| BorrowerDelinquencyWorkout | A modification action that is initiated by the borrower. |
| Capitalization | A modification action that incorporates past due amounts and/or fees into the unpaid principal balance. |
| ChangeOfPaymentFrequency | |
| ConstructionToPermanentFinancing | |
| HAMP | A modification action initiated under the Home Affordable Modification Program |
| LenderPortfolioManagement | A modification action initiated by the lender holding the loan in order to optimize the portfolio's performance. |
| Other | |
| PrincipalForgiveness | A modification action that writes off a portion of the unpaid principal balance. |
| Restructure | A modification action that completely changes the nature and features of the original loan. |
| UnscheduledPaymentRecast | A modification action initiated when a borrower makes a large curtailment. |