PersVeh


(Deprecated)
Description
This aggregate is DEPRECATED - use Vehicle. The Personal Vehicle aggregate is built with the PCVEH entity (used by both Personal and Commercial Lines) and aggregates that uniquely define the Personal Lines vehicle.

Type : Aggregate
DataType : PersVeh_Type

Parents
PERSPKGLOBS

Elements
AirBagTypeCdA code indicating type of air bag. This element uses the AirBagType code list.
AlterationsAmtValue of alterations to the vehicle.
AlteredIndIndicates whether this item has been altered.
AlternateDrivingStateProvCdA code identifying the alternate state/province in which the vehicle is also used. The source of the code list is the U.S. Postal Service.
AlternateDrivingStateProvUsePctThe percentage that the vehicle is used in the alternate state/province as indicated in data element AlternateDrivingStateProvCd.
AntiLockBrakeCdAn industry coded element indicating the presence of anti-lock brakes. The source of this code list is the individual insurer rating manuals.
AppraiserActivityInfoThis aggregate contains information regarding the activities of an appraiser.
BIPDSymbolCdIf the vehicle is to be insured for Bodily Injury and Property Damage coverage, enter the Symbol. Refer to manual. This is to accommodate ISO 75 symbols, use on rating Model years prior to 2011.
BumperDiscountIndIndicates if the vehicle has bumpers that meet Federal damageability specifications.
BusinessAnnualDistanceAnnual distance vehicle is used for business purposes.
CarpoolIndIndicates if a carpool discount applies.
CollisionSymbolCdA code identifying the vehicles for which this policy provides collision coverage. The source of this code list is the Insurance Services Office CLM or rating manuals of individual insurer. This is to accommodate ISO 75 symbols, used for rating model years beginning with 2011.
ComprehensiveOTCSymbolCdA code indicating the physical damage symbol for comprehensive/other than collision (OTC) for use in rating and reporting. This is used to accommodate ISO 75 symbols, used for rating model years beginning with 2011.
CoverageCoverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups.
DamageabilityCdA code indicating the relative degree of damageability of the vehicle. This element uses the VehicleDamageability code list.
DaytimeRunningLightIndIndicates whether a vehicle has daytime running lights.
DistanceOneWayThe average distance driven one-way from the garage location to work, school or commuting station.
EngineTypeCdA code identifying the type of engine. This element uses the EngineType code list.
ExistingUnrepairedDamageIndIndicates whether the vehicle has damage to it that has not been repaired at the time this application is being made.
FourWheelDriveIndIndicates whether this is a four wheel drive vehicle.
GaragingCdA code indicating where the vehicle is parked at night. This element uses the Garaging code list.
LengthTimePerMonthThe length of time per month that this vehicle is driven in association with its use.
MaximumSpeedThe maximum speed attainable by the vehicle.
MedPayPIPLiabilitySymbolCdIf the vehicle is to be insured for Medical Payments/PIP Liability coverage, enter the Symbol. Refer to manual.
MultiCarDiscountIndIndicates if the vehicle is subject to consideration for multi-car discount.
NewVehIndIndicates if the vehicle was new when purchased.
NonOwnedVehIndIndicates if the vehicle described is not owned by the insured. It identifies non-owned vehicles other than leased vehicles.
NumAxlesThe number of axles on a trailer.
NumPassengersThe number of passengers.
NumYouthfulOperatorsThe number of youthful operators, as defined by company specific underwriting rules, who operate this vehicle.
OdometerReadingThe odometer reading at the time the insurance policy is applied for.
OdometerReadingAsOfDtA date on which the odometer reading was taken.
OdometerReadingAtPurchaseThe odometer reading at the time the vehicle was purchased.
PhysicalDamageRateClassCdAn industry code used in personal lines rating when two rate classes are required. The source of this code list is individual insurer rating manuals.
PresentValueAmtThe present value of the item, stated value or agreed value.
PreviouslyLeasedVehIndIndicates at time of purchase/acquisition if the vehicle was previously leased.
PricingCdAn industry code indicating how a pricing modification affects the rating. The source of this code list is the individual insurer rating manuals.
PrincipalOperatorIndIndicates that the Governing Driver listed is being rated as the principal operator for this unit (vehicle, watercraft, etc.). A '0' indicates that the Governing Driver is not being rated as the principal operator for this unit (vehicle, watercraft, etc.).
QuestionAnswerThe Question and Answer aggregate allows for the additional underwriting questions outside of those found in the line-of-business specific underwriting or supplemental aggregates.
RateClassCdAn industry code used to determine the rating factors. If two rate classes are required, this element should be used to enter the liability code. The source of this code list is the individual insurer rating manuals. If RateClassCd is the only value received, the value may reflect possibly a) a unique code reflecting both Property Damage and Liability combined into a single code or b) the value may have an "implied hyphen" reflecting a concatenated Primary and Secondary code. If a PhysicalDamageRateClassCd is received, then Liability can be assumed to be in RateClassCd.
ReasonLiabilityRefusedCdA code indicating the reason Liability coverage was refused by the insured. This element uses the ReasonLiabilityRefused code list.
RegisteredVehIndIndicates if the vehicle is registered.
ResidualMarketFacilityIndIndicates whether the coverage provided in the policy is being placed through a residual market plan.
ResidualMarketFacilityTierCdA code identifying the tier that applies to the vehicle. This element uses the ResidualMarketFacilityTier code list.
ResidualMarketFacilityTierDtThe date on which this vehicle was transferred into the Residual Market Facility.
SalvagedIndIndicates whether or not the vehicle has been salvaged.
SeatBeltTypeCdA code identifying the type of seat belt available in the vehicle. This element uses the SeatBeltType code list.
SeenCarIndIndicates whether the agent or inspection service has actually seen the vehicle described.
TerritoryCodeCommutingDestinationCdThe rating territory of the commuting destination. The source of this code list is the individual insurer.
TierCdA code indicating the rating tier. The source of this code list is the individual insurer.
TractionControlIndIndicates whether the vehicle is equipped with traction control.
VehInspectionStatusCdA code indicating the status of a vehicle inspection. This element uses the VehicleInspectionStatus code list.
VehPerformanceCdA code indicating the performance level of the vehicle. This element uses the VehiclePerformance code list.
VehSalvageTitleNumberThe vehicle salvage title number, if one exists.
VehUseCdA code identifying the predominant use of the vehicle. This element uses the VehicleUse code list.