ExpenseType

Description
A value from a MISMO prescribed list that specifies items commonly listed as borrower expenses on a mortgage loan transaction.

Type : ExpenseEnum
Value Description
AlimonyAlimony (also called maintenance or spousal support) is financial support to a spouse from the other spouse after marital separation or from the ex-spouse upon divorce.
CarMaintenanceCost of average monthly maintenance for automobiles.
CharitableContributionsAmounts for contributions made to nonprofit organizations, charities or private foundations.
ChildCarePeriodic costs of providing care for the borrowers children.
ChildSupportChild support (or child maintenance) is an ongoing, periodic payment made by a parent for the financial benefit of a child following the end of a marriage or other relationship.
ClothingCost of clothing.
DryCleaning
EntertainmentCost of amusement and leisure activities.
GroceryToiletryCost of groceries and personal hygiene products, such as soap and cosmetics.
HealthInsuranceCosts of health insurance that is not provided by employer and is paid by borrower and not deducted from paycheck.
JobRelatedExpensesOngoing obligations incurred by the borrower which are prerequisite to retaining employment (e.g., professional associations, special uniforms or tools, etc.)
MedicalCost of out of pocket medical expenses not covered by insurance.
MiscellaneousLivingExpensesTotal amount of living expenses not otherwise reported separately.
NetRentalExpenseThe amount by which the sum of the mortgage payments, insurance, maintenance, taxes, and miscellaneous expenses exceeds the gross rental income.
Other
PayrollInsuranceDeductionThe amount deducted from wages to pay insurance obligations.
PayrollMiscellaneousDeductionsThe amount deducted from wages to pay all obligations not separately reported.
PayrollProfitSharingDeductionThe amount deducted from wages to pay profit sharing obligations.
PayrollRetirementDeductionThe amount deducted from wages to fund a retirement account.
PayrollTaxDeductionThe amount deducted from wages to pay tax obligations.
SeparateMaintenanceExpensePeriodic amount paid under terms of separation agreement.
UnionDuesUnion membership dues borrower incurs as a condition of remaining employment through union (e.g., a closed shop). Collected on the URLA in Section VI (Liabilities - Job Related Expenses.)

Definition
A value from a MISMO prescribed list that specifies items commonly listed as borrower expenses on a mortgage loan transaction.
(Defined in file MISMO_3.4.0_B324.xsd , or a file it imports)

Attributes
DataNotSuppliedReasonTypeA value from a MISMO prescribed list that specifies the reason a specific data point is not included in the message.
DataNotSuppliedReasonTypeAdditionalDescriptionA free-form text field used to provide a supplemental comment or remark regarding the Data Not Supplied Reason Type.
DataNotSuppliedReasonTypeOtherDescriptionA free-form text field used to capture the enumeration when Other is selected for Data Not Supplied Reason Type.
label
SensitiveIndicatorAllows producers and consumers of XML instance documents that are valid MISMO V3 documents to mark any data point to be treated as sensitive. MISMO recommends that any use of a data point labeled as "Sensitive Information" in the LDD ALWAYS have this attribute set to "true".

Parents
\MESSAGE\DEAL_SETS\DEAL_SET\DEALS\DEAL\EXPENSES\EXPENSE