| This is to support Short Term Survivorship Provision where the insured can choose the number
of days the proceeds will be on hold. The number of days is from the death of the insured.At the death of the second Insured, the proceeds are withheld for the period of days
specified. If the beneficiary is living at the end of that period, we would pay that
beneficiary. If the beneficiary dies before the end of the specified period, we would treat
this as if the beneficiary died before the second Insured to die. |