| CreditCommentCode | This is a code value that may be associated with Credit Comment Text data. This could be a repository bureau code (Equifax, Experian, Trans Union), or it could be a code provided by a lender, credit bureau or other source that is specified in the Credit Comment Source Type. The code value should be exactly as shown in the source document without any other characters such as a prefix.A data type of Code SHOULD identify a data point that is a look-up value for an entry in a list of values and explanations and MAY have CodeOwnerURI and CodeEffectiveDate attributes.
EXAMPLE: A State Code would be expressed as "AL". |
| CreditCommentExpirationDate | Date the comment expiresA data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar.
Full dates MUST be represented in the extended format CCYY-MM-DD
CCYY is a four-digit year, "0001" through "9999"
MM is a two-digit month of that year, "01" through "12"
DD is a two-digit day of that month, "01" through "31"
Padded zeros must be used.
- is the required separator between CCYY-MM-DD
if the day or month and day are dropped, the preceding separator is also dropped
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
Note that negative or extended (more than 4 digit) years are not permitted.
EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06". |
| CreditCommentSourceType | This data element provides an enumerated list of sources for the Credit Comment data.This data element provides an enumerated list of sources for the Credit Comment data. |
| CreditLiabilityAccountStatusType | This data element is an enumerated status list for an account as of the Account Status Date.This data element is an enumerated status list for an account as of the Account Status Date. |
| CreditLiabilityCurrentRatingCode | The liability accounts current code (as of Date Reported) for how timely the borrower has been making payments on this account. This is also known as the Manner Of Payment (MOP). See the MISMO Implementation Guide: Credit Reporting for more information on MOP codes.A data type of Code SHOULD identify a data point that is a look-up value for an entry in a list of values and explanations and MAY have CodeOwnerURI and CodeEffectiveDate attributes.
EXAMPLE: A State Code would be expressed as "AL". |
| CreditLiabilityCurrentRatingType | The liability accounts current rating (as of Date Reported) for how timely the borrower has been making payments on this account.The liability accounts current rating (as of Date Reported) for how timely the borrower has been making payments on this account. |
| CreditLiabilityFirstReportedDefaultDate | The date the loan was first reported to the credit bureau with a status code indicating bankruptcy or 30 day delinquency.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar.
Full dates MUST be represented in the extended format CCYY-MM-DD
CCYY is a four-digit year, "0001" through "9999"
MM is a two-digit month of that year, "01" through "12"
DD is a two-digit day of that month, "01" through "31"
Padded zeros must be used.
- is the required separator between CCYY-MM-DD
if the day or month and day are dropped, the preceding separator is also dropped
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
Note that negative or extended (more than 4 digit) years are not permitted.
EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06". |
| EXTENSION | |