AbilityToRepayExemptionReasonType

Description
Specifies the reason that transaction is exempt from Regulation Z Ability-To-Repay requirements.

Type : AbilityToRepayExemptionReasonEnum
Value Description
CreditorOrganizationIndicates that transaction is exempt from Regulation Z ability-to-repay requirements because the lender making the loan is exempt by nature of the organization.
LoanProgramIndicates that transaction is exempt from Regulation Z ability-to-repay requirements because the loan program is exempt from requirements.
NumberOfFinancedUnitsIndicates that transaction is exempt from Regulation Z ability-to-repay requirements because the number of financed units exceeds the regulation requirements.
Other
PropertyUsageIndicates that transaction is exempt from Regulation Z ability-to-repay requirements because the occupancy type for the property is exempt from requirements.

Definition
Specifies the reason that transaction is exempt from Regulation Z Ability-To-Repay requirements.
(Defined in file MISMO_3.4.0_B324.xsd , or a file it imports)

Attributes
DataNotSuppliedReasonTypeA value from a MISMO prescribed list that specifies the reason a specific data point is not included in the message.
DataNotSuppliedReasonTypeAdditionalDescriptionA free-form text field used to provide a supplemental comment or remark regarding the Data Not Supplied Reason Type.
DataNotSuppliedReasonTypeOtherDescriptionA free-form text field used to capture the enumeration when Other is selected for Data Not Supplied Reason Type.
label
SensitiveIndicatorAllows producers and consumers of XML instance documents that are valid MISMO V3 documents to mark any data point to be treated as sensitive. MISMO recommends that any use of a data point labeled as "Sensitive Information" in the LDD ALWAYS have this attribute set to "true".

Parents
\MESSAGE\DEAL_SETS\DEAL_SET\DEALS\DEAL\LOANS\LOAN\QUALIFIED_MORTGAGE\EXEMPTIONS\EXEMPTION