| Description |
| Coverage Option |
| Type : Complex Element |
| Definition |
| A coverage option further describes or modifies the parent Coverage (Life) or Rider (Annuity or DisabilityHealth) Object with which it is associated. |
| Parents |
| Coverage Rider |
| Elements | |||
| AddedDate | The date the component was added to the contract. | ||
| Alternate Premium Mode | |||
| AnnualIndexType | Annual Index Type | ||
| AnnualPremAmt | Annual Premium Amount | ||
| Attachment | |||
| BenefitCoordinationInd | Benefit Coordination Indicator | ||
| Benefit Limit | |||
| BenefitMode | Benefit Mode | ||
| BenefitPeriod | Benefit Period | ||
| ChildAgeUse | Child Age Use | ||
| ChildMatureAge | Child Maturity Age | ||
| ClassName | Class Name | ||
| CommissionLink | Commission Link | ||
| CommissionRate | Commission Rate | ||
| Condition Type Option | |||
| CovOptionKey | CovOption Key | ||
| CovOptionNumber | Coverage option number | ||
| CovOptionPctInd | True indicates the benefit amount is a percent stored in OptionPct. False indicates the benefit is a unit amount stored in OptionAmt. This is true when the benefit is defined as a percentage instead of a number of units - such as Premium Waiver defined as a percentage of the COI and expense charges. | ||
| CovOptionStatus | Status of the Coverage Option | ||
| CovOption System Key | |||
| Coverage Option Language Translations | |||
| DeathBenefitAmt | Death Benefit Amount | ||
| Deduction Option | |||
| Description | Description | ||
| Duration | Duration | ||
| DurationDesign | Duration Design | ||
| EEContribAmt | Employee Contribution Amount | ||
| EEContribPct | Employee Contribution Percent | ||
| EffDate | Effective Date | ||
| EliminationPeriod | Benefit Elimination Period | ||
| ERContribAmt | Employer Contribution Amount | ||
| ERContribPct | Employer Contribution Percent | ||
| ExerciseDate | Exercise Next Date | ||
| ExpiryDate | Expiration date | ||
| Fee | |||
| FiledFormNumber | Filed Form Number | ||
| FlatExtraPremBasis | Flat Extra Premium Basis | ||
| FormNo | Form Number | ||
| GDBPrem | Guaranteed Death Benefit (aka No Lapse Guarantee) Premium | ||
| GDBSkipPaymentDuration | Guaranteed Death Benefit Skip Payment Duration | ||
| GracePeriodStartDate | The date that the contract will enter lapse processing | ||
| GroupCovOption | Group Coverage Option | ||
| GuidelineAnnPrem | Guideline Annual Premium | ||
| GuidelineAnnPremSum | Cumulative amount of the guideline annual premiums for this coverage. | ||
| GuidelineSinglePrem | Guideline Single Premium | ||
| IssuedAsAppliedInd | Issued as Applied Indicator | ||
| IssueSubType | Issue Sub Type | ||
| IssueType | Issue Type | ||
| Keyed Value | |||
| LastRatingDate | Last Rating Date | ||
| LevelPremiumPeriod | Level Premium Period | ||
| LevelPremiumPeriodUnits | Level Premium Period Units | ||
| LifeCovOptTypeCode | Life Coverage Option Type Code | ||
| LivesType | Lives Type | ||
| MarketingName | Marketing Name | ||
| MaxBenefitAmt | Maximum Benefit Amount | ||
| Mec7DBLowest | Lowest death benefit for the current 7-pay period | ||
| MinPremAmt | Minimum Premium Amount | ||
| ModalGrossFlatExtraAllowanceAmt | Modal Gross Flat Extra Allowance Amount | ||
| ModalGrossFlatExtraPremAmt | Modal Gross Flat Extra Premium Amount | ||
| ModalGrossPermFlatAllowAmt | Modal Gross Permanent Flat Extra Allowance Amount | ||
| ModalGrossTempFlatAllowAmt | Modal Gross Temporary Flat Extra Allowance Amount | ||
| ModalPermRatingAmt | Modal Permanent Table Premium Amount | ||
| ModalPremAmt | Modal Premium Amount | ||
| ModalTempRatingAmt | Modal Temporary Table Premium Amount | ||
| NetCurrentAmt | Net Current Amount | ||
| NumAvailableAccruedOccs | Number of Available Accrued Occurrences | ||
| NumAvailableRequestedOccs | Number of Available Requested Occurrences | ||
| NumReinstatedOccs | Number of Reinstated Occurrences | ||
| NumUsedRequestedOccs | Number of Used Requested Occurrences | ||
| Occupation | Occupation | ||
| OccupRating | Rating Sub Type (Occupational Rating Code) | ||
| OLifE Extension | |||
| OptionAmt | Option Amount | ||
| OptionNumberOfUnits | Number Of Units for this Option | ||
| OptionPct | Option Percentage | ||
| OptionPctType | Option Percent Type | ||
| PaidUpDate | Paid Up Date | ||
| Participant | |||
| PaymentStructure | Payment Structure | ||
| PayToAge | Pay To Age | ||
| PayToYear | Pay To Year | ||
| PermFlatExtraAmt | Permanent Flat Extra Amount | ||
| PermFlatExtraEndDate | Permanent Flat Extra End Date | ||
| PermPercentageLoading | Permanent Percentage Loading | ||
| PermRatingAmtPerThou | Permanent Substandard Rating Amount Per Thousand | ||
| PermRatingType | Permanent Rating Type | ||
| PermTableRating | Permanent Table Rating | ||
| PermTableRatingAlphaCode | Permanent Table Rating Alpha Code | ||
| PermTableRatingEndDate | Permanent Table Rating End Date | ||
| PlanName | Plan Name | ||
| PreExistingConditionInd | Pre-Existing Condition Indicator | ||
| PremiumPerUnit | Premium Per Unit | ||
| PremiumRatePerUnit | Premium Rate Per Unit | ||
| PremSourceType | Type code indicating Premium Source | ||
| ProductCode | Product Code | ||
| ProductVersionCode | Product Version Code | ||
| QualAddBenefitInd | Used to determine if the cost of this coverage should be included when calculating cost basis. TRUE means it should be included. | ||
| RatingCommissionRule | Rating Commission Rule | ||
| RatingOverriddenInd | Rating Overridden Indicator | ||
| RatingReason | Rating Reason | ||
| Reinsurance Information | |||
| RenewalPremiumPerUnit | Renewal Premium Per Unit | ||
| RenewalPremiumRatePerUnit | Renewal Premium Rate Per Unit | ||
| Restriction Information | |||
| SECGuidelinePrem | 'SEC' stands for Securities and Exchange Commission. This is a guideline annual premium (similar in concept to Coverage.GuidelineAnnPrem), but calculated with a 5% interest assumption. It is used to test the 'reasonableness' of the surrender charges on a VUL policy. This property only applies to policies that are Variable Universal Life (Policy.ProductType = OLI_PRODTYPE_VUL), and then only in the U.S. Then only for older policies (as newer policies test the reasonableness of their surrender | ||
| Shadow Account | |||
| ShortName | Short Name | ||
| Substandard Rating | |||
| TargetPremAmt | Target Premium Amount | ||
| TargetPremAmtATD | The accumulated target premium for this coverage since the last policy anniversary. | ||
| TargetPremAmtITD | The accumulated target premium for this coverage since Issue. | ||
| TargetPremAmtMTD | The accumulated target premium for this coverage since the last monthly anniversary. | ||
| TargetPremAmtYTD | The accumulated target premium for this coverage During the current calendar year. | ||
| TempFlatEndDate | Temporary Flat End Date | ||
| TempFlatExtraAmt | Temporary Flat Extra Amount | ||
| TempFlatExtraDuration | Temporary Flat Extra Duration | ||
| TempFlatExtraOverrideEffDate | Temporary Flat Extra Override Effective Date | ||
| TempFlatExtraOverrideEndDate | Temporary Flat Extra Override End Date | ||
| TempFlatStartDate | Temporary Flat Extra Start Date | ||
| TempPercentageLoading | Temporary Percentage Loading | ||
| TempRatingAmtPerThou | Temporary Substandard Rating Amount Per Thousand | ||
| TempRatingType | Temporary Rating Type | ||
| TempTableRating | Temporary Table Rating | ||
| TempTableRatingCode | Temporary Table Rating Code | ||
| TempTableRatingEndDate | Temporary Table Rating End Date | ||
| TempTableRatingStartDate | Temporary Table Rating Start Date | ||
| TermDate | Termination Date | ||
| TobaccoPremiumBasis | Tobacco Premium Basis | ||
| TotalUsedOccs | Total Used Occurrences | ||
| UnderwritingClass | Underwriting Class | ||
| UnderwritingClassRanking | Underwriting Class Ranking | ||
| UnderwritingSubClass | Underwriting Subclass | ||
| UpgradeAvailableInd | Upgrade Available Indicator | ||
| ValuePerUnit | Value Per Unit | ||
| Attributes | |||
| CarrierLicenseID | Carrier License ID | ||
| DataRep | Data Representation | ||
| id | id | ||
| LifeParticipantRefID | Pointer to the Appropriate LifeParticipant Object (References LifeParticipant) |
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