| Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
| CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
| OtherOrPriorPolicy | This aggregate contains pertinent information about policies related to 'this' policy, such as prior policy history information, other policies in force, or underlying policy information associated with an umbrella or excess policy. This aggregate may be repeated as many times as needed to contain the appropriate prior policy history or other policy information. |
| PersUmbrella | This holds personal umbrella underwriting and rating information. |
| QuestionAnswer | The Question and Answer aggregate allows for the additional underwriting questions outside of those found in the line-of-business specific underwriting or supplemental aggregates. |
| RealEstate | This aggregate collects information on owned property that affects the rating of an umbrella policy. It applies across personal and commercial umbrella. |