| CreditErrorMessageCode | This is a code value associated with a Credit Error Message Text element. The Credit Error Message Source Type describes the provider of the code, which could be the credit bureau, lender or the repository bureau.A data type of Code SHOULD identify a data point that is a look-up value for an entry in a list of values and explanations and MAY have CodeOwnerURI and CodeEffectiveDate attributes.
EXAMPLE: A State Code would be expressed as "AL". |
| CreditErrorMessageSourceType | Specifies the source of an error message. Messages can come either from the credit data repository, lender or the credit bureau.Specifies the source of an error message. Messages can come either from the credit data repository, lender or the credit bureau. |
| CreditErrorMessageText | This is error message text that appears in a credit response transaction. It may be accompanied by a Credit Error Message Source Type that describes the source of the error message text. It may also be accompanied by a Credit Error Message Code value that refers to the error message text.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| EXTENSION | |