CreditSummary

Type : CreditSummaryType

Elements
AdditionalItemThis is intended as a flexible component that may be used for extensions agreed upon by trading-partners. This should be used sparingly as its use is regarded as an extension requiring a trading partner agreement. This is intended as a flexible component that may be used for extensions agreed upon by trading-partners. This should be used sparingly as its use is regarded as an extension requiring a trading partner agreement.
ClosedAccountsCount
CollectionAccountsCountTotal number of collection accounts.
CreditBureauCode
CreditInquiryCountThe number of credit inquiries in the file. A record of credit inquiries is placed within the credit report each time a business requests a copy of the report. The Fair Credit Reporting Act (FCRA) requires businesses to have an acceptable reason for accessing a credit report.
CurrentNegativeCount
Delinquency
DerogatoryCount
EmploymentInquiriesCountNumber of inquiries in file.
ForeignBureauInformationIndicatorIndicates if file contains foreign bureau information.
HighCreditContains a summary of high dollar amounts relating to revolving tradelines.
InstallmentAccountNumberTotal number of installment accounts.
MortgageAccountNumberTotal number of mortgage accounts.
MostRecentTradeDate
OldestTradeDate
OpenAccountsCount
PaidAccountsCount
PaymentAmount
PeriodInquiryCountNumber of inquiries during period supported by vendor of credit information. i.e. Experian's time frame is last 6 months.
PreviousNegativeCount
PreviousTimesNegativeCount
PublicRecordCountIndicates the number of Public Record items on the Profile.
RealEstateBalanceAmountDollar amount of Real Estate Balance.
RealEstatePaymentAmountDollar amount of real estate payments
RevolvingAccountCountTotal number of Revolving accounts.
RevolvingAvailablePercentWhole percentage amount from 0 - 100, showing the percent of revolving credit available.
TotalCreditLimit
TradeItemCountNumber of trades or other items in file.
TradeRating
TransferredCollectionsCountTotal number of collection accounts transferred to third party collection agency.
UnpaidBalanceAmount

Parents
\AcknowledgeCreditResult\DataArea\CreditResult