Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
Driver | This aggregate contains information about a specific driver. |
Dwell | This aggregate contains information regarding a specific dwelling. |
FarmLiabilityInfo | This contains information concerning various farm liability exposures. Consider this a unit at risk aggregate for locations when there is a need to associate a coverage with a location. |
PersDriver | This aggregate is DEPRECATED - Use Driver. The Personal Driver aggregate contains information about a specific driver. |
PropertySchedule | This aggregate contains data elements that describe an item associated with a schedule. This may be any schedule item in personal lines or commercial lines, i.e., a personal property floater or a contractor's equipment floater. This aggregate may also be used to send summary information for an entire class of scheduled property. This aggregate may also be used to identify items that are excluded from a schedule. |
QuestionAnswer | The Question and Answer aggregate allows for the additional underwriting questions outside of those found in the line-of-business specific underwriting or supplemental aggregates. |
Structure | This aggregate contains information regarding a specific structure. Multiple structures may occur at one location or sublocation. |
Vehicle | The Vehicle aggregate includes both personal and commercial vehicle information. |
VehInfo | This is used when only the vehicle information is required. |
Watercraft | This aggregate contains information relating to a specific watercraft. |
WatercraftAccessory | This aggregate is used when detailed information about a watercraft accessory such as a motor, trailer or piece of equipment is required. |