| Description |
| Coverage |
| Type : Complex Element |
| Definition |
| This object contains the properties that delineate the characteristics for a single benefit, rider, provision, election, etc. found on a life insurance policy. The collection of coverage objects represents all the individual components included in the policy and defines or limits the obligations under that contract. There must be one and only one Coverage which defines the base characteristics of the underlying policy. This special Coverage should have its IndicatorCode property set to type "Base".This object contains the properties that pertain to a specific coverage or rider within a policy. The base coverage information for this policy is represented using this object as well. A collection of coverage objects represents all the coverages or riders for a particular life insurance policy.When a coverage ends, all of its children/subordinate objects end as well (e.g. CovOption, LifeParticipant). The Coverage object is unique to life products, while annuities, and disability lines of business use the Rider object to model various components of a policy. Coverages do not include financial arrangements such as periodic deposits, withdrawals or dividends which are modeled as "Arrangements", or loans which are modeled as "Loans". |
| Parents |
| Life |
| Elements | |||
| AddedDate | Added Date | ||
| AllocPremATD | Allocated Premium Anniversary-To-Date | ||
| AllocPremITD | Allocated Premium Issue-To-Date | ||
| Alternate Premium Mode | |||
| AnnualPremAmt | Annual Premium Amount | ||
| Attachment | |||
| BeneDesignationWording | Beneficiary Designation Wording | ||
| BenefitAmtAcc | Benefit Amount Accident | ||
| BenefitAmtSick | Benefit Amount Sickness | ||
| BenefitCoordinationInd | Benefit Coordination Indicator | ||
| BenefitIndex | Benefit Index Percentage Change | ||
| Benefit Limit | |||
| BenefitMode | Benefit Mode | ||
| BenefitPct | Benefit Percentage | ||
| BenefitPeriod | Benefit Period | ||
| BenefitPeriodAcc | Benefit Period for accident | ||
| BenefitPeriodSick | Benefit Period for sickness | ||
| BenefitScheduleType | Benefit Schedule Type | ||
| BenefitStructure | Benefit Structure | ||
| CarrierAdminSystem | Carrier Administration System | ||
| CashSurrValue | Cash Surrender Value | ||
| CashValue | Total Cash Value | ||
| ChargeTotalAmt | Charge Total Amount | ||
| ChildAgeUse | Child Age Use | ||
| ChildMatureAge | Child Maturity Age | ||
| CommissionLink | Commission Link | ||
| CommissionRate | Commission Rate | ||
| Condition Type Option | |||
| ConversionCreditAmt | Conversion Credit Amount | ||
| ConversionDate | Conversion Date | ||
| ConversionStartDate | Conversion Start Date | ||
| CostOfInsAgeDesign | Cost of Insurance Age Design | ||
| CostOfInsDurationDesign | Cost Of Insurance Duration Design | ||
| CoverageKey | Coverage Key | ||
| CoveragePercentageSelected | Coverage Percentage Selected | ||
| Coverage System Key | |||
| Coverage Language Translations | |||
| CovNumber | Coverage Number | ||
| Coverage Option | |||
| CumPremAmtFirstYr | Cumulative Premium Amount First Year | ||
| CurrentAmt | Current Amount | ||
| CurrentNumberOfUnits | Current Number Of Units | ||
| CusipNum | CUSIP Number | ||
| DBOSwitch | Death Benefit Option Switch | ||
| DeathBenefitAmt | Death Benefit Amount | ||
| DeathBenefitOptionName | Death Benefit Option Name | ||
| DeathBenefitOptType | Death Benefit Option Type | ||
| DeathBenefitPctInc | Death Benefit Option Percent Increase | ||
| DeductedCOIChgsATD | Deducted COI Charges Anniversary-To-Date | ||
| DeductedCOIChgsITD | Deducted COI Charges Issue-To-Date | ||
| DeductedCOIChgsMTD | Deducted COI Charges Month-To-Date | ||
| DeductedCOIChgsYTD | Deducted COI Charges Year-To-Date | ||
| Deduction Option | |||
| Description | Description | ||
| DivSeriesIndString | Dividend Series Indicator Description | ||
| Duration | Duration | ||
| DurationDesign | Duration Design | ||
| EEContribAmt | Employee Contribution Amount | ||
| EEContribPct | Employee Contribution Percent | ||
| EffDate | Effective Date | ||
| EliminationPeriod | Benefit Elimination Period | ||
| ElimPeriodAcc | Elimination Period for accident | ||
| ElimPeriodSick | Elimination Period for sickness | ||
| EquivalentAge | Equivalent Issue Age | ||
| EquivalentUnderwritingClass | Equivalent Underwriting Class | ||
| EquivalentUnderwritingSubClass | Equivalent Underwriting Sub Class | ||
| ERContribAmt | Employer Contribution Amount | ||
| ERContribPct | Employer Contribution Percent | ||
| ExcessPremAmtATD | Excess Premium Amount Anniversary-To-Date | ||
| ExcessPremAmtITD | Excess Premium Amount Issue-To-Date | ||
| ExcessPremAmtMTD | Excess Premium Amount Month-To-Date | ||
| ExcessPremAmtYTD | Excess Premium Amount Year-To-Date | ||
| ExerciseDate | Exercise Next Date | ||
| ExpiryDate | Expiry Date | ||
| Fee | |||
| FiledFormNumber | Filed Form Number | ||
| FinalPaymentDate | Final Payment Date | ||
| FormNo | Form Number | ||
| GDBPrem | Guaranteed Death Benefit (aka No Lapse Guarantee) Premium | ||
| GrandfatheredInd | Coverage Amount Grand fathered | ||
| GroupCoverage | Group Coverage | ||
| GuaranteedCoverageOption | Guaranteed Coverage Option | ||
| GuarCOIChargesMTD | Guaranteed COI Charges Month-To-Date | ||
| GuarIntRate | Guaranteed Interest Rate | ||
| GuidelineAnnPrem | Guideline Annual Premium | ||
| GuidelineAnnPremSum | Guideline Annual Premium Sum | ||
| GuidelineFace | Guideline Face | ||
| GuidelineSinglePrem | Guideline Single Premium | ||
| IndicatorCode | Indicator Code | ||
| InitCovAmt | Initial Coverage Amount | ||
| InitialReserveIntRate | Initial Reserve Interest Rate | ||
| InterestEarnedATD | Interest Earned Anniversary-To-Date | ||
| InterestEarnedITD | Interest Earned Issue-To-Date | ||
| IntialNumberOfUnits | Initial Number Of Units of this coverage | ||
| IssueBasis | Issue Basis | ||
| IssuedAsAppliedInd | Issued as Applied Indicator | ||
| IssueDate | Issue Date | ||
| IssueGender | Issue Gender | ||
| IssueNation | Issue Nation | ||
| IssueNationDesc | Issue Nation Description | ||
| IssueSubType | Issue Sub Type | ||
| IssueType | Issue Type | ||
| JointAgeBasis | Joint Age Basis | ||
| Jurisdiction | Jurisdiction | ||
| Keyed Value | |||
| LastAnniversaryDate | Last Anniversary Date | ||
| LastPaymentDate | Last Payment Date | ||
| LastPremAmt | Last Premium Amount | ||
| LevelPremiumPeriod | Level Premium Period | ||
| LevelPremiumPeriodUnits | Level Premium Period Units | ||
| LifeCovStatus | Life Coverage Status | ||
| LifeCovTypeCode | Life Coverage Type Code | ||
| Life Participant | |||
| LineOfBusiness | Line Of Business | ||
| LivesType | Lives Type | ||
| MarketingName | Marketing Name | ||
| Mec7DBLowest | MEC 7-pay Death Benefit Lowest | ||
| MinPremAmt | Minimum Premium Amount | ||
| ModalPremAmt | Modal Premium Amount | ||
| MonthlyBenefitAmt | Monthly Benefit Amount | ||
| MonthlyBenefitEffDate | Monthly Benefit Effective Date | ||
| MortalityOrMorbidityTable | Mortality or Morbidity Table | ||
| MortgageInterestRate | Mortgage Interest Rate | ||
| NetAmtAtRisk | Net Amount at Risk | ||
| NetCurrentAmt | Net Current Amount | ||
| NextAnniversaryDate | Next Anniversary Date | ||
| NumChildren | Number of Children | ||
| NumChildrenExcluded | Number of Children Excluded | ||
| NumLives | Number of Lives | ||
| OLifE Extension | |||
| PaidToDate | Paid To Date | ||
| PaidUpDate | Paid Up Date | ||
| ParticipatingCSVInd | Participating Cash Surrender Value Indicator | ||
| ParticipatingInd | Participating Indicator | ||
| PaymentDueDate | Payment Due Date | ||
| PaymentMode | Payment Mode | ||
| PaymentStructure | Payment Structure | ||
| PayToAge | Pay To Age | ||
| PayToYear | Pay To Year | ||
| PlanName | Plan Name | ||
| PolicyExhibitStatus | Policy Exhibit Status | ||
| PreExistingConditionInd | Pre-Existing Condition Indicator | ||
| PremAmtATD | Premium Amount Anniversary-To-Date | ||
| PremFreezeDate | Premium Freeze Date | ||
| PremiumPerUnit | Premium Per Unit | ||
| PremiumRatePerUnit | Premium Rate Per Unit | ||
| PremPaymentDurBasis | Premium Payment Duration Basis | ||
| PremSourceType | Premium Source Type | ||
| PriorCovNumber | Prior coverage number | ||
| PriorEffDate | Prior Effective Date | ||
| ProductCode | Product Code | ||
| ProductVersionCode | Product Version Code | ||
| Purpose | Purpose | ||
| QualAddBenefitInd | Qualified Additional Benefit Indicator | ||
| Reinsurance Information | |||
| RenewableInd | Renewable Indicator | ||
| RenewalDate | Renewal Date | ||
| RenewalPremAmt | Renewal Premium Amount | ||
| RenewalPremiumPerUnit | Renewal Premium Per Unit | ||
| RenewalPremiumRatePerUnit | Renewal Premium Rate Per Unit | ||
| ReserveFunction | Reserve Function | ||
| ReserveIntRate | Reserve Interest Rate | ||
| ReserveIntRateSplitDur | Reserve Interest Rate Split Duration | ||
| ReserveMethod | Reserve Method | ||
| Restriction Information | |||
| SalaryPct | Salary Percent | ||
| SECGuidelinePrem | SEC Guideline Premium | ||
| ShortName | Short Name | ||
| StatusChangeDate | Status Change Date | ||
| StatusReason | Status Reason | ||
| Sub Account Information | |||
| SurrCharge | Surrender Charge | ||
| Surrender Charge Amount | |||
| SurrChargeITD | Surrender Charges Issue-To-Date | ||
| SurrTargetPrem | Surrender Target Prem | ||
| Target2PremAmt | Target 2 Premium Amount | ||
| TargetPremAmt | Target Premium Amount | ||
| TargetPremAmtATD | Target Premium Amount Anniversary-To-Date | ||
| TargetPremAmtITD | Target Premium Amount Issue-To-Date | ||
| TargetPremAmtMTD | Target Premium Amount Month-To-Date | ||
| TargetPremAmtYTD | Target Premium Amount Year-To-Date | ||
| TermDate | Termination Date | ||
| Temporary Insurance Agreement Amount | |||
| Temporary Insurance Agreement Effective Date | |||
| Temporary Insurance Agreement In Effect Indicator | |||
| Temporary Insurance Premium Amount | |||
| TobaccoPremiumBasis | Tobacco Premium Basis | ||
| TotAnnualPremAmt | Total annual premium of the coverage. Includes associated options. | ||
| Underwriting Review | |||
| UpgradeAvailableInd | Upgrade Available Indicator | ||
| ValuationBaseSeries | Valuation Base Series | ||
| ValuationClassType | Valuation Class Type | ||
| ValuationSubSeries | Valuation Sub Series | ||
| ValuePerUnit | Value Per Unit | ||
| Attributes | |||
| CarrierLicenseID | Carrier License ID | ||
| DataRep | Data Representation | ||
| id | id | ||
| IncreasedCoverageID | Increased Coverage Identifier (References Coverage) |
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