AtBankruptcyFiling | A snapshot of the loan data at the time a borrower files for bankruptcy. |
AtClosing | A snapshot of the loan data at the completion of the closing process. This is sometimes referred to as "original". |
AtConversion | For loans with a conversion option, a snapshot of the loan data at the time the conversion features become effective (e.g., biweekly to monthly payments; adjustable to fixed rate amortization). |
AtEstimate | A snapshot of the loan data at the point in time when a loan estimate is disclosed. |
AtModification | For loans which undergo term modifications not originally specified in the note, a snapshot of the loan data at the time the new note terms become effective. |
AtRelief | For loans subject to payment relief, a snapshot of the loan data at the time the relief is initiated. |
AtReset | For balloon mortgages with a reset feature, a snapshot of the loan data on the balloon maturity date at the time the borrower exercises the reset option to modify and extend the balloon note. |
AtTransfer | A snapshot of the loan data as of the effective date of the servicing transfer. |
AtTrial | A snapshot of the loan data at the initiation of a trial period for a workout modification. |
AtUnderwriting | A snapshot of the loan data at the point at which the underwriting recommendation is made. |
Current | A snapshot of the loan data as of the "Loan State Date". |