LOAN_PRODUCT_DETAIL

Description
Collection of data point parameters that describe a loan product. This includes DEAL specific information that MAY influence the sell side pricing of the loan

Type : LOAN_PRODUCT_DETAIL

Definition
Collection of data point parameters that describe a loan product. This includes DEAL specific information that MAY influence the sell side pricing of the loan
(Defined in file MISMO_3.4.0_B324.xsd , or a file it imports)

Elements
AntiSteeringComparisonTypeSpecifies how the loan conditions have been changed for this comparison instance for the purposes of anti steering (safe harbor) regulatory requirements.Specifies how the loan conditions have been changed for this comparison instance for the purposes of anti steering (safe harbor) regulatory requirements.
AntiSteeringComparisonTypeOtherDescriptionA free-form text field which contains the description of the Anti-Steering comparison type when Other is selected as the Anti-Steering Comparison Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
BorrowerSelectedAntiSteeringComparisonTypeSpecifies the loan characteristic(s) used as the basis for the comparison loan chosen by the Borrower.Specifies the loan characteristic(s) used as the basis for the comparison loan chosen by the Borrower.
BorrowerSelectedAntiSteeringComparisonTypeOtherDescriptionA free-form text field which contains the description of the Anti-Steering comparison type when Other is selected as the Borrower Selected Anti-Steering Comparison Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
DiscountPointsTotalAmountThe total dollar amount estimated or paid as discount points for this loan productA data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated ) It SHOULD be able to contain at least 18 digits. EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12".
EXTENSION
FNMHomeImprovementProductTypeDenotes the Fannie Mae specific home improvement product.Denotes the Fannie Mae specific home improvement product.
GFEComparisonTypeSpecifies how the loan conditions have been changed for this comparison instance for the purposes of GFE requirements.Specifies how the loan conditions have been changed for this comparison instance for the purposes of GFE requirements.
GFEComparisonTypeOtherDescriptionA free-form text field which contains the description of the GFE comparison type when Other is selected as the GFE Comparison Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
LoanProductStatusTypeThe status of the particular loan product.The status of the particular loan product.
NegotiatedRequirementDescriptionDescribes an addition or exception to standard requirements.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
OriginationPointsOrFeesTotalAmountThe total dollar amount estimated or paid as origination points or fees for this loan product at the selected rate.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated ) It SHOULD be able to contain at least 18 digits. EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12".
OriginationPointsOrFeesTotalRatePercentThe total dollar amount estimated or paid as origination points or fees for this loan product, reflected as a percentage of the loan amount.A data type of Percent SHOULD identify a number value that is in the subset of real numbers expressible by decimal numerals and represents a value that is scaled upward by 100 so that 1/100 is represented by 1. It MAY contain a single decimal point as punctuation. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated.) It SHOULD be able to contain at least 18 digits. EXAMPLE: A Tax Rate Percent for a rate of .055 be expressed as "5.5".
ProductDescriptionA free-form text description of a Product, which is a provider-defined offering of goods or services, including mortgage loans.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
ProductIdentifierThe providers unique identifier of a product, which is a provider-defined offering of goods or services, including mortgage loans.A data type of Identifier SHOULD identify a data point that provides a unique value for reference purposes and MAY have IdentifierOwnerURI and IdentifierEffectiveDate attributes. EXAMPLE: A Loan Identifier could be expressed as "0034567891-A".
ProductNameThe business name of a product, which is a provider defined offering of goods or services, including mortgage loans.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
ProductProviderNameThe name of the provider of the defined offering of goods or services.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
ProductProviderTypeSpecifies the role of the provider of the defined offering of goods or services.Specifies the role of the provider of the defined offering of goods or services.
ProductProviderTypeOtherDescriptionA free-form text field used to collect additional information when Other is selected for Product Provider Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided. EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.".
RefinanceProgramIdentifierIdentifies the refinance program associated with the loan as identified by a specific entity.A data type of Identifier SHOULD identify a data point that provides a unique value for reference purposes and MAY have IdentifierOwnerURI and IdentifierEffectiveDate attributes. EXAMPLE: A Loan Identifier could be expressed as "0034567891-A".
SettlementChargesAmountThe total dollar amount estimated or paid as settlement charges for this loan product.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated ) It SHOULD be able to contain at least 18 digits. EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12".

Attributes
label

Parents
\MESSAGE\DEAL_SETS\DEAL_SET\DEALS\DEAL\LOANS\LOAN\LOAN_PRODUCT