CommlAutoPolicyInfo

Description
This aggregate contains basic underwriting information for Business Automobile and Truckers policies.

Type : Aggregate
DataType : CommlAutoPolicyInfo_Type

Elements
AddrThe Address Aggregate is used wherever a postal address, including any portion of such address, is needed.
AnnualGrossSalesFOBPctThe percentage of annual gross sales represented by F.O.B. shipments.
ApplicantWageContinuationPlanNameThis data element is used to name the Wage Continuation Plan for the Applicant.
BelongingToOthersPctThe percentage of the total vehicles operating under the applicant's permit which belong to, and are operated by, someone other than the applicant.
CarrierTypeCdA code indicating the type of trucking business the applicant is engaged in. This element uses the CarrierType code list.
CoApplicantWageContinuationPlanNameThis data element is used to name the Wage Continuation Plan for the Co-Applicant.
CompensationPerTripIndIndicates if drivers are paid per trip as opposed to working on a salary or contract basis.
ContingentCoverageFOBIndIndicates if contingent coverage is desired on F.O.B. shipments made by the applicant.
DriverPhysicalsIndIndicates if the applicant requires driving employees to have regular physical examinations.
DriverRecruitingMethodIndIndicates if applicant for insurance has any specific or formal recruiting methods, such as requiring driver training school or a driver test.
DriverTestingIndIndicates if a formal driver testing program is carried out before drivers are hired.
DriverTrainingIndThis is used to indicate eligibility for the driver training credit and the level of instruction the driver has received.
ElectronicMonitoringInfoThis aggregate contains information about electronic monitoring devices and types of monitoring
FleetIndIndicates if this vehicle is eligible for fleet rating.
GarageStorageLocationDescThe description of the garage/storage location.
HaulForOthersIndIndicates if the applicant hauls for other truckers.
HireEquipmentIndIndicates if the applicant hires equipment from others for use in his business.
InsuringAgreementIndIndicates if the insurance the applicant is applying for will cover those vehicles which have been leased to others.
LeasedPctThe percentage of the applicant's owned vehicles that are leased to others.
LeasedWithOperatorsIndIndicates if the applicant leases his vehicles complete with operators.
LeaseVehsToOthersIndIndicates if the applicant leases vehicles to others.
MaxExposureAmtMaximum cash exposure.
MaxExposureLocationAmtMaximum cash Exposure/Location (contains the total value, including the cost of modifications, of all the vehicles at the location which has the largest combined value for vehicles based there).
MaxExposureVehAmtThe Maximum cash Exposure/Vehicle (contains the total value, with all modifications, of the most costly single vehicle to be covered by the policy).
MVRVerificationIndIndicates if the State Department of Motor Vehicles records are checked for each new driver hired.
NumFleetVehsPhysDamageDiscountThe number of vehicles covered by this policy which qualified for the fleet discount for Physical Damage.
NumVehsCoveredThe number of vehicles covered by the policy.
NumVehsInFleetThe number of vehicles covered by this policy, which qualify for the fleet discount.
NumVehsOwnedThe number of vehicles owned by the insured of a specific type.
OthersUnderPermitIndIndicates if others besides the applicant operate as truckers under the trucking permit of the applicant.
PrimaryRatingJurisdictionCdThe state used for all rating and reporting which is not specifically designated to some other state. The source of the code list is the U.S. Postal Service.
QuestionAnswerThe Question and Answer aggregate allows for the additional underwriting questions outside of those found in the line-of-business specific underwriting or supplemental aggregates.
RadiusExceededIndIndicates if any vehicle covered by the policy was used in the previous year outside of the radius described.
ShipperTypeCdA code that indicates if the insured is a shipper of owned property, a shipper of non-owned property or a shipper of combination owned/non-owned property. This element uses the ShipperType code list.
TargetCommoditiesIndIndicates if the applicant hauls property subject to a high incident of theft. Such properties as stereos, televisions, pharmaceuticals, liquor and meat all fall into this category.
VehMaintenanceIndIndicates if there is a program of regularly scheduled maintenance on all vehicles owned by the insured.

Attributes
idThis attribute is an identifier to a specific element.