| AccessoryUnitIincome | The amount of rental income from a 1-unit property with an accessory dwelling unit. |
| Alimony | Alimony (also called maintenance or spousal support) is financial support to a spouse from the other spouse after marital separation or from the ex-spouse upon divorce. |
| AutomobileAllowance | Compensation for automobile-related expenses incurred. |
| Base | For salaried positions, the monthly amount of salary (annual salary/12). For hourly positions, the income that would arise from 52 weeks of work at the usual and customary number of non-overtime hours per week /12. |
| BoarderIncome | Income received by the borrower from an occupant of a portion of the subject property. |
| Bonus | Income derived from optional compensation paid out by employer, linked to employers overall performance and/or individual performance. |
| BorrowerEstimatedTotalMonthlyIncome | The borrower monthly income amount used by the lender to qualify the borrower for the loan. |
| CapitalGains | Amount from the sale of a capital asset at a higher value than the purchase price. |
| ChildSupport | Child support (or child maintenance) is an ongoing, periodic payment made by a parent for the financial benefit of a child following the end of a marriage or other relationship. |
| Commissions | Borrower income that is based upon a percentage of the goods or services the borrower sells (e.g., gross Realtor commission = 6%). |
| ContractBasis | Income received on a contract or per job basis. Recipients are classified by employers as independent contractors and not considered employees. |
| DefinedContributionPlan | A plan which provides each participant an individual account for benefits based solely on the amount contributed to the participant's account as well as any income, expenses, gains and losses. Typical examples are Individual Retirement Account (IRA) and 401k. |
| Disability | Income from disability coverage for a condition that prevents a person from working. |
| DividendsInterest | Amount from distributions from a company’s earnings to a shareholder in the form of cash payments, stock, and income earned from interest-bearing financial accounts by issuer of account. |
| EmploymentRelatedAccount | An account obtained by the borrower through employment sources used to calculate a potential income stream for qualification purposes as per investor guidelines. |
| FosterCare | An allowance provided by a social welfare jurisdication for the care of foster children. |
| HousingAllowance | Compensation for basic living expenses for certain employment situations. |
| HousingChoiceVoucherProgram | Public assistance income in the form of a housing subsidy paid by the government to the landlord on behalf of the borrower. |
| MilitaryBasePay | |
| MilitaryClothesAllowance | |
| MilitaryCombatPay | |
| MilitaryFlightPay | |
| MilitaryHazardPay | |
| MilitaryOverseasPay | |
| MilitaryPropPay | Extra income paid to military people that have professional degrees, such as military doctors, dentists, lawyers, etc |
| MilitaryQuartersAllowance | |
| MilitaryRationsAllowance | |
| MilitaryVariableHousingAllowance | |
| MiscellaneousIncome | Total amount of income not otherwise reported separately. |
| MortgageCreditCertificate | A tax credit granted by government jurisdictions to help first-time homebuyers offset a portion of the interest on a new mortgage. |
| MortgageDifferential | Income used when an employer subsidizes and employees mortgage payments by paying all or part of the interest differential between the employees present and proposed mortgage payments. |
| NetRentalIncome | |
| NonBorrowerContribution | Income from a party who occupies the home but is not a borrower on the loan. The party has consented to have their income included in a review for a modification. May be used as part of a HAMP modification. |
| NonBorrowerHouseholdIncome | The amount of income from a non-borrower household member that may be considered as a compensating factor for community lending loans when the income is greater than or equal to a percentage of the borrower’s income per investor guidelines. |
| NotesReceivableInstallment | Income received from the payment of a debt owed to the borrower. |
| Other | |
| Overtime | Additional compensation paid for work beyond the usual and customary work period. |
| Pension | Periodic amount paid by employer to persons who have retired from employer after attaining necessary term of service and other attributes. |
| ProposedGrossRentForSubjectProperty | The anticipated rent on the subject property if it is an investment property or if a 2-4 property where other units are rented. |
| PublicAssistance | Amount paid to borrower by federal, state or local public assistance program |
| RealEstateOwnedGrossRentalIncome | Periodic gross rents (before expenses) arising from a piece of real estate owned (or to be owned) by borrower. |
| Royalties | A payment to an owner for the use of property, patents, copyrighted works, franchises or natural resources. |
| SelfEmploymentIncome | Individual income gained by operating or other income generated by a business owned by the individual. |
| SelfEmploymentLoss | Reduction in individual income caused by operating or other losses generated by a business owned by the individual. Also known as "negative income" or "net operating loss." |
| SeparateMaintenance | Money paid by one previously married person to the other for support if they are no longer living as Husband and Wife. Also known as "Separate Support". |
| SocialSecurity | In the US, amount paid to recipients of OASI (Old Age and Survivors Insurance). |
| SubjectPropertyNetCashFlow | |
| TemporaryLeave | The amount of income available to the borrower during a period of approved absence. |
| TipIncome | The amount of income earned through gratuity that is not part of a regular wage. |
| TrailingCoBorrowerIncome | |
| Trust | Income the borrower receives as the beneficiary of a trust. |
| Unemployment | Amount paid or payable to borrower from state or Federal unemployment insurance program. |
| VABenefitsNonEducational | Dollar amount of VA Benefits excluding education benefits available to a veteran borrower. |
| WorkersCompensation | Amount paid or payable to borrower from Workers Compensation Insurance program, usually for injuries that prevent borrower from working. Collected on the URLA in Section V (Monthly Income). |