| CreditFileInfileDate | The Infile Date is the date that the credit data repository first established this credit data file on this borrower.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar.
Full dates MUST be represented in the extended format CCYY-MM-DD
CCYY is a four-digit year, "0001" through "9999"
MM is a two-digit month of that year, "01" through "12"
DD is a two-digit day of that month, "01" through "31"
Padded zeros must be used.
- is the required separator between CCYY-MM-DD
if the day or month and day are dropped, the preceding separator is also dropped
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
Note that negative or extended (more than 4 digit) years are not permitted.
EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06". |
| CreditFileResultStatusType | Describes the resulting status of the request for a credit file from a credit repository bureau. The full reason for a Credit File not being returned will be reported in the Credit Error Message data element.Describes the resulting status of the request for a credit file from a credit repository bureau. The full reason for a Credit File not being returned will be reported in the Credit Error Message data element. |
| CreditFileResultStatusTypeOtherDescription | When Credit File Result Status Type is set to Other, enter its value in this data element.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| CreditRepositorySourceType | This element describes the source of the credit file, Equifax, Experian, Trans Union or Unspecified if the specific sources are not specified.This element describes the source of the credit file, Equifax, Experian, Trans Union or Unspecified if the specific sources are not specified. |
| CreditRepositorySourceTypeOtherDescription | When Credit Repository Source Type is set to Other, enter its value in this data element.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| EXTENSION | |