| AccidentHealthLineBusiness | This aggregate contains information about the Accident Health Line of Business. |
| AccidentViolation | This aggregate holds information about accidents/violations and automobile losses, whether related to an accident or violation or not. The aggregate should be repeated for describing multiple accidents, violations and/or losses. |
| AccountNumberId | The number assigned to the account by the controlling party to uniquely identify that account within its business context. |
| AdditionalInterest | The Additional Interest aggregate is used to contain information relating to persons or parties other than the Insured whom, for one reason or another, have an interest in this policy. |
| Addr | The Address Aggregate is used wherever a postal address, including any portion of such address, is needed. |
| AircraftLineBusiness | This aggregate contains information unique to the Aircraft line of business. |
| AirportFBOLineBusiness | This aggregate contains information unique to the Airport and Fixed Base Operators line of business. |
| AnimalInoculationInfo | The Animal Inoculation Information Aggregate provides the inoculation type and date of administration for inoculations given to all animals during the last year. |
| AnniversaryRatingDt | A date which is used only when the policy is to be rated at rates other than those normally in effect at the effective date of the policy; it indicates when the policy is to be re-rated other than at the expiration of the policy. |
| AnnualSalesAmt | The total annual sales for the business. |
| AnyLossesAccidentsConvictionsInd | Indicates if there have been any chargeable losses, accidents and/or convictions by the insured(s)/applicant(s). If there are, details should be included as Loss and/or AccidentViolation aggregates. |
| ApplicantWageContinuationPlanName | This data element is used to name the Wage Continuation Plan for the Applicant. |
| ApplicationReceivedByAgencyDt | The date on which the application was received by the agent from the insured. |
| ApplicationWrittenDt | The date (system date) on which the application for insurance was written into the insurer system. |
| AssignedRiskFacilityCd | The identification code for the assigned risk or FAIR plan facility. |
| AssignmentDt | The date of assignment of an assigned risk application to the coverage provider by the state's assigned risk administrator. |
| AuditInd | An indicator specifying whether the insured is subject to an audit. |
| BillingAccountNumber | The account number to be used for billing purposes. This is the billing number assigned by the billing entity. |
| BillingMethodCd | A code identifying whether the policy is to be direct (company) billed or agency billed. This element uses the BillingMethod code list. |
| Binder | The Binder aggregate contains the information about a binder, a temporary, but binding legal contract. |
| BroadLOBCd | A code identifying the broad line of business classification. This element uses the BroadLineBusiness code list. |
| CancellationDt | The date on which the policy was cancelled not the date on which the policy was requested to be cancelled. |
| CancelNonRenewInfo | This aggregate contains details related to a cancellation or non-renewal. |
| CancelReasonCd | A code indicating why the cancellation, or non-renewal is taking place. This element uses the CancellationReason code list. |
| CatastropheInd | Indicates whether the insured is subject to a very large loss as a result of an event that is not formally excluded in the policy. |
| CededPct | The percentage that has been ceded to reinsurers. |
| ClaimsMadeInfo | This aggregate provides the information needed for a claims made-type liability policy. |
| CoApplicantWageContinuationPlanName | This data element is used to name the Wage Continuation Plan for the Co-Applicant. |
| CommlCoverage | This aggregate is DEPRECATED. It is present for backward compatibility only. Use Coverage instead. |
| CommlParentOrSubsidiaryInfo | This aggregate contains information about the parent or subsidiaries of a certain organization. |
| COMMLPKGLOBS | Commercial Package Lines of Business |
| CommlPolicySupplement | This aggregate is DEPRECATED - use PolicySupplement. The Commercial Policy Supplement contains information unique to a Commercial Lines Policy. Information about the insured and the work environment is captured in this aggregate. |
| CommlSubLocation | This aggregate is DEPRECATED - Use LocationUWInfo. This aggregate is used to provide additional underwriting information about a single location or sublocation in commercial lines transactions. |
| CompanyProductCd | A company-unique code indicating the product classification of this policy. The source of this code list is the individual insurer. |
| CompanyProductSubCd | Contains the sub product code if more than one level of product codes applies. |
| CompleteFormListInd | Indicates whether or not the submitting agent is providing all forms necessary to issue the policy.An 'N' indicates that the carrier system needs to return an error if it cannot issue a policy with only the forms listed.A 'Y' indicates that the carrier system can use its own logic to attach additional forms. |
| ConditionCorrectedDesc | The description of how the underwriting condition that caused the policy to not be written has been corrected. |
| ConditionCorrectedInd | An indicator that the condition that led to prior policy cancellation/non-renewal has been corrected. If "yes", explanation text should be managed via <RemarkText>. |
| ContractSharePct | The percentage of the risk bound under a binding authority facility. |
| ContractTerm | This indicates the period for the contract, policy, binder, etc. |
| ControllingStateProvCd | A code for the state used to determine some rating factors and Insurance Services Office reporting categories. The source of the code list is the U.S. Postal Service. |
| CounterSignature | When writing a multi-state risk, countersignature information should be sent for each state outside of the agent's contract authority. |
| CounterSignatureInd | Indicates whether a countersignature procedure is needed for the policy; this is required when the agent is not licensed to do business in that state. |
| Coverage | Coverages may be attached at several levels in the insurance model: at the line of business, at a risk (vehicle or property location), or with a person (such as a driver). The Coverage aggregate has been designed to be used by both Personal and Commercial Lines. Commercial Lines may need a supplement created to hold some additional information, but there is no additional information needed for Personal Lines. There may be multiple Limits, Deductibles and Options. However, the insurer may limit the number of any of those groups. |
| CoverageAvailable | This aggregate provides for coverage appetite and guidance by coverage in all aggregates that contain Coverage. |
| CreditOrSurcharge | Describes a credit/discount/surcharge/modification. |
| CreditScoreInfo | The Credit Score Information Aggregate contains information relevant to a credit score and related details. |
| CurrentResidenceDt | The date the insured/applicant first resided at the present address. |
| CurrentTermAmt | The total gross amount that is for the current term, including premiums, plus taxes, fees, discounts, surcharges, etc. When a policy is issued for its normal full term, at inception, CurrentTermAmt=FullTermAmt. |
| CustomerServicingCd | A code identifying who services customer calls for the associated policy. This element uses the OrganizationIdentifier code list. |
| DriverVeh | The Driver Vehicle aggregate contains information to relate drivers to vehicles or watercraft. |
| DurationPeriod | The length of time spanning from start date to end date measured in specific units. |
| DwellFireLineBusiness | This aggregate contains information unique to the Dwelling Fire line of business. |
| ElectronicDocsCd | A code indicating the type of document to be delivered electronically. This element uses the ElectronicDocumentType code list. |
| ElectronicDocsSelectionCd | A code indicating the insured selection or rejection of electronic documents. This element uses the ElectronicDocsSelection code list. |
| EmployeeClassInfo | This aggregate holds information relating to officers and employees other than agents or partners who handle or have custody of money, securities or other property. |
| EndorsementNumber | This is the number assigned to a specific mid-term change or adjustment to a policy. |
| EndorsementReasonCd | A code indicating the reason for this adjustment where a risk has been endorsed or where a mid-term adjustment has been made. |
| ExtendedWarrantyLineBusiness | This aggregate collects information about the Extended Warranty coverage provided by the policy. |
| FarmLineBusiness | This aggregate contains information unique to the Farm line of business. |
| FarmRanchTypeCd | A code indicating the nature of the applicant's farm/ranch operation. This element uses the FarmRanchType code list. |
| FileAttachmentInfo | The File Attachment aggregate indicates that an attachment is attached or forthcoming and what the attachment is. |
| FollowingInsurerName | The name of an insurer serving as a following (non-lead) company on a subscription policy. |
| Form | The Form aggregate is used to inform the receiver as to the exact nature of a form that is to be (or has been) attached to the contract. |
| FutureEffDateInd | An indicator that the insured has accepted the policy prior to the requested effective date. |
| FutureEffDateNumDays | The number of days between the policy acceptance date and the policy effective date. |
| GoodPaymentHistoryInd | An indicator the applicant has had a good payment history. |
| GroupCompanyCd | An industry code uniquely identifying a carrier chartered under state or provincial laws to act as an insurer. (The valid list is published by NAIC.) The NAIC code here represents the Company Group, not the specific writing company. |
| GroupId | For a policy that has been written as part of group or association business, this is an identifier for the group or association. |
| HazardGradeCd | An industry code used to determine the level of risk. A hazard is a "circumstance that would increase the likelihood and severity of a loss". In general for commercial lines, each class has a separate hazard grade for a specific line of business. The source of this code list is the individual insurer and/or AM Best. |
| HazardGradeInfo | Hazard Grade Information |
| HomeLineBusiness | This aggregate contains information unique to the Homeowners line of business. |
| HouseholdIncomeAmt | The total income of all residents in the household. |
| InsuredOrPrincipal | This aggregate provides information regarding the insured or principal on a policy or bond. |
| InsuredRequestsPrintedDocumentsInd | True indicates that printed documents for the policy should be sent to the insured; False indicates insured requests electronic documents. |
| ItemIdInfo | The Item ID Information Aggregate is architectural in nature. It is used to identify an aggregate uniquely across transactions. |
| KnownSinceDt | The date the agent/producer first met the applicant/ insured. |
| LanguageCd | A code indicating the language in which the actual policy is to be worded. This element uses the International Standards Organization 639 code list. |
| LeadInsurerName | The name of the insurer serving as the lead company on a subscription policy. |
| LengthTimeCurrentAddr | Length of time at current address. |
| LengthTimeInBusiness | The length of time that the insured/principal has been in the current business enterprise or occupation, or length of time in business. |
| LengthTimePreviousAddr | Length of time at previous address. |
| Link | Link provides a mechanism to hyperlink between resources. It is not expected to contain data, instead typically appears as (e.g.): <Link rel="self" href="/policy/4e068b48-798c-4df1-8d1d-ea2a90f4eb4c" title="Self"/>. |
| LOBCd | A code identifying the line of business classification. This element uses the LineOfBusiness code list. |
| LOBSubCd | A code identifying the line of business subcode that further refines the line of business code. The code identifies the product classification of the policy. This element uses the LineOfBusinessSubCode code list. |
| Location | The Location aggregate defines a geographic location. |
| LocationUWInfo | This aggregate is used to provide additional underwriting information about a single commercial location or sublocation. |
| Loss | The Loss aggregate contains information regarding the background of losses of any kind, other than automobile. The loss aggregate should be repeated for describing multiple losses. |
| MailingResponsibilityCd | A code identifying the organization responsible for mailing the policy paper to the insured. This element uses the OrganizationIdentifier code list. |
| MailingResponsibiltyCd | This code is DEPRECATED - Use MailingResponsibilityCd. A code identifying the organization responsible for mailing the policy paper to the insured. This element uses the OrganizationIdentifier code list. |
| MinPremAmt | The lowest flat or earned policy charge for which a policy will be issued or for which coverage will be provided. |
| MinPremInd | Indicates if a minimum premium applies. |
| MiscParty | This aggregate provides information about a miscellaneous individual or organization. |
| MonthlySafetyMeetingInd | Indicates if monthly meetings are used as part of a formal safety program. |
| NAICCd | An industry code uniquely identifying an organization chartered under state or provincial laws to act as an insurer. The source of this code list is the NAIC and/or IBC. |
| NetChangeAmt | Contains the change amount this transaction has caused to the total amount, as it existed prior to this transaction. This element is used for transactions which, by nature, result in a premium/amount change, refund, etc. If sent in a new business transaction, this amount should be zero. |
| NumCancRein | The number of cancellations that have been reinstated. |
| NumEmployees | Total number of employees. |
| NumLatePayments | The number of late payments. |
| NumLocations | Total number of locations. |
| NumLosses | The total number of losses that occurred for the past number of years as specified by NumLossesYrs. |
| NumLossesYrs | The number of years of loss information required by the insurer. |
| NumNonChargeableLosses | The total number of non-chargeable losses for all drivers associated with the application. |
| NumVehsInHousehold | The total number of vehicles in the insured/applicant's household. |
| NumViolations | The total number of violations for all drivers associated with the application. |
| OriginalInceptionDt | The date "this" insured first was issued a policy by "this" insurer. |
| OriginalPolicyInceptionDt | The original inception date of this specific policy. |
| OSHASafetyProgramInd | Indicates if OSHA is used as part of a formal safety program. |
| OtherLodgingOperationsInd | Indicates whether there are other lodging operations. |
| OtherOrPriorPolicy | This aggregate contains pertinent information about policies related to 'this' policy, such as prior policy history information, other policies in force, or underlying policy information associated with an umbrella or excess policy. This aggregate may be repeated as many times as needed to contain the appropriate prior policy history or other policy information. |
| OtherSafetyProgramInd | Indicates if there are other procedures in place for a formal safety program. If yes, describe the procedures using remarks. |
| PaidInFullInd | Indicates that this policy was paid in full. |
| PaymentHistoryInfo | This aggregate contains information relevant to a payment history. |
| PaymentOption | The Payment Option aggregate contains payment information specifying a particular payment plan or the details needed to describe a payment plan in order to schedule payment of a full-term premium for a given XML transaction. Payment options can differ between coverage parts on a package policy so this aggregate would apply not only to a policy but to a coverage part as well. |
| PayorCd | A code identifying the entity paying for the policy. This element uses the Payor code list. |
| PersApplicationInfo | The Personal Application Information aggregate contains general information about the applicant(s). Some questions on the forms are vague as to whether they apply to the application process, the applicant, or the co-applicant. For example, KnownSinceDt states it is the date the agent/producer first met the applicant/insured. However, often the "insured" is both applicants, and the date may actually reflect the date that the agent met the co-applicant. |
| PersAutoLineBusiness | This aggregate contains information unique to the Personal Automobile lines of business. |
| PersInlandMarineLineBusiness | This aggregate contains information unique to the Personal Inland Marine line of business excluding watercraft. |
| PersUmbrellaLineBusiness | This holds information specific to the personal umbrella line of business. |
| PolicyIssueDt | The date on which the policy paperwork was issued. (This is typically a London market requirement.) |
| PolicyNumber | The unique number assigned to the policy, or submission, being referenced. If required for self-insurance, the self-insured license or contract number. |
| PolicyProgramName | The description of an independently filed policy or program that may be optionally available from the insurance company. |
| PolicyStatusCd | A code identifying the status of the policy after the latest committed transaction. This element uses the PolicyStatus code list. |
| PolicySupplement | The Policy Supplement contains information about the insured and work environment. |
| PolicyTermCd | A code indicating term, or length of the policy. The source of this code list is the individual insurer. |
| PolicyTypeCd | A code that identifies the type of policy as it would normally be identified on a coverage level. This element uses the PolicyType code list. |
| PolicyVersion | A number or other identifier used by the company to identify 'this' version of the policy. |
| PrintedDocumentsRequestedInd | Indicates that the agency wishes to receive a printed copy of the policy. |
| PriorYearAnnualSalesAmt | The total annual sales of the business for the prior year. |
| PriorYearTotalPayrollAmt | The total payroll of the business without decimal places (unsigned) for the prior year. |
| Producer | This aggregate identifies information about the agency or the individual within the agency that is producing this business (policy). |
| ProposedRetroactiveDt | This is the requested Retroactive Date for the policy being written if retroactive coverage is provided with a "retrodate". |
| QuestionAnswer | The Question and Answer aggregate allows for the additional underwriting questions outside of those found in the line-of-business specific underwriting or supplemental aggregates. |
| QuoteInfo | This aggregate is used to communicate quote information between the insurer and the agency. |
| RateEffectiveDt | This is the effective date of the rate. |
| RefusingInsurerCd | A code identifying the regular market insurer that refused to write the risk. Valid codes include National Association Of Insurance Commissioners (NAIC), Insurance Bureau Of Canada (IBC) or other similar industry code lists. |
| ReinstateInfo | This aggregate contains details related to a reinstatement. |
| RemarkText | Free form text to be used for anything. |
| RenewalBillingMethodCd | A code indicating whether the renewed policy is to be direct (company) billed or agency billed. This element uses the BillingMethod code list. |
| RenewalPayorCd | A code identifying the entity paying for the renewed policy. This element uses the Payor code list. |
| RenewalStatusCd | A code indicating the renewal status of a policy. This element uses the RenewalStatus code list. |
| RenewalTerm | Identifies the term of the renewal policy. |
| ReportingPeriodCd | A code indicating the frequency with which reports are made. This element uses the Frequency code list. |
| ResidenceOwnedRentedCd | A code indicating the household ownership status of the insured/applicant. This element uses the Ownership code list. |
| ResidenceTypeCd | A code identifying the type of premises in which the insured/applicant resides. This element uses the ResidenceType code list. |
| RiskBoundDt | The date on which the policy was bound to the facility. |
| SafetyManualInd | Indicates if a safety manual is used as part of a formal safety program. |
| SafetyPositionInd | Indicates if a safety position is used as part of a formal safety program. |
| SecurityAssessmentInfo | This aggregate collects information about the security of the insured's organization. |
| SelfInsuredInd | Indicates if the insured is self-insured, in whole or in part. |
| ShortTermPremiumMethodCd | A code describing whether premium is to be calculated on a Prorated or Short Rated basis for policies which are written for less than a standard full term. This element uses the ShortTermPremiumMethod code list. |
| SignatureFormTypeCd | A code identifying which form the "signature date" and "signed by code" are referencing. This element uses the SignatureFormType code list. |
| SignatureInfo | This holds information relating to the person who signed and/or completed the form. |
| SignedByCd | A code identifying/certifying that the application, endorsement, etc. which require a signature have been signed and that the agent has the signed documents. A valid code is mandatory if a signed application is mandatory. This element uses the SignedBy code list. |
| SignedDt | Indicates the date the form was signed. |
| SubmissionReasonDesc | The reason for the policy submission. |
| SubscriptionInd | Y/N indication of whether the policy is a subscription policy (i.e. a policy issued on behalf of two or more insurance companies who "subscribe" to a stated percentage of the coverage). |
| SubscriptionInfo | Information relating to subscription policies. |
| SubsidiariesCoverageNeededInd | Indicates if coverage for the subsidiaries is needed. |
| SubsidiariesNatureBusinessCd | A code identifying the type of business of all subsidiaries. This element uses the NatureOfBusiness code list. |
| TaxCodeInfo | This aggregate contains Tax Code information. |
| TermProcessDt | The date the contract term was established/processed. This date remains constant throughout the term of the contract term. |
| TierCd | A code indicating the rating tier. The source of this code list is the individual insurer. |
| TotalPaidLossAmt | The total amount paid for the past number of years as specified by NumLossesYrs. |
| TotalPayrollAmt | The total payroll of the business without decimal places (unsigned). |
| TravelLineBusiness | This aggregate collects information about the Travel coverage provided by the policy. |
| UnderwritingDecisionInfo | This aggregate contains details related to an underwriting decision. |
| WatercraftLineBusiness | This aggregate contains information unique to the Watercraft line of business. |
| WrapUpInd | Indicates if the policy is a wrap-up policy. A wrap-up policy is a policy where all subcontractors of a given job are written on one policy. |
| WrittenAmt | The current term amount from the first transaction in the current policy term plus/minus the net change amounts from all subsequent transactions within the same policy term. |