| AssetAccountIdentifier | A unique alphanumeric string identifying an asset.A data type of Identifier SHOULD identify a data point that provides a unique value for reference purposes and MAY have IdentifierOwnerURI and IdentifierEffectiveDate attributes.
EXAMPLE: A Loan Identifier could be expressed as "0034567891-A". |
| AssetAccountInNameOfDescription | The name of the persons or entity(ies) in whose name the account is held.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| AssetAccountType | Specifies the type of account in which the assets are held. Usually used when pledging assets as collateral.Specifies the type of account in which the assets are held. Usually used when pledging assets as collateral. |
| AssetAccountTypeOtherDescription | A free-form text field used to collect additional information when Other is selected for Asset Account Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| AssetCashOrMarketValueAmount | The cash or market value amount of the Asset Type. The market value is the price at which an asset is transferred between a willing buyer and a willing seller. Market value and cash values tend to be equal.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| AssetDescription | A text description that further defines the Asset. This could be used to describe the shares associated with the stocks, bonds or mutual funds, retirement funds or business owned that the borrower has disclosed (named) as an asset.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| AssetLiquidityIndicator | When true, indicates that the asset is classified as liquid. When false, indicates that the asset is classified as non liquid.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| AssetNetValueAmount | The cash or market value of the asset less any outstanding liabilities or obligations.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| AssetType | A value from a MISMO prescribed list that specifies financial assets in a mortgage loan transaction. Assets may be either liquid or fixed and are associated with a corresponding asset amount.A value from a MISMO prescribed list that specifies financial assets in a mortgage loan transaction. Assets may be either liquid or fixed and are associated with a corresponding asset amount. |
| AssetTypeOtherDescription | A free-form text field used to collect additional information when Other is selected as the Asset Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| AutomobileMakeDescription | A free-form text field used to capture the make and model of borrower's vehicle disclosed as asset. Collected on the URLA in Section VI Assets (Automobiles Owned).A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| AutomobileModelYear | A field used to capture the model year of borrower's vehicle disclosed as asset. Collected on the URLA in Section VI Assets (Automobiles Owned).A data type of Date SHOULD identify a data point that represents numerically a specific year, of the Gregorian Calendar.
Years MUST be represented in the extended format CCYY
CCYY is a four-digit year, "0001" through "9999"
Padded zeros must be used.
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
Note that negative or extended (more than 4 digit) years are not permitted.
EXAMPLE: The Escrow Account Activity Disbursement Year would be expressed as "2010". |
| EXTENSION | |
| FundsSourceType | A value from a MISMO prescribed list that specifies the party providing the associated funds.A value from a MISMO prescribed list that specifies the party providing the associated funds. |
| FundsSourceTypeOtherDescription | A free-form text field that specifies the enumeration when the value of Other is used for Funds Source Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| LifeInsuranceFaceValueAmount | The dollar amount of the face value of the borrower's Life Insurance. The face value is the par value or actual selling price of the asset or the amount the issuer contracts to repay. (Collected on the URLA in Section VI (Assets - Face Amount Life Insurance).A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| StockBondMutualFundShareCount | The number of shares associated with the stocks or bonds that the borrower has disclosed (named) as an asset. Collected on the URLA in Section VI Assets (Stocks and Bonds).A data type of Count SHOULD identify a non-negative number value that is a whole number with a maximum value of 2147483647. It SHALL NOT contain any punctuation.
EXAMPLE: A Total Bathroom Count for a dwelling unit with one full bathroom and one partial bathroom would be expressed as "2". |
| VerifiedIndicator | Flag to indicate if asset value has been verified based on trading partner rules and definitions.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |