ResidenceBusiness

Description
The Residence Based Business Aggregate is a unit at risk group for Residential policies that are also covering a business. The group normally will appear once, however it may appear as many times as needed, being differentiated by General Liability Classification Code.

Type : Aggregate
DataType : ResidenceBusiness_Type

Parents
RESOURCE_CHOICE

Elements
AdditionalInterestThe Additional Interest aggregate is used to contain information relating to persons or parties other than the Insured whom, for one reason or another, have an interest in this policy.
AnnualSalesAmtThe total annual sales for the business.
BusinessAreaThe area of the building that is used for business purposes.
BusinessDescA text description of the business.
BusinessHoursCloseTimeThe closing time for the normal business day.
BusinessHoursStartTimeThe starting time for the normal business day.
BusinessStartDtThe date the current owners purchased or started the business.
ClassCdThe Class Code for the exposure described by this Group. This code is derived from Insurance Services Office or company code list.
CoverageCoverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups.
CoverageAvailableThis aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage.
GeneralLiabilityCdA code identifying the general liability nature of business for the insured. The source of this code list is the Insurance Services Office Commercial Lines Manual (CLM) or individual insurer rate manuals.
ItemIdInfoThe Item ID Information Aggregate is architectural in nature. It is used to identify an aggregate uniquely across transactions.
LegalEntityCdA code identifying the legal designation of this company, person, or organization. This element uses the LegalEntity code list.
LinkLink provides a mechanism to hyperlink between resources. It is not expected to contain data, instead typically appears as (e.g.): <Link rel="self" href="/policy/4e068b48-798c-4df1-8d1d-ea2a90f4eb4c" title="Self"/>.
NAICSCdAn industry code identifying the class of business. Formerly known as the SIC code. The source of this code list is the US Department of Commerce.
NatureBusinessCdA code identifying the type of business. This element uses the NatureOfBusiness code list.
NumEmployeesFullTimeNumber of Full Time Employees.
NumEmployeesPartTimeNumber of Part Time Employees.
NumLossesThe total number of losses that occurred for the past number of years as specified by NumLossesYrs.
NumLossesYrsThe number of years of loss information required by the insurer.
NumVisitorsThe number of visitors.
QuestionAnswerThe Question and Answer aggregate allows for the additional underwriting questions outside of those found in the line-of-business specific underwriting or supplemental aggregates.
SupplementaryNameInfoThe Supplementary Name Information Aggregate contains information regarding supplemental names.
TaxIdentityThis aggregate contains the unique tax ID, assigned by government, associated with a person or organization.
TotalPayrollAmtThe total payroll of the business without decimal places (unsigned).

Attributes
idThis attribute is an identifier to a specific element.
InspectionContactRefThis attribute is an identifier reference to a MiscParty associated with an inspection.
LocationRefThis attribute is an identifier reference to a location.
SubLocationRefThis attribute is an identifier reference to a sublocation.