Coverage

Description
Coverage

Type : Complex Element

Definition
This object contains the properties that delineate the characteristics for a single benefit, rider, provision, election, etc. found on a life insurance policy. The collection of coverage objects represents all the individual components included in the policy and defines or limits the obligations under that contract. There must be one and only one Coverage which defines the base characteristics of the underlying policy. This special Coverage should have its IndicatorCode property set to type "Base".This object contains the properties that pertain to a specific coverage or rider within a policy. The base coverage information for this policy is represented using this object as well. A collection of coverage objects represents all the coverages or riders for a particular life insurance policy.When a coverage ends, all of its children/subordinate objects end as well (e.g. CovOption, LifeParticipant). The Coverage object is unique to life products, while annuities, and disability lines of business use the Rider object to model various components of a policy. Coverages do not include financial arrangements such as periodic deposits, withdrawals or dividends which are modeled as "Arrangements", or loans which are modeled as "Loans".

Parents
Life

Elements
AddedDateAdded Date
AllocPremATDAllocated Premium Anniversary-To-Date
AllocPremITDAllocated Premium Issue-To-Date
AltPremModeAlternate Premium Mode
AnnualPremAmtAnnual Premium Amount
AttachmentAttachment
BeneDesignationWordingBeneficiary Designation Wording
BenefitAmtAccBenefit Amount Accident
BenefitAmtSickBenefit Amount Sickness
BenefitCoordinationIndBenefit Coordination Indicator
BenefitIndexBenefit Index Percentage Change
BenefitLimitBenefit Limit
BenefitModeBenefit Mode
BenefitPctBenefit Percentage
BenefitPeriodBenefit Period
BenefitPeriodAccBenefit Period for accident
BenefitPeriodSickBenefit Period for sickness
BenefitScheduleTypeBenefit Schedule Type
BenefitStructureBenefit Structure
CarrierAdminSystemCarrier Administration System
CashSurrValueCash Surrender Value
CashValueTotal Cash Value
ChargeTotalAmtCharge Total Amount
ChildAgeUseChild Age Use
ChildMatureAgeChild Maturity Age
CommissionLinkCommission Link
CommissionRateCommission Rate
ConditionTypeOptionCondition Type Option
ConversionCreditAmtConversion Credit Amount
ConversionDateConversion Date
ConversionStartDateConversion Start Date
CostOfInsAgeDesignCost of Insurance Age Design
CostOfInsDurationDesignCost Of Insurance Duration Design
CoverageKeyCoverage Key
CoveragePercentageSelectedCoverage Percentage Selected
CoverageSysKeyCoverage System Key
CoverageXLatCoverage Language Translations
CovNumberCoverage Number
CovOptionCoverage Option
CumPremAmtFirstYrCumulative Premium Amount First Year
CurrentAmtCurrent Amount
CurrentNumberOfUnitsCurrent Number Of Units
CusipNumCUSIP Number
DBOSwitchDeath Benefit Option Switch
DeathBenefitAmtDeath Benefit Amount
DeathBenefitOptionNameDeath Benefit Option Name
DeathBenefitOptTypeDeath Benefit Option Type
DeathBenefitPctIncDeath Benefit Option Percent Increase
DeductedCOIChgsATDDeducted COI Charges Anniversary-To-Date
DeductedCOIChgsITDDeducted COI Charges Issue-To-Date
DeductedCOIChgsMTDDeducted COI Charges Month-To-Date
DeductedCOIChgsYTDDeducted COI Charges Year-To-Date
DeductionOptionDeduction Option
DescriptionDescription
DivSeriesIndStringDividend Series Indicator Description
DurationDuration
DurationDesignDuration Design
EEContribAmtEmployee Contribution Amount
EEContribPctEmployee Contribution Percent
EffDateEffective Date
EliminationPeriodBenefit Elimination Period
ElimPeriodAccElimination Period for accident
ElimPeriodSickElimination Period for sickness
EquivalentAgeEquivalent Issue Age
EquivalentUnderwritingClassEquivalent Underwriting Class
EquivalentUnderwritingSubClassEquivalent Underwriting Sub Class
ERContribAmtEmployer Contribution Amount
ERContribPctEmployer Contribution Percent
ExcessPremAmtATDExcess Premium Amount Anniversary-To-Date
ExcessPremAmtITDExcess Premium Amount Issue-To-Date
ExcessPremAmtMTDExcess Premium Amount Month-To-Date
ExcessPremAmtYTDExcess Premium Amount Year-To-Date
ExerciseDateExercise Next Date
ExpiryDateExpiry Date
FeeFee
FiledFormNumberFiled Form Number
FinalPaymentDateFinal Payment Date
FormNoForm Number
GDBPremGuaranteed Death Benefit (aka No Lapse Guarantee) Premium
GrandfatheredIndCoverage Amount Grand fathered
GroupCoverageGroup Coverage
GuaranteedCoverageOptionGuaranteed Coverage Option
GuarCOIChargesMTDGuaranteed COI Charges Month-To-Date
GuarIntRateGuaranteed Interest Rate
GuidelineAnnPremGuideline Annual Premium
GuidelineAnnPremSumGuideline Annual Premium Sum
GuidelineFaceGuideline Face
GuidelineSinglePremGuideline Single Premium
IndicatorCodeIndicator Code
InitCovAmtInitial Coverage Amount
InitialReserveIntRateInitial Reserve Interest Rate
InterestEarnedATDInterest Earned Anniversary-To-Date
InterestEarnedITDInterest Earned Issue-To-Date
IntialNumberOfUnitsInitial Number Of Units of this coverage
IssueBasisIssue Basis
IssuedAsAppliedIndIssued as Applied Indicator
IssueDateIssue Date
IssueGenderIssue Gender
IssueNationIssue Nation
IssueNationDescIssue Nation Description
IssueSubTypeIssue Sub Type
IssueTypeIssue Type
JointAgeBasisJoint Age Basis
JurisdictionJurisdiction
KeyedValueKeyed Value
LastAnniversaryDateLast Anniversary Date
LastPaymentDateLast Payment Date
LastPremAmtLast Premium Amount
LevelPremiumPeriodLevel Premium Period
LevelPremiumPeriodUnitsLevel Premium Period Units
LifeCovStatusLife Coverage Status
LifeCovTypeCodeLife Coverage Type Code
LifeParticipantLife Participant
LineOfBusinessLine Of Business
LivesTypeLives Type
MarketingNameMarketing Name
Mec7DBLowestMEC 7-pay Death Benefit Lowest
MinPremAmtMinimum Premium Amount
ModalPremAmtModal Premium Amount
MonthlyBenefitAmtMonthly Benefit Amount
MonthlyBenefitEffDateMonthly Benefit Effective Date
MortalityOrMorbidityTableMortality or Morbidity Table
MortgageInterestRateMortgage Interest Rate
NetAmtAtRiskNet Amount at Risk
NetCurrentAmtNet Current Amount
NextAnniversaryDateNext Anniversary Date
NumChildrenNumber of Children
NumChildrenExcludedNumber of Children Excluded
NumLivesNumber of Lives
OLifEExtensionOLifE Extension
PaidToDatePaid To Date
PaidUpDatePaid Up Date
ParticipatingCSVIndParticipating Cash Surrender Value Indicator
ParticipatingIndParticipating Indicator
PaymentDueDatePayment Due Date
PaymentModePayment Mode
PaymentStructurePayment Structure
PayToAgePay To Age
PayToYearPay To Year
PlanNamePlan Name
PolicyExhibitStatusPolicy Exhibit Status
PreExistingConditionIndPre-Existing Condition Indicator
PremAmtATDPremium Amount Anniversary-To-Date
PremFreezeDatePremium Freeze Date
PremiumPerUnitPremium Per Unit
PremiumRatePerUnitPremium Rate Per Unit
PremPaymentDurBasisPremium Payment Duration Basis
PremSourceTypePremium Source Type
PriorCovNumberPrior coverage number
PriorEffDatePrior Effective Date
ProductCodeProduct Code
ProductVersionCodeProduct Version Code
PurposePurpose
QualAddBenefitIndQualified Additional Benefit Indicator
ReinsuranceInfoReinsurance Information
RenewableIndRenewable Indicator
RenewalDateRenewal Date
RenewalPremAmtRenewal Premium Amount
RenewalPremiumPerUnitRenewal Premium Per Unit
RenewalPremiumRatePerUnitRenewal Premium Rate Per Unit
ReserveFunctionReserve Function
ReserveIntRateReserve Interest Rate
ReserveIntRateSplitDurReserve Interest Rate Split Duration
ReserveMethodReserve Method
RestrictionInfoRestriction Information
SalaryPctSalary Percent
SECGuidelinePremSEC Guideline Premium
ShortNameShort Name
StatusChangeDateStatus Change Date
StatusReasonStatus Reason
SubAccountInfoSub Account Information
SurrChargeSurrender Charge
SurrChargeAmtSurrender Charge Amount
SurrChargeITDSurrender Charges Issue-To-Date
SurrTargetPremSurrender Target Prem
Target2PremAmtTarget 2 Premium Amount
TargetPremAmtTarget Premium Amount
TargetPremAmtATDTarget Premium Amount Anniversary-To-Date
TargetPremAmtITDTarget Premium Amount Issue-To-Date
TargetPremAmtMTDTarget Premium Amount Month-To-Date
TargetPremAmtYTDTarget Premium Amount Year-To-Date
TermDateTermination Date
TIAAmountTemporary Insurance Agreement Amount
TIAEffDateTemporary Insurance Agreement Effective Date
TIAInEffectIndTemporary Insurance Agreement In Effect Indicator
TIAPremAmtTemporary Insurance Premium Amount
TobaccoPremiumBasisTobacco Premium Basis
TotAnnualPremAmtTotal annual premium of the coverage. Includes associated options.
UnderwritingReviewUnderwriting Review
UpgradeAvailableIndUpgrade Available Indicator
ValuationBaseSeriesValuation Base Series
ValuationClassTypeValuation Class Type
ValuationSubSeriesValuation Sub Series
ValuePerUnitValue Per Unit

Attributes
CarrierLicenseIDCarrier License ID
DataRepData Representation
idid
IncreasedCoverageIDIncreased Coverage Identifier
(References Coverage)