Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
Driver | This aggregate contains information about a specific driver. |
DriverExperience | This aggregate contains information about a drivers' experience with a specific type of vehicle/watercraft. The aggregate repeats for each vehicle/watercraft for which the driver has experience. |
PersDriver | This aggregate is DEPRECATED - Use Driver. The Personal Driver aggregate contains information about a specific driver. |
QuestionAnswer | The Question and Answer aggregate allows for the additional underwriting questions outside of those found in the line-of-business specific underwriting or supplemental aggregates. |
Watercraft | This aggregate contains information relating to a specific watercraft. |
WatercraftAccessory | This aggregate is used when detailed information about a watercraft accessory such as a motor, trailer or piece of equipment is required. |