| CAIVRSIdentifier | An identifier assigned by HUDs Credit Alert Interactive Voice Response System, an interactive system used to check the applicants outstanding federal obligations.A data type of Identifier SHOULD identify a data point that provides a unique value for reference purposes and MAY have IdentifierOwnerURI and IdentifierEffectiveDate attributes.
EXAMPLE: A Loan Identifier could be expressed as "0034567891-A". |
| EXTENSION | |
| FHA_VABorrowerCertificationSalesPriceExceedsAppraisedValueType | FHA/VA Borrower acknowledgement when Sales Price exceeds the Appraised Value. FHA/VA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 25(3)FHA/VA Borrower acknowledgement when Sales Price exceeds the Appraised Value. FHA/VA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 25(3) |
| FHABorrowerCertificationLeadPaintIndicator | Property built prior to 1978, Lead Paint Notice provided to borrower. FHA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 25(6)A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| FHABorrowerCertificationOriginalMortgageAmount | Original mortgage amount of property that was sold within the past 60 months secured by HUD/FHA mortgage. FHA Borrower Certification HUD92900-A (FHA/VA Addendum to URLA) value used in Section 22c: Original Mortgage Amount.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| FHABorrowerCertificationOwnFourOrMoreDwellingsIndicator | Does borrower own four or more dwellings. FHA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 22f.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| FHABorrowerCertificationOwnOtherPropertyIndicator | Do you own or have you sold other real estate within the past 60 months on which there was a HUD/FHA mortgage? FHA Borrower Certification, HUD-92900-A, (HUD/VA Addendum to URLA) Section 22a:A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| FHABorrowerCertificationPropertySoldCityName | City of property sold in the past 60 months on which there was a HUD/FHA mortgage. FHA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 22dA data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| FHABorrowerCertificationPropertySoldPostalCode | Postal Code of property sold in the past 60 months on which there was a HUD/FHA mortgage. FHA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 22dA data type of Code SHOULD identify a data point that is a look-up value for an entry in a list of values and explanations and MAY have CodeOwnerURI and CodeEffectiveDate attributes.
EXAMPLE: A State Code would be expressed as "AL". |
| FHABorrowerCertificationPropertySoldStateName | State of property sold in the past 60 months on which there was a HUD/FHA mortgage. FHA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 22dA data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| FHABorrowerCertificationPropertySoldStreetAddressLineText | Street address of property sold in the past 60 months on which there was a HUD/FHA mortgage. FHA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 22dA data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| FHABorrowerCertificationPropertyToBeSoldIndicator | If owned property within the past 60 months that was secured by a HUD/FHA mortgage, is it to be sold? FHA Borrower Certification, HUD-92900-A, (HUD/VA Addendum to URLA) Section 22a:A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| FHABorrowerCertificationRentalIndicator | Property covered by mortgage is to be rented, or is adjacent to rental properties involving eight or more dwelling units in which the borrower has a financial interest. FHA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 22eA data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| FHABorrowerCertificationSalesPriceAmount | Sales price of property sold in the past 60 months that was secured by HUD/FHA mortgage. FHA Borrower Certification, HUD-92900-A, (HUD/VA Addendum to URLA) Section 22b:A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| VABorrowerCertificationOccupancyType | VA Borrower Certification type of occupancy. VA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 25(2)VA Borrower Certification type of occupancy. VA Borrower Certification, HUD-92900-A (HUD/VA Addendum to URLA), section 25(2) |
| VABorrowerSurvivingSpouseIndicator | VA Borrower Surviving Spouse IndicatorA data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| VACoBorrowerNonTaxableIncomeAmount | The dollar amount of the monthly income that is not subject to taxation for a co-borrower.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| VACoBorrowerTaxableIncomeAmount | The dollar amount of the monthly income that is subject to taxation for a co-borrower.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| VAFederalTaxAmount | The monthly amount of federal income tax from the applicable table for VA loans.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| VALocalTaxAmount | The monthly amount of income tax other than that paid to state or federal governments from the applicable table for VA loans.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| VAPrimaryBorrowerNonTaxableIncomeAmount | The dollar amount of the monthly income that is not subject to taxation of the primary borrower.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| VAPrimaryBorrowerTaxableIncomeAmount | The dollar amount of monthly income of the borrower that is subject to taxation.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| VASocialSecurityTaxAmount | The monthly amount of social security tax from the applicable table for VA loans.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| VAStateTaxAmount | The monthly amount of state income tax from the applicable table for VA loans.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| VeteranStatusIndicator | Indicates whether the borrower qualifies as a Veteran under HUD guidelines and that the loan application should be evaluated as a 203(b)(2) Veteran Loan. If any borrower qualifies as a Veteran under VA guidelines then the loan (including all borrowers) may be processed as a VA loan application.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |