| AlimonyChildSupportObligationIndicator | When true, indicates that a borrower has obligations for alimony, child support, etc.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| BankruptcyIndicator | When true, indicates that the borrower declared bankruptcy within the past seven years.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| BorrowerFirstTimeHomebuyerIndicator | Indicates that the borrower qualifies as a first time homebuyer as determined by the lender and/or the investor. (Note: The 3 year rule used in the Declarations alone is not sufficient.)A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| BorrowerHousingCounselorConsentIndicator | When true, indicates the borrower has agreed to allow servicer to release borrower contact information to a housing counselor.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| CitizenshipResidencyType | A value from a MISMO prescribed list that specifies the U.S. citizenship or alien status of the individual.A value from a MISMO prescribed list that specifies the U.S. citizenship or alien status of the individual. |
| CoMakerEndorserOfNoteIndicator | Borrower's answer to the question: Are you a co-maker or endorser on a note? Collected on the URLA in Section VIII line i.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| EXTENSION | |
| FHASecondaryResidenceIndicator | When true, indicates that the property usage falls under the FHA Secondary Residence policy and guidelines.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| HomeownerPastThreeYearsType | Borrower's answer to the question: Have you had an ownership interest in a property in the last three years?.Borrower's answer to the question: Have you had an ownership interest in a property in the last three years?. |
| IntentToOccupyType | Borrower's answer to the question: Do you intend to occupy the property as your primary residence?Borrower's answer to the question: Do you intend to occupy the property as your primary residence? |
| LoanForeclosureOrJudgmentIndicator | Borrower's answer to the question: Have you directly or indirectly been obligated on any loan that resulted in foreclosure, transfer of title in lieu of foreclosure, or judgment? Collected on the URLA in Section VIII line eA data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| OutstandingJudgmentsIndicator | When true, indicates the borrower has outstanding judgments against him or her.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| PartyToLawsuitIndicator | When true, indicates the borrower is a party to a lawsuit.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| PresentlyDelinquentIndicator | When true, indicates the borrower is presently delinquent or in default on Federal debt or other loan mortgage, financial obligation, bond or loan guarantee.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| PriorPropertyDeedInLieuConveyedIndicator | When true, indicates the Borrower has conveyed property as deed in lieu of foreclosure within the past seven years.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| PriorPropertyForeclosureCompletedIndicator | When true, indicates the borrower has had property foreclosed upon within the past seven years.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| PriorPropertyShortSaleCompletedIndicator | When true, indicates the Borrower has completed a short sale or pre-foreclosure sale where the Lender accepted less than full value for the outstanding mortgage balance within the past seven years.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| PriorPropertyTitleType | A value from a MISMO prescribed list that specifies how the borrower held title to the property.A value from a MISMO prescribed list that specifies how the borrower held title to the property. |
| PriorPropertyUsageType | A value from a MISMO prescribed list that specifies the actual usage of the borrower for the previously owned property.A value from a MISMO prescribed list that specifies the actual usage of the borrower for the previously owned property. |
| PropertyProposedCleanEnergyLienIndicator | When true, indicates that the property will be subject to a property clean energy lien that could take precedence over the first mortgage lien including PACE loan or other similar liens.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| UndisclosedBorrowedFundsAmount | The amount of the closing funds or down payment that is borrowed or provided by another party, including the seller, and not disclosed on the mortgage loan application.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| UndisclosedBorrowedFundsIndicator | When true, indicates that some or all of the closing funds or down payment is borrowed or provided by another party, including the seller, and not disclosed on the mortgage loan application.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| UndisclosedComakerOfNoteIndicator | When true, indicates that the Borrower is a co-signer or guarantor on other debts not disclosed on the loan application.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| UndisclosedCreditApplicationIndicator | When true, indicates the borrower will apply for other credit (not mortgage loan) prior to closing the mortgage transaction.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| UndisclosedMortgageApplicationIndicator | When true, indicates the borrower will apply for a mortgage loan on a property that is not the subject property on or before closing of this transaction that is not disclosed on this application.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |