement
income) | |
| Asset based charge | VECTOR_ASSETCHG | 126 | Vector of percentages of the asset based charge against a policy's account value
each policy year. This field only typically applies to variable products (i.e. VUL); and
only applies to those products that have an asset-based charge. | |
| Attained policy age | VECTOR_ATTAINEDAGE | 102 | Attained Policy Age | |
| Base policy dividends | VECTOR_DIVIDENDBASE | 150 | A Base policy dividends. does not include dividends from paid up additions | |
| Base Premium (Annualized) | VECTOR_BASEPREM | 1 | For a fixed premium contract; a vector of the contractually required premium payment
applicable to the base coverage; annualized. For flexible premium contract; the actual
premium paid to the policy. Does not include lump sums and 1035 amounts. Does not include
substandard multiple and substandard flat extra premiums. Does include policy fee. | |
| Before tax outlay | VECTOR_BEFORETAXOUTLAY | 61 | Tax Outlay = Net Payments - Cash Distribution | |
| Bonus Amount | VECTOR_BONUSAMT | 128 | Return of premium bonus | |
| Cash (surrender) value | VECTOR_CASHVALUE | 83 | Cash Value = Net Account Value - Surrender charges | |
| Cash distribution | VECTOR_CASHDISTRIB | 52 | Cash Distribution = Loan in cash + Surrender in Cash + Force-outs + dividends in cash | |
| Cash value of Paid Up Additions | VECTOR_PUACASHVALUE | 90 | The cash value of the paid up additions. | |
| COI Deduction | VECTOR_COIDED | 123 | Annualized amount deducted from the account value for mortality charges | |
| Cost basis | VECTOR_COSTBASIS | 105 | Cost Basis | |
| Cumulative Guideline Limit | VECTOR_CUMGUIDELIMIT | 1004 | Guideline limits on policy = maximum of guideline single or cumulative guideline level
premium. | |
| Death Benefit | VECTOR_DEATHBEN | 71 | | |
| Death benefit option - tc of V tag | VECTOR_DEATHBENOPT | 103 | Death benefit option - use DeathBenefitOptionType lookup | |
| Death Benefit Paid Up additions | VECTOR_PUADEATHBEN | 149 | A vector of the Death Benefit resulting from dividends on external paid up additions. | |
| Dividend Option | VECTOR_DIVIDENDOPT | 152 | Typecodes that correspond to OLifE set | |
| Dividends applied to term dividend | VECTOR_DIVIDENDAPPLIEDTERM | 145 | The amount of annual dividend applied To a Term Dividend Option. | |
| Dividends paid in cash | VECTOR_DIVIDENDCASH | 143 | The amount of annual dividend which is paid to the policy owner in cash. | |
| Dividends reinvested into contract | VECTOR_DIVIDENDREINVEST | 148 | The amount of annual dividend reinvested directly into a contract's Cash Value. (For
Interest Sensitive Participating policies; like par UL) | |
| Dividends to accumulation | VECTOR_DIVIDENDACCUM | 146 | The amount of annual dividend applied to an Accumulate dividend option. | |
| Dividends to premium deposit fund | VECTOR_DIVIDENDPDF | 89 | The amount of annual dividend applied to the premium deposit fund | |
| Dividends to purchase paid up additions | VECTOR_DIVIDENDPUA | 142 | The amount of annual dividend used to purchase Paid Up Additions. | |
| Dividends to reduce loans | VECTOR_DIVIDENDLOAN | 147 | The amount of annual dividend applied to reduce loans | |
| Dividends to reduce payment | VECTOR_DIVIDENDPMTRED | 144 | The amount of annual dividend used to reduce "Scheduled Annualized Premium" | |
| Economic Benefit Value | VECTOR_ECONOMICBENEFIT | 87 | Vendor's interpreted value of the 2001 rate table. | |
| Equivalent Level Payout | VECTOR_PAYOUTLEVEL | 302 | Equivalent Level Payout | |
| Expense Deduction | VECTOR_EXPENSEDED | 122 | Annualized amount deducted from the account value for per policy fees and per 1000
expense fees | |
| Extended term insurance months | VECTOR_ETIMONTHS | 131 | Extended Term Insurance Months Remaining | |
| Extended term insurance years | VECTOR_ETIYRS | 130 | Extended Term Insurance Years Remaining | |
| Force Out | VECTOR_FORCEOUT | 25 | (U.S. Only) §7702 required return of overfunded values | |
| Fund portfolio charge | VECTOR_FUNDCHG | 125 | Vector of percentages of the fund portfolio charge each policy year. This is typically
based on a weighted average of the individual fund fees from a portfolio of funds a user
has selected upon input (or could just be an aggregate portfolio charge). This is typically
used in the determination of a net interest rate from a gross interest rate. This field
only typically applies to variable products (i.e. VUL). | |
| Gross account value | VECTOR_GROSSACCTVALUE | 81 | Gross value of all coverages (including base) | |
| Gross commission amount | VECTOR_GROSSCOMMAMT | 112 | Gross amount of commission to be paid | |
| Gross death benefit | VECTOR_DEATHBENEFITGROSS | 75 | sums of coverage death benefits (including base coverage) + any unallocated dividends | |
| Gross interest amount | VECTOR_GROSSINTMAT | 109 | Gross amount of interest needed to be paid | |
| Gross interest rate | VECTOR_GROSSINTRATE | 108 | A vector of the Gross Interest Rate(s) used by a Variable Interest Sensitive Engine. For
Non-Variable products; it is the same as the net interest rate. | |
| Gross Payment | VECTOR_GROSSPMT | 10 | Scheduled Payment + lump sum+ Loan Repayment + Loan Interest out of pocket (without
taxes) | |
| Guideline level premium | VECTOR_GUIDELINELEVELPREM | 1002 | USA guidelines | |
| Guideline single premium | VECTOR_GUIDELINESINGLEPREM | 1001 | USA guidelines | |
| Interest earned on impaired funds | VECTOR_INTEARNEDIMPAIRED | 110 | Annualized interest credited to the loaned portion of account value | |
| Interest earned on non-impaired funds | VECTOR_INTEARNEDNONIMP | 111 | Annualized interest credited to the unloaned portion of account value | |
| Joint Insured attained age | VECTOR_JOINT_ATTAINED_AGE | 155 | The attained age of the joint insured (if present) as of the time of the
illustration. | |
| Loan balance end of year | VECTOR_LOANBAL | 37 | The total; end of year; outstanding policy loan. Includes accrued interest if interest is
in arrears | |
| Loan charge rate | VECTOR_LOANCHGRATE | 127 | Rate used to calculate loan charge | |
| Loan in cash | VECTOR_LOANCASH | 31 | The annual loan amount which is paid to the policy owner in cash | |
| Loan interest capitalized | VECTOR_LOANINTCAP | 34 | The amount of loan interest which is paid by additional Policy Loan. | |
| Loan interest paid out of pocket | VECTOR_LOANINTPAID | 33 | The amount of loan interest which is paid by the policy owner in cash | |
| Loan repayment | VECTOR_LOANREPAY | 38 | Repayment of loan principal | |
| Loan to reduce premium | VECTOR_LOANPREM | 32 | The amount of loan which is used to reduce "Scheduled Annualized Premium". | |
| Lump Sum | VECTOR_LUMPSUM | 6 | A vector of the premium payments made to an attached Cash Value Rider and/or optional
premium payments made to the contract | |
| Lump sum payout | VECTOR_LUMPSUMPAYOUT | 307 | The amount of the cash surrender value that may be paid out as a lump sum. | |
| Maximum loan | VECTOR_LOANMAX | 39 | Maximum loan that can be taken based on administrative rules of contract. | |
| Maximum Withdrawal | VECTOR_MAXWITH | 24 | The maximum amount that can be withdrawn based on administrative rules of contract. | |
| Max Preferred Loan | VECTOR_LOANMAXPREF | 54 | | |
| Minimum annualized premium | VECTOR_MINPREM | 9 | Minimum premium as defined by the carrier's administration rules. | |
| Mortality and expense charge | VECTOR_MORTANDEXPENSECHG | 121 | Vector of percentages of the mortality and expense (M&E) charge each policy year.
This is typically used in the determination of a net interest rate from a gross interest
rate. This field only typically applies to variable products (i.e. VUL). | |
| Negative Cash Value Age | VECTOR_NEGATIVE_CV_AGE | 113 | Contains the attained age of the primary insured at which the projection based on
guaranteed values results in a negative cash values | |
| Negative Cash Value Duration | VECTOR_NEGATIVE_CV_DUR | 114 | Contains the policy duration at which the projection based on guaranteed values results
in a negative cash value. | |
| Net account value | VECTOR_NETACCTVALUE | 82 | Net Account Value = Gross Account Value - Total Loan | |
| Net Amount at Risk | VECTOR_NETAMTRISK | 133 | Net amount at risk defined by carrier | |
| Net Death Benefit - | VECTOR_DEATHEBENEFITNET | 76 | The Net Death Benefit provided by the contract to the base insured(s). Gross Death Benefit - Total Loan | |
| Net distribution | VECTOR_DETDISTRIB | 51 | Net Distribution = Loan in cash + Surrender in Cash + Force-outs + dividends in cash - loan repayments. | |
| Net interest rate | VECTOR_NETINTRATE | 107 | A vector of the Net Interest Rate(s) used by an Interest Sensitive Engine. For
Non-Variable products; this item would represent the Interest Rate(s) used; if applicable.
Note: In the rare case of a multi-fund variable illustration; the engine will report a
blended interest rate. | |
| Net Loan Charge | VECTOR_LOANCHGNET | 53 | The amount of interest charged to the outstanding policy loans less the interest credited
to the policy value securing these loans. | |
| Net Payment | VECTOR_NETPMT | 11 | Gross Payment - Dividend Offset Payment - Loan Offset Payment - Surrender Offset Payment (without taxes) | |
| Other | OLI_OTHER | 2147483647 | | |
| OYT Option | VECTOR_OYTOPT | 153 | Typecodes that correspond to OLifE set | |
| Paid Premiums | VECTOR_PAIDPREMIUM | 91 | Total actual premiums paid into the contract including lump sum and 1035 amounts. | |
| Policy year | VECTOR_POLICYYEAR | 101 | Policy Year | |
| Premium Load | VECTOR_PREMLOAD | 12 | Annualized amount deducted modally from premiums paid for percent of premium load | |
| Primary Insured's attained age. | VECTOR_PRIMARY_ATTAINED_AGE | 154 | The attained age of the only or the primary insured as of the time of the
illustration. | |
| Rate of Return on After Tax Death Benefit | VECTOR_IRR_ATAXDEATHBEN | 306 | The before tax interest rate required for the outlay in VECTOR_AFTERTAXOUT (net outlay
before tax) year by year to achieve the year by year values in VECTOR_AFTERTAXDEATHBEN
(after tax net death benefit). | |
| Rate of Return on After Tax Surrender Value | VECTOR_IRR_ATAXSURRVAL | 305 | The before tax interest rate required for the outlay in VECTOR_AFTERTAXOUT (net outlay
after tax) year by year to achieve the year by year values in VECTOR_AFTERTAXCASHVALUE
(after tax net surrender value). | |
| Rate of Return on Before Tax Death Benefit | VECTOR_IRR_BTAXDEATHBEN | 304 | The before tax interest rate required for the outlay in VECTOR_BEFORETAXOUTLAY (net
outlay before tax) year by year to achieve the year by year values in
VECTOR_DEATHBENEFITNET (before tax net death benefit). | |
| Rate of Return on Before Tax Surrender Value | VECTOR_IRR_BTAXSURRVAL | 303 | The before tax interest rate required for the outlay in VECTOR_BEFORETAXOUTLAY (net
outlay before tax) year by year to achieve the year by year values in VECTOR_CASHVALUE
(before tax surrender value - net of loan). | |
| Reduced annuitization | VECTOR_REDUCEDANNUITY | 134 | The income amount that can be purchased with the balance of the illustrated cash
surrender value AFTER reducing it by the LumpSumPayout. The frequency of this illustrated
annuity income is defined by ResultBasis.PayoutMode. | |
| Reduced paid up amount | VECTOR_RPUAMT | 129 | Reduced Paid Up Amount - Amount of reduced death benefit if you were to switch to reduce
paid up during that year | |
| Rider Deduction | VECTOR_RDIERDED | 124 | Annualized amount deducted from the account value for all rider charges | |
| Rider Premium (Annualized) | VECTOR_RIDERPREM | 3 | Generally only applicable to a Fixed Premium Contract; this is a vector of fixed rider costs; including the substandard costs of those riders; but excluding any payments made to an attached Cash Value Rider. Cash Value Rider premiums are reported in "Lump Sum". Flexible Premium Contracts can complete this item. However; given the fact that many Flexible Premium Contracts rider costs are based on at risk amounts; this value may be difficult to recover. Also; given that there has been no significant marketing demand to invoke the Advanced Market features; which are dependent on this item; Flexible Premium Contracts generally would return an empty vector for this item. | |
| Scheduled Modal Payout | VECTOR_PAYOUTMODAL | 301 | Computed Payout amount. | |
| Scheduled Modal Premium | VECTOR_SCHEDMODALPREM | 5 | Same as above except it is modal instead of annualized | |
| Scheduled Payment | VECTOR_SCHEDPMT | 4 | Scheduled Payment = Substandard Base Premium + Base Premium + Rider Premium A vector of contractual premium funded. These premiums do not reflect the premium payments made to a Cash Value Rider or as an Optional Premium Payment (these premiums would be specified in "Lump Sum Payment"; or the action of Dividend Options; or Premium Suspension ("N-Pay") Plans. | |
| Seven pay premium | VECTOR_SEVENPAYPREM | 1003 | USA guidelines | |
| Substandard Base Premium (annualized) | VECTOR_BASEPREMSUB | 2 | Generally only applicable to a Fixed Premium Contract; this vector contains the substandard cost applicable to the base coverage. (Substandard cost(s) attributable to riders are reported in "Rider Annualized Premium") Flexible Premium Contracts can complete this item. However; given the fact that Flexible Premium Contracts substandard costs are generally based on modifications to mortality costs and/or based on at risk amounts; this value may be difficult to recover. Also; given that there has been no significant marketing demand to invoke the Advanced Market features; which are dependent on this item; Flexible Premium Contracts generally would return an empty vector for this item. | |
| Surrender charge | VECTOR_SURRCHG | 106 | The surrender charge applicable | |
| Surrender to reduce premium | VECTOR_SURREDPREM | 22 | The amount which is used to reduce "Scheduled Premium". | |
| TAMRA 7-PAY premium | VECTOR_7PP_NONCOMP_AMT | 1005 | The amount of premiums in excess of the TAMRA 7-pay premium limit. | |
| Target annualized Premium | VECTOR_TARGETPREM | 8 | Target premium as defined by the carrier's administration rules. | |
| Taxable death benefit | VECTOR_DEATHBENTAXABLE | 72 | Taxable portion of the death benefit. | |
| Taxable portion if surrender | VECTOR_TAXABLEPROTION | 84 | Taxable portion if surrendered. Amount calculated assumes that entire Cash Surrender
Value is surrendered at end of year. U.S. Interpretation: the amount to be reported to the
IRS can be bigger than surrender value if there was a large loan or the policy lapsed. | |
| Tax due | VECTOR_TAXDUE | 63 | Tax due on Total Taxable Amount plus this includes penalties. It will include previous year's 2-year U.S. look back distribution penalties. If a penalty has been applied; it becomes part of the "basis" for the next year's calculation. When the tax is calculated the policy tax bracket is applied. n non-U.S. jurisdictions; this vector is defined as the estimated tax due | |
| Tax due if surrendered | VECTOR_TAXDUE_SUR | 85 | Tax due if surrender; including any penalties. Assumes entire Cash Surrender Value is
taken at end of year. | |
| Tax on death benefit | VECTOR_TAXDEATHBENEFIT | 73 | Tax to be paid on death benefit. In non-U.S. jurisdictions; the tax due upon payment of
the death benefit to the beneficiaries | |
| Tax Reserve Value | VECTOR_TAXRESERVE | 88 | Actual Tax Reserve Value of the policy in a given year. | |
| Terminal dividends | VECTOR_DIVIDENDTERM | 151 | Annual terminal dividends. Also known as settlement dividends. These dividends are paid
in the event that a policy terminates by maturity; death; or surrender. In most cases; such
dividends are payable only if the policy has been in force for a minimum length of
time. | |
| Total Accumulated Premiums | VECTOR_REMAIN_YEARS_PREM | 43 | Total accumulated premium for all remaining years. | |
| Total base face amount | VECTOR_BASEFACEAMT | 104 | Base Policy Face Amount - values returned will reflect any increase/decrease in the specified amount for each vector. | |
| Total First Year Premium | VECTOR_FIRSTYEAR_TOTPREM | 42 | Total accumulated first year premium | |
| Total loan | VECTOR_LOANTOT | 36 | Total annual loan taken this year = Loan in Cash + Loan to Reduce Premium + Loan Interest
Capitalized | |
| Total loan interest due | VECTOR_LOANINTDUE | 35 | Loan Interest due = Loan Interest Paid out of pocket + Loan Interest Capitalized | |
| Total taxable amount | VECTOR_TAXAMT | 62 | The taxable portion on each years total withdrawals and loans along with taxable portion
of dividends; dividends accums; Side Fund NOT including any information with regard to
penalty amounts This vector is included in consideration of the NAIC regulations in the
U.S. | |
| Total Withdrawal | VECTOR_TOTWITH | 23 | Total Withdrawal = Withdrawal + Surrender to Reduce Premium The Surrender of values taken
from all policy elements; for all purposes | |
| Unknown | OLI_UNKNOWN | 0 | | |
| Withdrawal | VECTOR_WITHDRAW | 21 | The annual withdrawal amount that is paid to the policy owner in cash before tax net of
withdrawal fees. Excludes force-outs in U.S. | |
| Withdrawal Charge | VECTOR_WITHCHG | 26 | Charge/fees for a partial surrender | |