| EXTENSION | |
| MI_LTVPercent | The LTV as calculated by the MI company.A data type of Percent SHOULD identify a number value that is in the subset of real numbers expressible by decimal numerals and represents a value that is scaled upward by 100 so that 1/100 is represented by 1. It MAY contain a single decimal point as punctuation. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated.)
It SHOULD be able to contain at least 18 digits.
EXAMPLE: A Tax Rate Percent for a rate of .055 be expressed as "5.5". |
| MIApplicationType | Specifies the way the lender directs the mortgage insurer to handle the processing of the loan.Specifies the way the lender directs the mortgage insurer to handle the processing of the loan. |
| MIApplicationTypeOtherDescription | A free-form text field used to capture the description of the type of MI Application if Other is selected as the MIApplicationType.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MICertificateExpirationDate | The expiration date of the Commitment/Certificate issued by the MI.A data type of Date SHOULD identify a data point that represents numerically a specific year, month and year, or day month and year of the Gregorian Calendar.
Full dates MUST be represented in the extended format CCYY-MM-DD
CCYY is a four-digit year, "0001" through "9999"
MM is a two-digit month of that year, "01" through "12"
DD is a two-digit day of that month, "01" through "31"
Padded zeros must be used.
- is the required separator between CCYY-MM-DD
if the day or month and day are dropped, the preceding separator is also dropped
an optional trailing time zone indicator is permitted using either Z (for Coordinated Universal Time UTC) or an offset from UTC using +hh:mm or -hh:mm as in Datetime
Note that negative or extended (more than 4 digit) years are not permitted.
EXAMPLE: A Next Escrow Review Date that discloses the year and month would be expressed as "2010-06". |
| MICertificateIdentifier | The number assigned by the private mortgage insurance company to track a loan.A data type of Identifier SHOULD identify a data point that provides a unique value for reference purposes and MAY have IdentifierOwnerURI and IdentifierEffectiveDate attributes.
EXAMPLE: A Loan Identifier could be expressed as "0034567891-A". |
| MICertificateType | Specifies the type of mortgage insurance certificate required by the customer.Specifies the type of mortgage insurance certificate required by the customer. |
| MICommentDescription | A place holder for comments from the MI company regarding the loan in question.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MICompanyNameType | To convey the private MI company short/common name from whom the private mortgage insurance coverage was obtained.To convey the private MI company short/common name from whom the private mortgage insurance coverage was obtained. |
| MICompanyNameTypeOtherDescription | A free-form text field used to describe the MI company name when Other is selected for the MI Company Name Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MICoveragePercent | The percentage of mortgage insurance coverage obtained.A data type of Percent SHOULD identify a number value that is in the subset of real numbers expressible by decimal numerals and represents a value that is scaled upward by 100 so that 1/100 is represented by 1. It MAY contain a single decimal point as punctuation. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated.)
It SHOULD be able to contain at least 18 digits.
EXAMPLE: A Tax Rate Percent for a rate of .055 be expressed as "5.5". |
| MICoveragePlanType | Specifies the coverage category of mortgage insurance applicable to the loan.Specifies the coverage category of mortgage insurance applicable to the loan. |
| MICoveragePlanTypeOtherDescription | A free-form text field used to capture the description of the type of MI Coverage Plan if Other is selected as the MICoveragePlanType.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MIDecisionType | To convey the mortgage insurers decision regarding the application for mortgage insurance.To convey the mortgage insurers decision regarding the application for mortgage insurance. |
| MIDurationType | Specifies the period of time for which mortgage insurance coverage has been obtained/paid.Specifies the period of time for which mortgage insurance coverage has been obtained/paid. |
| MIDurationTypeOtherDescription | A free-form text field used to capture the description of the type of MI Duration if Other is selected as the MIDurationType.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MIInitialPremiumAtClosingType | Specifies whether the initial Mortgage Insurance premium is prepaid upon closing or deferred until first principle payment.Specifies whether the initial Mortgage Insurance premium is prepaid upon closing or deferred until first principle payment. |
| MIInitialPremiumAtClosingTypeOtherDescription | A free-form text field used to capture the description of the type of MI Initial Premium At Closing if Other is selected as the MIInitialPremiumAtClosingType.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MILenderIdentifier | The unique number assigned by the private mortgage insurer identifying the lender entity.A data type of Identifier SHOULD identify a data point that provides a unique value for reference purposes and MAY have IdentifierOwnerURI and IdentifierEffectiveDate attributes.
EXAMPLE: A Loan Identifier could be expressed as "0034567891-A". |
| MIPremiumFromClosingAmount | Amount of MI premium due from closing. Zero for deferred monthly; otherwise is a months, years or life premium for regular monthly, annual, or life of loan premium plans.A data type of Amount SHOULD identify a number value that is an amount of money and MAY have a CurrencyURI attribute. It SHALL NOT contain any punctuation other than the decimal point or sign values. The decimal point is ALWAYS the US nationalization character (.) in the designated character encoding (UTF-8 assumed when not stated )
It SHOULD be able to contain at least 18 digits.
EXAMPLE: An Unpaid Principle Balance Amount of $100,000.12 would be expressed as "100000.12". |
| MIPremiumPaymentType | Defines how the MI premium payments are to be paid.Defines how the MI premium payments are to be paid. |
| MIPremiumPaymentTypeOtherDescription | A free-form text field used to capture the description of the type of MI Premium Payment if Other is selected as the MIPremiumPaymentType.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MIPremiumRatePlanType | Specifies pattern of Mortgage Insurance premium rates charged over the life of the coverage.Specifies pattern of Mortgage Insurance premium rates charged over the life of the coverage. |
| MIPremiumRatePlanTypeOtherDescription | A free-form text field used to capture the description of the type of MI Premium Rate Plan if Other is selected as the MIPremiumRatePlanType.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MIPremiumRefundableType | Specifies how the unearned portion of any private mortgage insurance premiums will be treated if the private mortgage insurance coverage is canceled.Specifies how the unearned portion of any private mortgage insurance premiums will be treated if the private mortgage insurance coverage is canceled. |
| MIPremiumRefundableTypeOtherDescription | A free-form text field used to capture the description of the type of MI Premium Refundable if Other is selected as the MIPremiumRefundableType.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MIPremiumSourceType | Defines the source of the MI premium payment.Defines the source of the MI premium payment. |
| MIPremiumSourceTypeOtherDescription | A free-form text field to collect MI premium source when Other is selected for MI Premium Source Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MIServiceType | Defines the type of service provided by the mortgage insurer.Defines the type of service provided by the mortgage insurer. |
| MIServiceTypeOtherDescription | A free-form text field used to describe the MI Service Type when Other is selected for the MI Service Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MISourceType | The source of mortgage protection insurance.The source of mortgage protection insurance. |
| MISourceTypeOtherDescription | A free-form text field used to collect additional information when Other is selected for MI Source Type.A data type of String SHOULD identify a data point that is either a text value consisting of a word, phrase, sentence, paragraph, or formatted (TAB, CR, LF) character content depending on its purpose or a numeric value with a maximum of 16383 characters and MAY have the lang attribute. There is no list of valid values provided.
EXAMPLE: A Disqualificaton Reason Text for excluding a product from those offered to a borrower could be expressed as "Does not meet income to indebtedness guidelines for down payment support.". |
| MITransactionIdentifier | A unique alphanumeric string identifying the MI transaction as assigned by the sender. This is typically returned by the sender in a resulting response.A data type of Identifier SHOULD identify a data point that provides a unique value for reference purposes and MAY have IdentifierOwnerURI and IdentifierEffectiveDate attributes.
EXAMPLE: A Loan Identifier could be expressed as "0034567891-A". |