CommlPropertyInfo

Description
This aggregate can be used to gather information about building or contents and related exposures.

Type : Aggregate
DataType : CommlPropertyInfo_Type

Elements
BlanketIndIndicates if the risk is covered on a blanket basis.
BlanketNumberThe identifying number for the blanket under which this coverage is rated. It is blank if the coverage is not included under a blanket.
BldgContentDescThe description of the contents of the building.
BusinessIncomeInfoThis aggregate holds information relating to Business Income.
BusinessIncomeTypeBusinessCdA code identifying the type of business used for rating Business Income Coverage. It is used for both class and specific rated risks. This element uses the BusinessIncomeTypeOfBusiness code list.
ClassCdThe Class Code for the exposure described by this Group. This code is derived from Insurance Services Office or company code list.
ClassCdDescText to describe the Class Code.
ClassSpecificRatedCdA code indicating if the subject of insurance is class or specific rated. This element uses the ClassSpecificRatedIndicator code list.
CommlCoverageThis aggregate is DEPRECATED. It is present for backward compatibility only. Use Coverage instead.
CoverageCoverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups.
CoverageAvailableThis aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage.
CurrentTermAmtThe total gross amount that is for the current term, including premiums, plus taxes, fees, discounts, surcharges, etc. When a policy is issued for its normal full term, at inception, CurrentTermAmt=FullTermAmt.
ExteriorWallMaterialCdA code indicating the type of material used in exterior walls. This element uses the ConstructionType code list.
FloorAreaThe floor area.
FormThe Form aggregate is used to inform the receiver as to the exact nature of a form that is to be (or has been) attached to the contract.
GroundFloorAreaThe ground floor area.
GroupIISymbolCdThis is an industry code indicating the insured's protection (for this subject of insurance) against extended perils. The source of this code is individual insurer, Insurance Services Office or State Insurance Department manuals.
HazardGradeInfoHazard Grade Information
HousekeepingConditionCdA code indicating an evaluation of the interior upkeep of the dwelling. This element uses the HousekeepingCondition code list.
ISOTELIDNumberThe specific fire rate identification number assigned by Insurance Services Office TEL. Used for identification of specific fire rates.
ItemValueAmtActual value of the item, not necessarily the amount of insurance.
LeaseHolderInfoProvides information on existing leases.
ManufacturingAreaThe manufacturing area size.
MercantileAreaThe mercantile area size.
NumBathroomsThe number of bathrooms of this type in the dwelling.
NumFamiliesThe number of separate family units in the dwelling.
NumKitchensNumber of kitchens in the dwelling.
OptionThis aggregate contains Option information.
PremiumGroupUsed to determine the applicable rate based upon the structure's location, construction and fire protection code.
PropertyRateGroupCdThe rate group for the exposure defined by the insurer.
RateThe rate or factor used to calculate the premium.
RateNumberCdThe rate number code for the exposure defined by the insurer.
RoofConditionCdA code indicating the condition of the roof. The element uses the HousekeepingCondition code list.
StructureConditionCdA code describing the physical condition of a structure. This element uses the StructureCondition Code List.
SubjectInsuranceCdA code designating the subject of insurance or premium bearing option to which the coverages attached to this group apply. This element uses the Risk code list.
SuffixCdAn old plan industry code applicable to the class code to add back excluded coverages. Individual codes may be combined to add a series of coverages back. (example XCU to add back Explosion, Collapse and Underground Coverages). This field may also be used to further define company specific class codes. The source for this code list is the insurer or an industry specific (i.e., Insurance Services Office) manual.
TotalPayrollAmtThe total payroll of the business without decimal places (unsigned).
TransactionPremiumTotalAmtTransaction Premium Total Amount
ValuationCdA code identifying the valuation type. This element uses the ValuationType code list.
ValueReportingIndThis indicates if this is subject to value reporting.
WiringTypeCdA code indicating the type of wiring. This element uses the WiringType code list.

Attributes
idThis attribute is an identifier to a specific element.
LocationRefThis attribute is an identifier reference to a location.
SubLocationRefThis attribute is an identifier reference to a sublocation.