| AbilityToRepayExemptionCreditExtendedPurposeIndicator | When true, indicates the purpose of the extension of credit exempts the transaction from Regulation Z requirements.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| AbilityToRepayExemptionCreditorOrganizationType | Specifies the creditor organization type exempts the transaction from Regulation Z Ability-to-Repay requirements.Specifies the creditor organization type exempts the transaction from Regulation Z Ability-to-Repay requirements. |
| AbilityToRepayExemptionCreditorOrganizationTypeOtherDescription | A free-form text field used to collect additional information when Other is selected for Ability To Repay Exemption Creditor Organization Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| AbilityToRepayExemptionLoanProgramType | Specifies the Loan Program that exempts the transaction from Regulation Z Ability-to-Repay requirements.Specifies the Loan Program that exempts the transaction from Regulation Z Ability-to-Repay requirements. |
| AbilityToRepayExemptionLoanProgramTypeOtherDescription | A free-form text field used to collect additional information when Other is selected for Ability To Repay Exemption Loan Program Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| AbilityToRepayExemptionReasonType | Specifies the reason that transaction is exempt from Regulation Z Ability-To-Repay requirements.Specifies the reason that transaction is exempt from Regulation Z Ability-To-Repay requirements. |
| AbilityToRepayExemptionReasonTypeOtherDescription | A free-form text field used to collect additional information when Other is selected for Ability To Repay Exemption Reason Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| EXTENSION | |