| CurtailmentApplicationSequenceType | Specifies the order in which unscheduled principal payments are applied relative to the scheduled payment.Specifies the order in which unscheduled principal payments are applied relative to the scheduled payment. |
| EXTENSION | |
| FinalPaymentAmount | The amount of the final scheduled payment. (This is a calculated results field.)A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| FirstPrincipalReductionDate | The date of the first scheduled payment that will reduce the UPB.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar.
Full dates MUST be represented in the extended format CCYY-MM-DD
CCYY is a four-digit year, "0001" through "9999"
MM is a two-digit month of that year, "01" through "12"
DD is a two-digit day of that month, "01" through "31"
Padded zeros must be used.
- is the required separator between CCYY-MM-DD
if the day or month and day are dropped, the preceding separator is also dropped
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
Note that negative or extended (more than 4 digit) years are not permitted.
EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06". |
| FullyIndexedInitialPrincipalAndInterestPaymentAmount | The dollar amount of the principal and interest payment when calculated using the loan amount and fully-indexed interest rate (in place of Note Interest Rate) to arrive at full amortization during the loan term.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| InitialInterestOnlyPaymentAmount | The dollar amount of the initial interest payment for interest only loans.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| InitialPaymentRatePercent | The initial effective payment rate at which the borrower is making payments, even if it is temporary.A data type of Percent SHOULD identify a number value that is in the subset of real numbers expressible by decimal numerals and represents a value that is scaled upward by 100 so that 1/100 is represented by 1. It MAY contain a single decimal point as punctuation. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated.)
It SHOULD be able to contain at least 18 digits.
EXAMPLE: A Tax Rate Percent for a rate of .055 be expressed as "5.5". |
| InitialPITIPaymentAmount | The total monthly amount of the loan payment to be made by the borrower as disclosed on the Initial Escrow Account Disclosure, including principal and interest and all monthly escrow payment amounts.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| InitialPrincipalAndInterestAndMIMonthlyPaymentAmount | The dollar amount of the initial monthly payment including principal, interest, and mortgage insurance. For example, the amount identified as the initial monthly payment amount on the GFE.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| InitialPrincipalAndInterestPaymentAmount | The dollar amount of the principal and interest payment as stated on the Note. The principal and interest payment is usually obtained using the loan amount and interest rate to arrive at full amortization during the loan term.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| InitialTaxAndInsurancePaymentAmount | Net taxes and insurance Payment (excluding Optional Insurance) to be collected on a monthly basis. This includes any Mortgage Insurance, all taxes and property casualty that are escrowed.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| LoanPaymentAccumulationAmount | The minimum dollar amount that must be applied in order to advance the last paid installment date. This may be applicable to Title I daily simple interest loans.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| PartialPaymentAllowedIndicator | When true, indicates that the terms of the loan allow principal and interest payments that are less than the amount due.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| PartialPaymentPenaltyIndicator | When true, indicates that penalties will be assessed if the borrower submits a partial payment.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| PaymentBillingMethodType | Identifies the method used by the servicer to notify the mortgagor to remit the mortgage payment.Identifies the method used by the servicer to notify the mortgagor to remit the mortgage payment. |
| PaymentBillingStatementFrequencyType | Identifies the frequency that statements are sent to the borrower.Identifies the frequency that statements are sent to the borrower. |
| PaymentBillingStatementLeadDaysCount | The number of days between the billing statement date and the payment due date.A data type of Count SHOULD identify a non-negative number value that is a whole number with a maximum value of 2147483647. It SHALL NOT contain any punctuation.
EXAMPLE: A Total Bathroom Count for a dwelling unit with one full bathroom and one partial bathroom would be expressed as "2". |
| PaymentFrequencyType | Specifies the frequency of the mortgage payment.Specifies the frequency of the mortgage payment. |
| PaymentFrequencyTypeOtherDescription | A free-form text field used to capture the payment frequency type if Other is selected as the payment frequency.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| PaymentOptionIndicator | Specifies that the loan instrument allows the borrower(s) to determine and change on a month-to-month basis the amount of any payment to be paid on the loan for a specified period of time.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| PaymentRemittanceDay | The day of the month on which the loan payment is to be remitted under the terms of the Mortgage.A data type of Day SHOULD identify a data point that represents numerically a specific day of the month of the Gregorian Calendar.
Days MUST be represented in the extended format ---DD
DD is a two-digit day of the month, "01" through "31"
Padded zeros must be used.
--- is the required prefix for the absent negative, year, and month
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
EXAMPLE: The Investor Remittance Day of the 9th of every month would be expressed as "---09". |
| ScheduledAnnualPaymentCount | The number of payments the borrower is expected to make per year.A data type of Count SHOULD identify a non-negative number value that is a whole number with a maximum value of 2147483647. It SHALL NOT contain any punctuation.
EXAMPLE: A Total Bathroom Count for a dwelling unit with one full bathroom and one partial bathroom would be expressed as "2". |
| ScheduledFirstPaymentDate | The date of the first scheduled mortgage payment to be made by the borrower under the terms of the mortgage.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar.
Full dates MUST be represented in the extended format CCYY-MM-DD
CCYY is a four-digit year, "0001" through "9999"
MM is a two-digit month of that year, "01" through "12"
DD is a two-digit day of that month, "01" through "31"
Padded zeros must be used.
- is the required separator between CCYY-MM-DD
if the day or month and day are dropped, the preceding separator is also dropped
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
Note that negative or extended (more than 4 digit) years are not permitted.
EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06". |
| ScheduledTotalPaymentCount | The total number of payments the borrower is expected to make over the course of the loan.A data type of Count SHOULD identify a non-negative number value that is a whole number with a maximum value of 2147483647. It SHALL NOT contain any punctuation.
EXAMPLE: A Total Bathroom Count for a dwelling unit with one full bathroom and one partial bathroom would be expressed as "2". |
| SeasonalPaymentPeriodEndMonth | The month that the period during which payments are not scheduled ends.A data type of Month SHOULD identify a data point that represents numerically a specific month of the year of the Gregorian Calendar.
Months MUST be represented in the extended format --MM
MM is a two-digit month of the year, "01" through "12"
Padded zeros must be used.
-- is the required prefix for the absent negative and year
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
EXAMPLE: The Escrow Account Activity Disbursement Month of the 10th month of the year would be expressed as "--10". |
| SeasonalPaymentPeriodStartMonth | The month that the period during which payments are not scheduled begins.A data type of Month SHOULD identify a data point that represents numerically a specific month of the year of the Gregorian Calendar.
Months MUST be represented in the extended format --MM
MM is a two-digit month of the year, "01" through "12"
Padded zeros must be used.
-- is the required prefix for the absent negative and year
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
EXAMPLE: The Escrow Account Activity Disbursement Month of the 10th month of the year would be expressed as "--10". |
| ThirdPartyInvestorFeePassThroughPercent | The percentage of fees paid by the borrower that are passed through to a third party investor.A data type of Percent SHOULD identify a number value that is in the subset of real numbers expressible by decimal numerals and represents a value that is scaled upward by 100 so that 1/100 is represented by 1. It MAY contain a single decimal point as punctuation. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated.)
It SHOULD be able to contain at least 18 digits.
EXAMPLE: A Tax Rate Percent for a rate of .055 be expressed as "5.5". |
| ThirdPartyInvestorInterestPassThroughPercent | The percentage of interest payments made by the borrower that are passed through to a third party investor.A data type of Percent SHOULD identify a number value that is in the subset of real numbers expressible by decimal numerals and represents a value that is scaled upward by 100 so that 1/100 is represented by 1. It MAY contain a single decimal point as punctuation. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated.)
It SHOULD be able to contain at least 18 digits.
EXAMPLE: A Tax Rate Percent for a rate of .055 be expressed as "5.5". |
| ThirdPartyInvestorPrincipalPassThroughPercent | The percentage of principal payments made by the borrower that are passed through to a third party investor.A data type of Percent SHOULD identify a number value that is in the subset of real numbers expressible by decimal numerals and represents a value that is scaled upward by 100 so that 1/100 is represented by 1. It MAY contain a single decimal point as punctuation. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated.)
It SHOULD be able to contain at least 18 digits.
EXAMPLE: A Tax Rate Percent for a rate of .055 be expressed as "5.5". |
| TotalOptionalPaymentCount | The total number of optional payments allowed during the life of the loan when this choice is permitted under the terms of the loan.A data type of Count SHOULD identify a non-negative number value that is a whole number with a maximum value of 2147483647. It SHALL NOT contain any punctuation.
EXAMPLE: A Total Bathroom Count for a dwelling unit with one full bathroom and one partial bathroom would be expressed as "2". |