| BorrowerChosenProviderIndicator | When true, indicates the provider of the service for which the particular fee or payment is charged was selected by the borrower independent of lender-provided list.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| EscrowAnnualPaymentAmount | The amount of the annual payment for the Escrow Item Type.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| EscrowCollectedNumberOfMonthsCount | The number of months escrow to be collected at closing for the escrow item.A data type of Count SHOULD identify a non-negative number value that is a whole number with a maximum value of 2147483647. It SHALL NOT contain any punctuation.
EXAMPLE: A Total Bathroom Count for a dwelling unit with one full bathroom and one partial bathroom would be expressed as "2". |
| EscrowInsurancePolicyIdentifier | The identifier assigned to the insurance policy by the issuing company.A data type of Identifier SHOULD identify a data point that provides a unique value for reference purposes and MAY have IdentifierOwnerURI and IdentifierEffectiveDate attributes.
EXAMPLE: A Loan Identifier could be expressed as "0034567891-A". |
| EscrowItemActualTotalAmount | The actual total dollar amount paid for the escrow item by all parties.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| EscrowItemCategoryType | Identifies the category of the escrow item type.Identifies the category of the escrow item type. |
| EscrowItemCategoryTypeOtherDescription | A free-form text field used to collect additional information when Other is selected for Escrow Item Category Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| EscrowItemEstimatedTotalAmount | The total estimated dollar amount to be paid for the escrow item by all parties.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| EscrowItemLastDisbursementDate | Specifies the last disbursement date for the selected escrow item.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar.
Full dates MUST be represented in the extended format CCYY-MM-DD
CCYY is a four-digit year, "0001" through "9999"
MM is a two-digit month of that year, "01" through "12"
DD is a two-digit day of that month, "01" through "31"
Padded zeros must be used.
- is the required separator between CCYY-MM-DD
if the day or month and day are dropped, the preceding separator is also dropped
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
Note that negative or extended (more than 4 digit) years are not permitted.
EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06". |
| EscrowItemNextDisbursementDueDate | Specifies the due date of the next disbursement for the selected escrow item.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar.
Full dates MUST be represented in the extended format CCYY-MM-DD
CCYY is a four-digit year, "0001" through "9999"
MM is a two-digit month of that year, "01" through "12"
DD is a two-digit day of that month, "01" through "31"
Padded zeros must be used.
- is the required separator between CCYY-MM-DD
if the day or month and day are dropped, the preceding separator is also dropped
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
Note that negative or extended (more than 4 digit) years are not permitted.
EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06". |
| EscrowItemNextProjectedDisbursementAmount | Specifies the projected amount of the next disbursement due on this escrow item.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| EscrowItemTotalReserveCollectedAtClosingAmount | The total amount collected at closing for escrow account reserves for the specified escrow item.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| EscrowItemType | A value from a MISMO prescribed list that represents an item that may be held and managed in an escrow account.A value from a MISMO prescribed list that represents an item that may be held and managed in an escrow account. |
| EscrowItemTypeOtherDescription | A free-form text field to collect additional information when Other is selected for Escrow Item Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| EscrowMonthlyPaymentAmount | The monthly payment amount for the escrow item.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| EscrowMonthlyPaymentRoundingType | Defines the rounding method applied to the escrow payment.Defines the rounding method applied to the escrow payment. |
| EscrowPaidByType | The type of Party responsible for payment of the escrow item.The type of Party responsible for payment of the escrow item. |
| EscrowPaymentFrequencyType | Payment period covered by escrow item. If item were paid once a year the payment frequency type would be annual.Payment period covered by escrow item. If item were paid once a year the payment frequency type would be annual. |
| EscrowPaymentFrequencyTypeOtherDescription | When Other is specified as the Payment Frequency Type, this data element contains the description.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| EscrowPremiumAmount | The dollar amount of the escrow premium for the escrow item type.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| EscrowPremiumDurationMonthsCount | The number of months covered by the related premium.A data type of Count SHOULD identify a non-negative number value that is a whole number with a maximum value of 2147483647. It SHALL NOT contain any punctuation.
EXAMPLE: A Total Bathroom Count for a dwelling unit with one full bathroom and one partial bathroom would be expressed as "2". |
| EscrowPremiumPaidByType | The type of party responsible for the payment of the escrow premium amount.The type of party responsible for the payment of the escrow premium amount. |
| EscrowPremiumPaymentType | The payment method of the premium for the escrow item. Paid Outside of Closing (POC), Waived or Collect at Closing.The payment method of the premium for the escrow item. Paid Outside of Closing (POC), Waived or Collect at Closing. |
| EscrowPremiumRatePercent | The percentage rate used to calculate the amount of the Escrow Premium. This is used in conjunction with the Escrow Premium Percent Basis Type to determine a total dollar amount of the Escrow Premium.A data type of Percent SHOULD identify a number value that is in the subset of real numbers expressible by decimal numerals and represents a value that is scaled upward by 100 so that 1/100 is represented by 1. It MAY contain a single decimal point as punctuation. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated.)
It SHOULD be able to contain at least 18 digits.
EXAMPLE: A Tax Rate Percent for a rate of .055 be expressed as "5.5". |
| EscrowPremiumRatePercentBasisType | Defines the amount upon which the Escrow Premium Percent is calculated.Defines the amount upon which the Escrow Premium Percent is calculated. |
| EscrowPremiumRatePercentBasisTypeOtherDescription | A free-form text field used to collect additional information when Other is selected for Escrow Premium Percent Basis Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| EscrowSpecifiedHUD1LineNumberValue | The line number on the HUD-1 where the Escrow Item is to be disclosed.A data type of Value SHOULD identify a data point that is a String generated as the result of applying an algorithm to other data and MAY have AlgorithmURI and lang attributes.
EXAMPLE: A Delivery Point Bar Code Value could be expressed as "20500999901". |
| EscrowTotalDisbursementAmount | Total amount disbursed for the escrow item from closing to the current date.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| EXTENSION | |
| FeePaidToType | Identifies the category or type of payee to which the fee or payment will be paid.Identifies the category or type of payee to which the fee or payment will be paid. |
| FeePaidToTypeOtherDescription | A free-form text field to capture the description when Other is selected as Fee Paid To Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| GFEDisclosedEscrowPremiumAmount | The dollar amount of the premium for an escrow item type, as reflected on a single instance of the GFE.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| IntegratedDisclosureLineNumberValue | The line identifier for the item as represented in a section of the Integrated Disclosure form.A data type of Value SHOULD identify a data point that is a String generated as the result of applying an algorithm to other data and MAY have AlgorithmURI and lang attributes.
EXAMPLE: A Delivery Point Bar Code Value could be expressed as "20500999901". |
| IntegratedDisclosureSectionType | A value from a MISMO prescribed list that represents the title or description of a primary section of an integrated disclosure document.A value from a MISMO prescribed list that represents the title or description of a primary section of an integrated disclosure document. |
| IntegratedDisclosureSectionTypeOtherDescription | A free-form text field used to capture additional information when Other is selected for Integrated Disclosure Section Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| RegulationZPointsAndFeesIndicator | When true, indicates that item is included in the Regulation Z Points and Fees calculation.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| RequiredProviderOfServiceIndicator | When true, indicates a required Provider of Service is associated with this fee or payment.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |