| AirBagTypeCd | A code indicating type of air bag. This element uses the AirBagType code list. |
| AlterationsAmt | Value of alterations to the vehicle. |
| AlteredInd | Indicates whether this item has been altered. |
| AntiLockBrakeCd | An industry coded element indicating the presence of anti-lock brakes. The source of this code list is the individual insurer rating manuals. |
| BumperDiscountInd | Indicates if the vehicle has bumpers that meet Federal damageability specifications. |
| CarpoolInd | Indicates if a carpool discount applies. |
| Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
| CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
| DamageabilityCd | A code indicating the relative degree of damageability of the vehicle. This element uses the VehicleDamageability code list. |
| DaytimeRunningLightInd | Indicates whether a vehicle has daytime running lights. |
| DistanceOneWay | The average distance driven one-way from the garage location to work, school or commuting station. |
| EngineTypeCd | A code identifying the type of engine. This element uses the EngineType code list. |
| ExistingUnrepairedDamageInd | Indicates whether the vehicle has damage to it that has not been repaired at the time this application is being made. |
| FourWheelDriveInd | Indicates whether this is a four wheel drive vehicle. |
| GaragingCd | A code indicating where the vehicle is parked at night. This element uses the Garaging code list. |
| Length | The length of the item |
| LengthTimePerMonth | The length of time per month that this vehicle is driven in association with its use. |
| MaximumSpeed | The maximum speed attainable by the vehicle. |
| MultiCarDiscountInd | Indicates if the vehicle is subject to consideration for multi-car discount. |
| NewVehInd | Indicates if the vehicle was new when purchased. |
| NonOwnedVehInd | Indicates if the vehicle described is not owned by the insured. It identifies non-owned vehicles other than leased vehicles. |
| NumAxles | The number of axles on a trailer. |
| NumYouthfulOperators | The number of youthful operators, as defined by company specific underwriting rules, who operate this vehicle. |
| OdometerReading | The odometer reading at the time the insurance policy is applied for. |
| PhysicalDamageRateClassCd | An industry code used in personal lines rating when two rate classes are required. The source of this code list is individual insurer rating manuals. |
| PricingCd | An industry code indicating how a pricing modification affects the rating. The source of this code list is the individual insurer rating manuals. |
| PrincipalOperatorInd | Indicates that the Governing Driver listed is being rated as the principal operator for this unit (vehicle, watercraft, etc.). A '0' indicates that the Governing Driver is not being rated as the principal operator for this unit (vehicle, watercraft, etc.). |
| QuestionAnswer | The Question and Answer aggregate allows for the additional underwriting questions outside of those found in the line-of-business specific underwriting or supplemental aggregates. |
| RateClassCd | An industry code used to determine the rating factors. If two rate classes are required, this element should be used to enter the liability code. The source of this code list is the individual insurer rating manuals. If RateClassCd is the only value received, the value may reflect possibly a) a unique code reflecting both Property Damage and Liability combined into a single code or b) the value may have an "implied hyphen" reflecting a concatenated Primary and Secondary code. If a PhysicalDamageRateClassCd is received, then Liability can be assumed to be in RateClassCd. |
| RegisteredVehInd | Indicates if the vehicle is registered. |
| ResidualMarketFacilityInd | Indicates whether the coverage provided in the policy is being placed through a residual market plan. |
| SeatBeltTypeCd | A code identifying the type of seat belt available in the vehicle. This element uses the SeatBeltType code list. |
| SeenCarInd | Indicates whether the agent or inspection service has actually seen the vehicle described. |
| TerritoryCodeCommutingDestinationCd | The rating territory of the commuting destination. The source of this code list is the individual insurer. |
| TractionControlInd | Indicates whether the vehicle is equipped with traction control. |
| VehInspectionStatusCd | A code indicating the status of a vehicle inspection. This element uses the VehicleInspectionStatus code list. |
| VehPerformanceCd | A code indicating the performance level of the vehicle. This element uses the VehiclePerformance code list. |
| VehSalvageTitleNumber | The vehicle salvage title number, if one exists. |
| VehUseCd | A code identifying the predominant use of the vehicle. This element uses the VehicleUse code list. |
