GFE_DETAIL

Description
Form specific information about the Good Faith Estimate (GFE)

Type : GFE_DETAIL

Definition
Form specific information about the Good Faith Estimate (GFE)
(Defined in file MISMO_3.4.0_B324.xsd , or a file it imports)

Elements
EXTENSION
GFECreditOrChargeForChosenInterestRateTypeIdentifies the type of credit or charge to the Borrower associated with the Borrower chosen interest rate, as reflected on a single instance of the GFE.Identifies the type of credit or charge to the Borrower associated with the Borrower chosen interest rate, as reflected on a single instance of the GFE.
GFECreditOrChargeForChosenInterestRateTypeOtherDescriptionA free-form text field which contains the description of the type of GFE credit or charge when Other is selected as the GFE Credit Or Charge For Chosen Interest Rate TypeA data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
GFEDisclosureDateThe date as reflected on a single instance of the Good Faith Estimate.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar. Full dates MUST be represented in the extended format CCYY-MM-DD CCYY is a four-digit year, "0001" through "9999" MM is a two-digit month of that year, "01" through "12" DD is a two-digit day of that month, "01" through "31" Padded zeros must be used. - is the required separator between CCYY-MM-DD if the day or month and day are dropped, the preceding separator is also dropped an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime Note that negative or extended (more than 4 digit) years are not permitted. EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06".
GFEInterestRateAvailableThroughDateSpecifies the date through which the initial interest rate, as reflected on a single instance of the GFE, is available.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar. Full dates MUST be represented in the extended format CCYY-MM-DD CCYY is a four-digit year, "0001" through "9999" MM is a two-digit month of that year, "01" through "12" DD is a two-digit day of that month, "01" through "31" Padded zeros must be used. - is the required separator between CCYY-MM-DD if the day or month and day are dropped, the preceding separator is also dropped an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime Note that negative or extended (more than 4 digit) years are not permitted. EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06".
GFELoanOriginatorFeePaymentCreditTypeIdentifies the type of application of loan originator credit(s) to be reflected on the GFE and the HUD1.Identifies the type of application of loan originator credit(s) to be reflected on the GFE and the HUD1.
GFELoanOriginatorFeePaymentCreditTypeOtherDescriptionA free-form text field which contains the description of the type of loan originator credit(s) when Other is selected as the GFE Loan Originator Fee Payment Credit Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
GFEMonthlyPaymentFirstIncreasePaymentAmountThe amount of the monthly loan payment (comprised of principal and interest and monthly MI) after the first payment increase is in effect, as reflected on a single instance of the GFE.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated ) It SHOULD be able to contain at least 18 digits. EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12".
GFEMonthlyPaymentMaximumAmountThe maximum amount of the monthly loan payment (comprised of principal and interest and monthly MI) that may be due, as reflected on a single instance of the GFE.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated ) It SHOULD be able to contain at least 18 digits. EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12".
GFERateLockMinimumDaysPriorToSettlementCountSpecifies the minimum number of days before settlement by which the interest rate must be locked, as reflected on a single instance of the GFE.A data type of Count SHOULD identify a non-negative number value that is a whole number with a maximum value of 2147483647. It SHALL NOT contain any punctuation. EXAMPLE: A Total Bathroom Count for a dwelling unit with one full bathroom and one partial bathroom would be expressed as "2".
GFERateLockPeriodDaysCountSpecifies the length of the rate lock period, in terms of a number of days, as reflected on a single instance of the GFE.A data type of Count SHOULD identify a non-negative number value that is a whole number with a maximum value of 2147483647. It SHALL NOT contain any punctuation. EXAMPLE: A Total Bathroom Count for a dwelling unit with one full bathroom and one partial bathroom would be expressed as "2".
GFERedisclosureReasonDateThe date of the occurrence of the circumstance(s) that have changed to warrant redisclosure.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar. Full dates MUST be represented in the extended format CCYY-MM-DD CCYY is a four-digit year, "0001" through "9999" MM is a two-digit month of that year, "01" through "12" DD is a two-digit day of that month, "01" through "31" Padded zeros must be used. - is the required separator between CCYY-MM-DD if the day or month and day are dropped, the preceding separator is also dropped an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime Note that negative or extended (more than 4 digit) years are not permitted. EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06".
GFERedisclosureReasonDescriptionThe description of the circumstance(s) that have changed to warrant redisclosure.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
GFESettlementChargesAvailableThroughDateSpecifies the date through which the estimated amount for all other settlement charges, as reflected on a single instance of the GFE, is available.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar. Full dates MUST be represented in the extended format CCYY-MM-DD CCYY is a four-digit year, "0001" through "9999" MM is a two-digit month of that year, "01" through "12" DD is a two-digit day of that month, "01" through "31" Padded zeros must be used. - is the required separator between CCYY-MM-DD if the day or month and day are dropped, the preceding separator is also dropped an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime Note that negative or extended (more than 4 digit) years are not permitted. EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06".

Attributes
label

Parents
\MESSAGE\DEAL_SETS\DEAL_SET\DEALS\DEAL\LOANS\LOAN\DOCUMENT_SPECIFIC_DATA_SETS\DOCUMENT_SPECIFIC_DATA_SET\GFE