| AlternateWordingCd | A company unique or industry (Old Plan) code which identifies the applicable wording when a class has alternate descriptions. The source for this code list is the insurer or an industry specific (i.e., Insurance Services Office) manual. |
| AlternateWordingDesc | A carrier-specific description for this classification. |
| ClassCd | The Class Code for the exposure described by this Group. This code is derived from Insurance Services Office or company code list. |
| ClassCdDesc | Text to describe the Class Code. |
| CommlCoverage | This aggregate is DEPRECATED. It is present for backward compatibility only. Use Coverage instead. |
| Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
| CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
| Deductible | This aggregate contains PCDEDUCTIBLE elements. |
| Exposure | The amount of the exposure used in calculating the premium. The content of this data element depends on the rating basis used. |
| ExposureInfo | This contains information concerning business or non-business exposures whether incidental or not. |
| HazardGradeInfo | Hazard Grade Information |
| IfAnyRatingBasisInd | Indicates if rating basis is "If Any". |
| InterestIdNumber | The identifying number for the Additional/Other Interest Group for which a premium is being charged. |
| ItemIdInfo | The Item ID Information Aggregate is architectural in nature. It is used to identify an aggregate uniquely across transactions. |
| Link | Link provides a mechanism to hyperlink between resources. It is not expected to contain data, instead typically appears as (e.g.): <Link rel="self" href="/policy/4e068b48-798c-4df1-8d1d-ea2a90f4eb4c" title="Self"/>. |
| MinPremAmt | The lowest flat or earned policy charge for which a policy will be issued or for which coverage will be provided. |
| PremiumAmt | This is the amount of a specific type of premium. |
| PremiumBasisCd | A code designating the rating basis of the exposure amount. This code uses the PremiumBase code list. |
| PremiumBasisDesc | A text description of the premium basis provided by the carrier. As used here, echoed on a subsequent request if returned by a carrier. |
| QuestionAnswer | The Question and Answer aggregate allows for the additional underwriting questions outside of those found in the line-of-business specific underwriting or supplemental aggregates. |
| RiskAppetiteCd | A code sent in an excess and surplus lines rate response to provide the carrier's appetite for the coverage. This coded element uses the AppetiteType code list. |
| StateProvCd | A code identifying the state, province or national subdivision. The specific code values depend upon the national jurisdiction. For the USA, the state code list is https://www.usps.com/send/official-abbreviations.htm For Canada, the province code list is http://www.canadapost.ca/tools/pg/manual/Pgaddress-e.asp NOTE: these links cannot be launched from within the Help File. |
| SublineCd | A code indicating a superclass used for statistical reporting. The source for this code list is the Insurance Services Office CLM. |
| SuffixCd | An old plan industry code applicable to the class code to add back excluded coverages. Individual codes may be combined to add a series of coverages back. (example XCU to add back Explosion, Collapse and Underground Coverages). This field may also be used to further define company specific class codes. The source for this code list is the insurer or an industry specific (i.e., Insurance Services Office) manual. |
| TerritoryCd | An industry or Company specific code that identifies the rating territory for this item. The source of this code is individual insurer, Insurance Services Office or State Insurance Department manuals. |