| CreditRepositorySourceType | This element describes the source of the credit file, Equifax, Experian, Trans Union or Unspecified if the specific sources are not specified.This element describes the source of the credit file, Equifax, Experian, Trans Union or Unspecified if the specific sources are not specified. |
| CreditRepositorySourceTypeOtherDescription | When Credit Repository Source Type is set to Other, enter its value in this data element.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| CreditResponseAlertMessageAdverseIndicator | This indicator is set to Y when the Credit Response Alert Message contains information which may be considered adverse and may require further investigation or other action.A data type of Indicator SHOULD identify a data point that represents a boolean value.
The value choices SHOULD be "true" or "false" but MAY be "1" or "0".
EXAMPLE: A Basement Finished Indicator for a basement that qualifies would be expressed as "true". |
| CreditResponseAlertMessageCategoryType | Describes the general category of the alert message. This allows for automated processing by systems reading the credit alert messages.Describes the general category of the alert message. This allows for automated processing by systems reading the credit alert messages. |
| CreditResponseAlertMessageCategoryTypeOtherDescription | When Credit Response Alert Message Category Type is set to Other, enter its value in this data element.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| CreditResponseAlertMessageCode | This is the code value associated with the Credit Response Alert Message Text and/or Credit Response Alert Message Type.A data type of Code SHOULD identify a data point that is a look-up value for an entry in a list of values and explanations and MAY have CodeOwnerURI and CodeEffectiveDate attributes.
EXAMPLE: A State Code would be expressed as "AL". |
| CreditResponseAlertMessageCodeSourceType | This element identifies the name of the source for the code values used in the Credit Response Alert Message Code. The enumeration definition identifies the source document and name of the table that contains the code values.This element identifies the name of the source for the code values used in the Credit Response Alert Message Code. The enumeration definition identifies the source document and name of the table that contains the code values. |
| CreditResponseAlertMessageCodeSourceTypeOtherDescription | When the Credit Response Alert Message Code Source Type has a value of Other, this element identifies the name of the source for the code values used in the Credit Response Alert Message Code.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| CreditResponseAlertMessageText | Text of the alert message.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| CreditResponseAlertMessageType | Lists the name of the repository bureau service or other service that generated the alert message.Lists the name of the repository bureau service or other service that generated the alert message. |
| CreditResponseAlertMessageTypeOtherDescription | When Credit Response Alert Message Type is set to Other, enter its value in this data element.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| EXTENSION | |